Credit Cards

The MainlyMiles Singapore Credit Card Guide

Welcome to our comprehensive guide to nearly all the available credit cards in Singapore which help you earn Singapore Airlines KrisFlyer miles, plus other airline frequent flyer points, through sign-up bonuses, special promotions and ongoing earning rates.

Our detailed reviews will help you untangle the complexities of each card, from earning rates and sign-up bonuses right down to how points are rounded when you spend and whether it’s worth paying a card’s foreign currency fee to shop abroad.

While there are many other ways to top up your KrisFlyer balance, by far the best and most effective way is to have one or more of these credit cards, and use it as much as possible for your everyday spending.

Bonus
Miles
(4 mpd)

Citi Rewards Card

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CLICK HERE for our full review

$Card MC 2020

Annual fee: $194.40/yr (first year free)
EIR: 26.9%
Sign-up bonus: 16,800 miles*
Standard earn rate: 0.4 miles per $1
Bonus earn rate: 4.0 miles per $1**
Foreign transaction fee: 3.25%
Minimum age: 21
Minimum income (Singaporean): $30,000/yr
Minimum income (Foreigner): $42,000/yr
* Subject to a minimum spend of $800 in the first 2 months.
** Applicable in specific spending categories, see see our review.

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DBS Woman’s World Card

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Card

Annual fee: $194.40/yr
EIR: 26.8%
Sign-up bonus: None
Local earn rate: 0.4 miles per $1
Overseas earn rate: 1.2 miles per $1
Online earn rate: 4.0 miles per $1
Foreign transaction fee: 3.25%
Minimum age: 21
Minimum income: $80,000/yr

APPLY HERE
HSBC Revolution

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HSBC Revo Card Small

Annual fee: Free
EIR: 25.9%
Sign-up bonus: None
Standard earn rate: 0.4 miles per $1
Bonus earn rate: 4 miles per $1
Foreign transaction fee: 2.8%
Minimum age: 21
Minimum income (Singaporean): $30,000/yr
Minimum income (Foreigner): $40,000/yr

APPLY HERE
Maybank Horizon Visa Signature

A reasonable overseas earning rate for a fee-free card in the first 3 years at 2 miles per dollar, however the biggest advantage of the Maybank Horizon Visa Signature card is the high 3.2 miles per dollar rate applicable to dining transactions.

CLICK HERE for our full review

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Annual fee: $189.00/yr (first 3 years free)
EIR: 25.9%
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