Credit Cards: Top Sign-up Bonuses

We keep an eye on all the major miles earning credit cards offered in Singapore to check who has the best KrisFlyer miles offer running for new sign-ups. Many of these cards additionally allow transfer into other frequent flyer programs.

Here’s the latest top list, updated at least monthly.

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Updated: 3rd June 2019

Latest Changes – 3rd June 2019

  • Citi PremierMiles sign-up bonus (21,000 miles) extended to 31st June 2019.

Previous Changes – 3rd May 2019

  • HSBC Premier Mastercard offering a 10,000 miles sign-up bonus for a modest S$600 spend in the first month. Fee-free, but only open to HSBC Premier customers in Singapore.
  • KrisFlyer UOB Mastercard offering a 12,000 miles sign-up bonus with no annual fee based on a spend of just S$2,000 in the first 60 days. Apply before 30th June 2019.
Amex Platinum Charge Card
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APPLY

Sign-up bonus: 46,875 miles
Annual fee: S$1,716.00
Cost per mile: 3.66¢
Min. spend: S$20,000 in 3 months
Min. income: S$200,000/yr
Offer ends: 30th June 2019
The highest sign-up bonus, but also the highest cost per mile, at an unpalatable 3.66 cents each. You’ll want to be examining this one carefully for its other benefits, as this is clearly not a cheap way to simply accrue miles. It also assumes you have S$20,000 spend to make in the first three months of card membership, no mean feat, and has a very high income requirement.
Miles credit to:   KFtrans
Asia
BA
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MHtrans
CItrans
TGtrans
Standard Chartered Visa Infinite
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APPLY

Sign-up bonus: 35,000 miles
Annual fee: S$588.50
Cost per mile: 1.68¢
Min. spend: None
Min. income: S$150,000/yr
Offer ends: Ongoing
A nice sign-up bonus – currently 35,000 miles with no minimum spend, however it comes with a large upfront price tag (especially if you won’t use the many other perks), and a very high income requirement. Points only transfer into KrisFlyer. See our full review for more details.
Miles credit to:   KFtrans
HSBC Visa Infinite
HSBCvi

APPLY

Sign-up bonus: 35,000 miles
Annual fee: S$650.00
Cost per mile: 1.86¢
Min. spend: None
Min. income: S$120,000/yr
Offer ends: Ongoing
One of the top sign-up bonuses around – the HSBC Visa Infinite currently awards 35,000 miles with no minimum spend.

However be aware there’s a very high annual fee and income requirement with this card, so you’ll likely want to be getting it for some of the other benefits too.

Miles credit to:   KFtrans
Asia
SIA KrisFlyer Ascend Amex
AscendCC

APPLY

Sign-up bonus: 20,000 / 35,000 miles
Annual fee: S$337.05
Cost per mile: 1.69¢ / 0.96¢
Min. spend: S$10,000 in 3 months / S$20,000 in 6 months
Min. income: S$50,000/yr
Offer ends: 30th June 2019
5,000 miles on first card spend, a further 15,000 miles if you spend S$10,000 on the card in the first 3 months, and a further 15,000 miles if you spend another S$10,000 in the subsequent three months. Miles only transfer into KrisFlyer. Very attractive cost per mile, provided you have S$20,000 spending to do in the next 6 months, though after that it’s a high annual fee for the mediocre general earning rate and perks offered. See our full review for more details.
Miles credit to:   KFtrans
Citi Prestige MasterCard
Card2019

APPLY

Sign-up bonus: 25,000 miles
Annual fee: S$535.00
Cost per mile: 2.14¢
Min. spend: None
Min. income: S$120,000/yr
Offer ends: Ongoing
No minimum spend, but a high price for the miles unless you’ll use the (many) other benefits of this card. Citi has one of the widest range of frequent flyer programs for you to transfer your points into, including British Airways, Qatar Airways, Thai and Qantas, making these very flexible points to accrue. See our full review for more details, including a full list of transfer partners.
Miles credit to:   KFtrans
Asia
BA
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TGtrans
plus 6 others, and 1 hotel scheme
Citi PremierMiles Visa
Card2019

APPLY

Sign-up bonus: 6,400 / 21,000 miles
Annual fee: Free / S$192.60
Cost per mile: Zero / 0.92¢
Min. spend: S$3,000 / S$7,500 in 3 months
Min. income: S$30,000/yr
Offer ends: 30th June 2019
21,000 miles if you spend a minimum of S$7,500 in the first 3 months, or 6,400 miles if you spend S$3,000 in the same timescale with first year annual fee waived.

