Credit Card Review: Amex Singapore Airlines KrisFlyer Ascend (2020)

Here’s our review of the Amex Singapore Airlines KrisFlyer Ascend (Amex SIA KF Ascend) credit card issued in Singapore. It forms part of our series of credit card reviews, which are all summarised on our dedicated Credit Cards page.

Dollar amounts refer to SGD, and ‘miles’ refer to KrisFlyer miles, except where stated. This review was updated on 28th January 2021.

Fast Facts

AscendCC

Annual fee: $337.05/yr
EIR: 26.9%
Sign-up bonus: Up to 15,000 miles*
Local earn rate: 1.2 miles per $1
Overseas earn rate: 1.2 miles per $1**
Foreign transaction fee: 2.95%
Minimum Age: 21
Minimum income: $50,000/yr (Singaporean / PR)
Minimum income: $60,000/yr (Foreigner)
* See below for details.
** 2 miles per $1 spend during the months of June and December.

APPLY HERE

Foreword

The Amex Singapore Airlines suite of credit cards come in several varieties, this article is only looking at the Amex SIA KF Ascend (brown) card. We’ve also reviewed the entry-level (blue) card here, which is free in year one.

Annual fee

The annual fee for the Amex SIA KF A