Credit Cards: Top Sign-up Bonuses

We keep an eye on all the major miles earning credit cards offered in Singapore to check who has the best KrisFlyer miles offer running for new sign-ups. Many of these cards additionally allow transfer into other frequent flyer programs.

Here’s the latest top list, updated at least monthly.

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Updated: 3rd August 2019

Latest Changes – 3rd August 2019

  • Citi PremierMiles Visa sign-up bonus extended to 30th September 2019.

Previous Changes – 31st July 2019

  • Standard Chartered Visa Infinite X sign-up bonus reduced to 60,000 miles.
Standard Chartered Visa Infinite X
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APPLY

Sign-up bonus: 60,000 miles
Annual fee: S$695.50
Cost per mile: 1.16¢
Min. spend: S$6,000 in 2 months
Min. income: S$80,000/yr
Offer ends: 31st August 2019
The best sign-up bonus on the market – at 30,000 miles with no minimum spend with an extra 30,000 miles on top of that for a 60,000 in total, provided you spend S$6,000 in the first 60 days of card membership.

There’s a large upfront price tag of S$695.50 and not much in the way of extra perks (at all!), so ‘buy’ miles at this competitive rate with the sign-up bonus, then ditch the card. Points convert to a range of FFPs, including Lufthansa Miles & More and United MileagePlus. Note that points transfer at a poorer rate to some FFPs than they do to Singapore Airlines KrisFlyer.

Miles credit to:   KFtrans
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plus 2 hotel schemes
Standard Chartered Visa Infinite
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APPLY

Sign-up bonus: 35,000 miles
Annual fee: S$588.50
Cost per mile: 1.68¢
Min. spend: None
Min. income: S$150,000/yr
Offer ends: Ongoing
A nice sign-up bonus – currently 35,000 miles with no minimum spend, however it comes with a large upfront price tag (especially if you won’t use the many other perks), and a very high income requirement. Points only transfer into KrisFlyer. See our full review for more details.
Miles credit to:   KFtrans
HSBC Visa Infinite
HSBCvi

APPLY

Sign-up bonus: 35,000 miles
Annual fee: S$650.00
Cost per mile: 1.86¢
Min. spend: None
Min. income: S$120,000/yr
Offer ends: Ongoing
One of the top sign-up bonuses around – the HSBC Visa Infinite currently awards 35,000 miles with no minimum spend.

However be aware there’s a very high annual fee and income requirement with this card, so you’ll likely want to be getting it for some of the other benefits too.

Miles credit to:   KFtrans
Asia
Citi Prestige MasterCard
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APPLY

Sign-up bonus: 25,000 miles
Annual fee: S$535.00
Cost per mile: 2.14¢
Min. spend: None
Min. income: S$120,000/yr
Offer ends: Ongoing
No minimum spend, but a high price for the miles unless you’ll use the (many) other benefits of this card. Citi has one of the widest range of frequent flyer programs for you to transfer your points into, including British Airways, Qatar Airways, Thai and Qantas, making these very flexible points to accrue. See our full review for more details, including a full list of transfer partners.
Miles credit to:   KFtrans
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plus 6 others, and 1 hotel scheme
Citi PremierMiles Visa
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APPLY

Sign-up bonus: 6,400 / 21,000 miles
Annual fee: Free / S$192.60
Cost per mile: Zero / 0.92¢
Min. spend: S$3,000 / S$7,500 in 3 months
Min. income: S$30,000/yr
Offer ends: 30th September 2019
21,000 miles if you spend a minimum of S$7,500 in the first 3 months, or 6,400 miles if you spend S$3,000 in the same timescale with first year annual fee waived.

Citi has one of the widest range of frequent flyer programs for you to transfer your points into, including British Airways, Qatar Airways, Thai and Qantas, making these very flexible points to accrue. Attractive cost per mile at 0.92 cents each, provided you have S$7,500 spending to do in the next 3 months. The bonus miles are technically free if you go for the 6,400 miles offer.

If you’re already a Citi customer, there’s an alternative sign-up offer for you too. See our full review for more details, including a full list of transfer partners.