Citi has one of the widest range of frequent flyer programs for you to transfer your points into, including British Airways, Qatar Airways, Thai and Qantas, making these very flexible points to accrue. Attractive cost per mile at 0.92 cents each, provided you have S$7,500 spending to do in the next 3 months. The bonus miles are technically free if you go for the 6,400 miles offer.

If you’re already a Citi customer, there’s an alternative sign-up offer for you too. See our full review for more details, including a full list of transfer partners.

Miles credit to:   KFtrans
Asia
BA
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TGtrans
plus 6 others, and 1 hotel scheme
SIA KrisFlyer Amex
AMEXKFblue

APPLY

Sign-up bonus: 12,500 / 20,000 miles
Annual fee: Free in Year 1
Cost per mile: Zero
Min. spend: S$5,000 in 3 months / S$10,000 in 6 months
Min. income: S$30,000/yr
Offer ends: 30th June 2019
5,000 miles on first card spend, a further 7,500 miles if you spend S$5,000 on the card in the first 3 months, and a further 7,500 miles if you spend another S$5,000 in the subsequent three months. Miles only transfer into KrisFlyer. Top for cost per mile too, as the first year annual fee is waived the 12,500 / 20,000 miles are actually free, provided you have S$5,000 / S$10,000 spending to do in the next 3 or 6 months. See our full review for more details.
Miles credit to:   KFtrans
OCBC Voyage Visa Infinite
Card

APPLY

Sign-up bonus: 15,000 miles
Annual fee: S$488.00
Cost per mile: 3.25¢
Min. spend: None
Min. income: S$120,000/yr
Offer ends: Ongoing
High cost per mile, so you’ll want to be getting this card for the perks it carries, not the basic sign-up bonus. Option to instead pay S$3,210 first year annual fee for 150,000 KrisFlyer miles (2.14 cents per mile). That’s still too expensive if you won’t use the other benefits, so make sure you will. See our full review for more details.
Miles credit to:   KFtrans
KrisFlyer UOB Mastercard
Card 2

APPLY

Sign-up bonus: 12,000 miles
Annual fee: Free in Year 1
Cost per mile: Zero
Min. spend: S$2,000 in 60 days
Min. income: S$30,000/yr
Offer ends: 30th June 2019
12,000 miles if you are a new to UOB credit card holder and spend S$2,000 on the card in the first 60 days from card approval. Miles transfer automatically into KrisFlyer only. As the first year annual fee is waived the 12,000 miles are actually free, provided you have S$2,000 spending to do in the next 60 days.

A smaller bonus of 5,000 miles is available for existing UOB credit card holders, with a minimum spend of just $5 (yes, five dollars) in the first 60 days. See our full review for more details.

Miles credit to:   KFtrans
UOB PRVI Miles
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APPLY

Sign-up bonus: 12,000 miles
Annual fee: Free in Year 1
Cost per mile: Zero
Min. spend: S$4,000 in 60 days
Min. income: S$30,000/yr
Offer ends: 14th July 2019
12,000 miles if you spend S$4,000 on the card in the first 60 days from card approval. Points transfer into KrisFlyer and Asia Miles. As the first year annual fee is waived the 12,000 miles are actually free, provided you have S$4,000 spending to do in the next 60 days and – here’s the catch – are among the first 2,000 people to meet the spending criteria. It’s so UOB…

See our full review for more details.

