The UOB Visa Infinite Metal card doesn’t rank as one of the better high income options on the market in Singapore, even after some enhancements were made in mid-2023. Nonetheless, it’s worth noting that UOB has extended its recent attractive sign-up bonus of 80,000 miles, now valid for approvals through to the end of June 2025.

This provides new-to-bank customers the chance to purchase a significant number of miles at just 0.82 cents each. Meanwhile, existing UOB cardholders receive a smaller 40,000-mile bonus, which comes at a higher cost of 1.64 cents per mile but may still be worth considering.

Up to 80,000 miles sign-up bonus

UOB is offering an uncapped total bonus of 40,000 miles or 80,000 miles for new Visa Infinite Metal cardholders between 1st April 2025 and 30th June 2025, subject to payment of the S$654 annual fee and a spend of S$4,000+ in the first 30 days of card membership.

The bonus miles structure is outlined in the following table, based on whether you are an existing UOB primary cardholder or not.

UOB VI Metal
Sign-up bonus earning

	New to UOB credit cards	Existing UOB credit card holder
Payment of Annual Fee	25,000 miles	25,000 miles
Meet S$4,000 Spend Criteria	55,000 miles	15,000 miles
Total award	80,000 miles	40,000 miles

Your card must be applied for and approved within the promotion period (i.e. between 1st April 2025 and 30th June 2025) to be eligible for the bonus.

UOB defines ‘new-to-bank’ customers as those who:

• do not currently hold any principal UOB credit card(s); and
• have not cancelled any principal UOB credit card(s) within 6 months prior to the commencement of the promotion period (1st April 2025).

For example, if you cancelled your last primary UOB credit card on or before 30th September 2024, you’ll be considered as a new-to-bank customer again and will be able to tap the 80,000 bonus miles offer in this case.

If you are a supplementary UOB credit card holder, but not a primary cardholder on any such account since September 2024, you will also qualify as a new-to-bank customer.

UOB offers VI Metal cardholders a first supplementary card free for life, after which subsequent supplementary cards are available at an annual fee of S$293.38.

Regular earn rates are in addition

These bonus miles will be awarded in addition to the regular miles you will accrue anyway to meet the S$4,000 spend as part of the sign-up bonus.

Your total earning (including the sign-up bonus) during this promotion, will be at least 85,600 miles as a new customer or 45,600 miles as a new customer, assuming local spend.

UOB VI Metal
Total promotion earning

	New to UOB credit cards	Existing UOB credit card holder
Sign-up bonus	80,000 miles	40,000 miles
Miles for S$4,000 local spend (1.4 mpd)	5,600 miles	5,600 miles
Total	85,600 miles	45,600 miles

You’ll do even better than this by tapping into the card’s 2.4 mpd overseas earn rate for the minimum spend during the first 30 days of card membership.

For example as a new-to-bank cardholder with S$4,000 of FCY retail spend in the first 30 days, you’re looking at 9,600 miles for the spend itself, for a grand total of 89,600 miles.

That’s enough for two saver Business Class awards from Singapore to Shanghai or Beijing.

Cost per mile

Here’s how the cost per mile stacks up for simply signing up for the card (no spend requirement), or for meeting the S$4,000 spend requirement in the first 30 days as either an existing or new UOB credit card customer.

UOB VI Metal
Cost per mile

	Total bonus	Cost per mile
Annual fee only (no spend requirement)	25,000 miles	2.62 cents
With S$4,000 spend (existing UOB cardholder)	40,000 miles	1.64 cents
With S$4,000 spend (new-to-bank)	80,000 miles	0.82 cents

This is based on payment of the (non-waivable) first year annual fee of S$654.

It’s clearly not worth signing up for this card if you aren’t going to participate in the bonus miles for S$4,000+ spend promotion, since the 25,000 miles you’ll receive for payment of the annual fee means buying miles at 2.62 cents each (assuming you don’t place any value on the other perks).

However, with the bonus miles in play for S$4,000 spend it’s definitely worth considering if you’re a new UOB customer, buying 80,000 miles at 0.82 cents each.

Eligible spend

In order to unlock the bonus miles element for spending S$4,000 in the first 30 days (15,000 additional miles for existing customers and 55,000 additional miles for new customers), your spend must fall outside exclusion categories.

These are listed in the terms and conditions document (see section 1.6), with exclusions such as:

• Insurance
• Charitable donations
• Government payments
• Gambling transactions
• Hospitals
• Insurance payments
• Utilities payments
• UOB Payment Facility

While spend at hospitals was been added to the exclusion list effective from October 2024, do note that UOB does not exclude education from its list of eligible transactions. CardUp spend is also included.

Spend made by supplementary cardholders will pool together with that of the primary cardholder when determining the S$4,000 minimum spend.

Which FFPs?

UOB doesn’t have the most extensive list of transfer partners in Singapore.

You can transfer UNI$ into:

• Singapore Airlines KrisFlyer
• Cathay Pacific Asia Miles
• airasia points

The only ones worth considering here are KrisFlyer and Asia Miles, since airasia points work on a very poor value cashback basis.

When will the bonus be credited?

Initially you will earn UNI$ at the regular rate for local or FCY transactions for your spend on this card. You will also get:

• 25,000 miles (UNI$12,500) when your S$654 annual fee is posted.

Then, subject to at least S$4,000 of eligible spend in the first 30 days, you will receive:

• An additional 55,000 miles (new customer) or 15,000 miles (existing customer), as UNI$27,500 or UNI$7,500 respectively, two months after your S$654 annual fee is posted.

UOB VI Metal: Key features

The UOB VI Metal Card includes with the following features:

• 1.4 mpd for local spend and 2.4 mpd for FCY spend.
• 25,000 miles on membership renewal, or 40,000 miles with a spend of S$100,000+ in the previous year.
• Waiver of the S$25 miles conversion fee, including when transferring UNI$ earned with other UOB credit cards.
• DragonPass membership with unlimited airport lounge visits (over 1,300 locations worldwide), plus 1 guest free.
• Pan Pacific DISCOVERY Platinum status.
• UOB Travel Concierge Service.
• Complimentary weekday green fees with 1 fee paying guest at Sentosa Golf Club.
• 50% off weekday green fees at 50 participating golf clubs across Southeast Asia.

Terms and conditions

Full updated terms and conditions for the sign-up offer are available here.

The major downsides of this card for a high income category option include a lack of complimentary airport transfer service, and UOB’s annoying S$5 earning blocks (spend S$4.99 and walk away empty handed).

Further details are available at the product landing page.

UOB has extended its offer of up to 80,000 bonus miles for those taking out its Visa Infinite Metal Card, a deal now good for approvals by 30th June 2025.

That’s a nice extension to this very competitive promotion, potentially offering enough miles for two passengers to fly to Shanghai in Business Class on Singapore Airlines, once the miles for the minimum S$4,000 spend itself is accounted for.

There’s also no upper application cap – everyone is eligible for paying the first year annual fee of S$654, and meeting a S$4,000 spend in the first 30 days.

If you’re not a principal UOB cardholder or haven’t been since 30th September 2024, it could be a great time to jump in and benefit from this generous deal.

(Cover Photo: Shutterstock)