Miles credit to:   KFtrans
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plus 6 others, and 1 hotel scheme
SIA KrisFlyer Ascend Amex
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APPLY

Sign-up bonus: 20,000 miles
Annual fee: S$337.05
Cost per mile: 1.69¢
Min. spend: S$10,000 in 3 months
Min. income: S$50,000/yr
Offer ends: 30th September 2019
5,000 miles on first card spend, a further 15,000 miles if you spend S$10,000 on the card in the first 3 months. Miles only transfer into KrisFlyer. Relatively high cost per mile, and requires a high S$10,000 spend in the next 3 months. There have been better offers and after the welcome bonus it’s a high annual fee for the mediocre general earning rate and perks offered. See our full review for more details.
Miles credit to: KFtrans
OCBC Voyage Visa Infinite
Card

APPLY

Sign-up bonus: 15,000 miles
Annual fee: S$488.00
Cost per mile: 3.25¢
Min. spend: None
Min. income: S$120,000/yr
Offer ends: Ongoing
High cost per mile, so you’ll want to be getting this card for the perks it carries, not the basic sign-up bonus. Option to instead pay S$3,210 first year annual fee for 150,000 KrisFlyer miles (2.14 cents per mile). That’s still too expensive if you won’t use the other benefits, so make sure you will. See our full review for more details.
Miles credit to:   KFtrans
SIA KrisFlyer Amex
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APPLY

Sign-up bonus: 12,500
Annual fee: Free in Year 1
Cost per mile: Zero
Min. spend: S$5,000 in 3 months
Min. income: S$30,000/yr
Offer ends: 30th September 2019
5,000 miles on first card spend, a further 7,500 miles if you spend S$5,000 on the card in the first 3 months. Miles only transfer into KrisFlyer. Top for cost per mile, as the first year annual fee is waived the 12,500 miles are actually free, provided you have S$5,000 spending to do in the next 3 months. See our full review for more details.
Miles credit to: KFtrans
American Express Rewards
AmexRewardsCard

APPLY

Sign-up bonus: 11,666 miles
Annual fee: S$53.50
Cost per mile: 0.46¢
Min. spend: S$1,500 in the first 3 months
Min. income: S$30,000/yr
Offer ends: Ongoing
24,000 Amex Reward Points for spending a minimum of S$1,500 in the first 3 months, which converts to 13,333 airline miles (less 1,667 miles you would accrue anyway at the double earning rate for first 3 months card spending). A wide range of frequent flyer programs for you to transfer your points into, AMEX Membership Rewards is the only credit card scheme in Singapore allowing you to transfer to Emirates Skywards. Low cost per mile, provided you have S$1,500 spending to do in the next 3 months.
Miles credit to:   KFtrans
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Citi Rewards
Citi Rewards Card 2019

APPLY

Sign-up bonus: 10,800 miles
Annual fee: Free in Year 1
Cost per mile: Zero
Min. spend: S$3,000 in 3 months
Min. income: S$30,000/yr
Offer ends: 30th September 2019
10,800 miles if you spend a minimum of S$3,000 in the first 3 months. Only for new Citi credit card customers in Singapore. Citi has one of the widest range of frequent flyer programs for you to transfer your points into, including British Airways, Qatar Airways, Thai and Qantas, making these very flexible points to accrue. As the first year annual fee is waived the 10,800 miles are actually free, provided you have S$3,000 spending to do in the next 3 months.

See our full review for more details, including a full list of transfer partners.

Miles credit to: KFtrans
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plus 6 others, and 1 hotel scheme
DBS Altitude Visa / Amex
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APPLY

Sign-up bonus: 10,000 miles
Annual fee: Free in Year 1
Cost per mile: Zero
Min. spend: S$6,000 in the first 3 months
Min. income: S$30,000/yr
Offer ends: 30th September 2019
10,000 miles if you spend S$6,000 on the card in the first 3 months from card approval. Points transfer into KrisFlyer, Asia Miles and Qantas. As the first year annual fee is waived the 10,000 miles are actually free, provided you have S$6,000 spending to do in the next 3 months.

Also a 50% more miles promotion is running on the DBS Altitude Amex card, offering up to 10,000 additional bonus miles in the first 3 months. See our article here.

See our full review for more details.

Miles credit to:   KFtrans
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Successful sign-ups for Citi cards pay MainlyMiles an affiliate commission.

Cards with no current airline miles sign-up bonus

Card Notes
Amex Platinum Charge Card No current miles sign-up offer.
Bank of China Elite Miles World Mastercard No current miles sign-up offer. See our full review for details of this card.
DBS Woman’s Mastercard No current miles sign-up offer.
DBS Woman’s World Mastercard No current miles sign-up offer. See our full review for details of this card.
HSBC Premier Mastercard No current miles sign-up offer.
HSBC Revolution Visa No current miles sign-up offer.
KrisFlyer UOB Mastercard No current miles sign-up offer. See our full review for details of this card.
Maybank Horizon Visa Signature No current miles sign-up offer.
OCBC Titanium Rewards No current miles sign-up offer. See our full review for details of this card.
Standard Chartered Rewards+ Visa No current miles sign-up offer.
UOB Preferred Platinum Visa No current miles sign-up offer.
UOB PRVI Miles No current miles sign-up offer. See our full review for details of this card.
UOB Visa Infinite Metal No current miles sign-up offer.

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