Miles credit to:   KFtrans
American Express Rewards
AmexRewardsCard

APPLY

Sign-up bonus: 11,666 miles
Annual fee: S$53.50
Cost per mile: 0.46¢
Min. spend: S$500 per month for first 3 months
Min. income: S$30,000/yr
Offer ends: Ongoing
24,000 Amex Reward Points for spending a minimum of S$500 per month for the first 3 months, which converts to 13,333 airline miles (less 1,667 miles you would accrue anyway at the double earning rate for first 3 months card spending). A wide range of frequent flyer programs for you to transfer your points into, AMEX Membership Rewards is the only credit card scheme in Singapore allowing you to transfer to Emirates Skywards. Low cost per mile, provided you have S$1,500 spending to do in the next 3 months.
Miles credit to:   KFtrans
Asia
BA
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MHtrans
CItrans
TGtrans
Citi Rewards
Citi Rewards Trans

APPLY

Sign-up bonus: 10,800 miles
Annual fee: Free in Year 1
Cost per mile: Zero
Min. spend: S$3,000 in 3 months
Min. income: S$30,000/yr
Offer ends: 30th June 2019
10,800 miles if you spend a minimum of S$3,000 in the first 3 months. Only for new Citi credit card customers in Singapore. Citi has one of the widest range of frequent flyer programs for you to transfer your points into, including British Airways, Qatar Airways, Thai and Qantas, making these very flexible points to accrue. As the first year annual fee is waived the 10,800 miles are actually free, provided you have S$3,000 spending to do in the next 3 months.

See our full review for more details, including a full list of transfer partners.

Miles credit to:   KFtrans
Asia
BA
QRtrans
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TGtrans
plus 6 others, and 1 hotel scheme
DBS Altitude Amex
Altitude Card Amex.png

APPLY

Sign-up bonus: 10,000 miles
Annual fee: Free in Year 1
Cost per mile: Zero
Min. spend: S$2,000 per month for 3 months
Min. income: S$30,000/yr
Offer ends: 30th June 2019
10,000 miles if you spend S$6,000 on the card in the first 3 months from card approval (min. S$2,000 per month). Points transfer into KrisFlyer and Asia Miles. As the first year annual fee is waived the 10,000 miles are actually free, provided you have S$6,000 spending to do in the next 3 months.

See our full review for more details.

Miles credit to:   KFtrans
Asia
QFF
HSBC Premier Mastercard
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APPLY

Sign-up bonus: 10,000 miles
HSBCtrans.png Premier customers only
Annual fee: Free
Cost per mile: Zero
Min. spend: S$600 in 1 month
Min. income: S$30,000/yr
Offer ends: 30th June 2019
Only available to HSBC Premier customers in Singapore. The 10,000 miles are actually free, with no annual fee charged and only a S$600 spend required by the end of the month following card account opening date to qualify.

Additionally you can request up to two supplementary cards and earn an extra 2,000 miles per card, subject to making at least one qualifying transaction per supplementary card. This has the potential to earn you a further 4,000 miles.

Not a great long-term miles earner though, this one is designed more as a cashback card, with an additional (very low) 0.4 miles earned per dollar spent.

Miles credit to:   KFtrans
Asia

Successful sign-ups for Citi cards pay MainlyMiles an affiliate commission.

Cards with no current airline miles sign-up bonus

Card Notes
Bank of China Elite Miles World Mastercard No current miles sign-up offer. See our full review for details of this card.
DBS Woman’s Mastercard No current miles sign-up offer.
DBS Woman’s World Mastercard No current miles sign-up offer. See our full review for details of this card.
HSBC Revolution Visa No current miles sign-up offer.
Maybank Horizon Visa Signature No current miles sign-up offer.
OCBC Titanium Rewards No current miles sign-up offer. See our full review for details of this card.
Standard Chartered Rewards+ Visa No current miles sign-up offer.
UOB Preferred Platinum Visa No current miles sign-up offer.
UOB Visa Infinite Metal No current miles sign-up offer.

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