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22 reviews · Updated 21st October 2026
Bonus miles: 4 mpd+ cards
HSBC Revolution
No annual fee, 4 mpd on online and contactless spend, 8 mpd if you park $50k with HSBC
Our review
Maybank XL Rewards
4 mpd on FCY and selected local spend, but only if you're under 40
Our review
UOB Visa Signature
4 mpd on a generous $2,400 monthly cap - with some impotrant catches
Our review
Citi Rewards
4 mpd for shopping & online spend, but not travel
Our review
DBS Woman's World
The simplest bonus card in Singapore? Online = 4 mpd
Our review
UOB Preferred Visa
4 mpd on contactless and selected online spend, in $600 monthly buckets
Our review
OCBC Rewards
4 - 6 mpd on selected shopping, with two fee-free years
Our review
Our review
Maybank XL Rewards
4 mpd on FCY and selected local spend, but only if you're under 40
Our review
UOB Visa Signature
4 mpd on a generous $2,400 monthly cap - with some impotrant catches
Our review
Citi Rewards
4 mpd for shopping & online spend, but not travel
Our review
DBS Woman's World
The simplest bonus card in Singapore? Online = 4 mpd
Our review
UOB Preferred Visa
4 mpd on contactless and selected online spend, in $600 monthly buckets
Our review
OCBC Rewards
4 - 6 mpd on selected shopping, with two fee-free years
Our review
General Spend: $30k - $80k income
Citi PremierMiles
Dependable all-rounder: miles never expire, 11 transfer partners
Our review
HSBC TravelOne
20 transfer partners with free, instant conversions, but a poor 3:1 ratio to KrisFlyer.
Our review
Maybank Horizon Visa Signature
2.8 mpd on FCY and air ticket spend.
Our review
UOB PRVI Miles
Strong uncapped rates, including 3 mpd in four SE Asian currencies - if you can live with UOB's rounding
Our review
BOC Elite Miles
Table-topping earn rates once again, if you can live with paper-based transfers and a three-week wait
Our review
DBS Altitude
Points never expire, respectable earn rates, limited transfer options
Our review
KrisFlyer UOB
Miles land straight in KrisFlyer, bonus rates on SIA and travel spend
Our review
OCBC 90°N
Miles that never expire and nine transfer partners, at a middling earn rate
Our review
Standard Chartered Journey
Up to 3 mpd on transport, groceries and food delivery
Our review
Amex SIA KrisFlyer
Worth acquiring for the sign-up bonus and Amex Offers, but earn rates are the lowest on the market
Our review
Amex SIA KrisFlyer Ascend
A big first-year bonus and a free hotel night — then very little reason to renew
Our review
Our review
HSBC TravelOne
20 transfer partners with free, instant conversions, but a poor 3:1 ratio to KrisFlyer.
Our review
Maybank Horizon Visa Signature
2.8 mpd on FCY and air ticket spend.
Our review
UOB PRVI Miles
Strong uncapped rates, including 3 mpd in four SE Asian currencies - if you can live with UOB's rounding
Our review
BOC Elite Miles
Table-topping earn rates once again, if you can live with paper-based transfers and a three-week wait
Our review
DBS Altitude
Points never expire, respectable earn rates, limited transfer options
Our review
KrisFlyer UOB
Miles land straight in KrisFlyer, bonus rates on SIA and travel spend
Our review
OCBC 90°N
Miles that never expire and nine transfer partners, at a middling earn rate
Our review
Standard Chartered Journey
Up to 3 mpd on transport, groceries and food delivery
Our review
Amex SIA KrisFlyer
Worth acquiring for the sign-up bonus and Amex Offers, but earn rates are the lowest on the market
Our review
Amex SIA KrisFlyer Ascend
A big first-year bonus and a free hotel night — then very little reason to renew
Our review
General spend: $100k+ income
DBS Vantage
Strong local earn rate, lounge access, free hotel nights
Our review
HSBC Visa Infinite
Unlimited lounge access and up to 24 limo rides, for a large fee
Our review
Citi Prestige
4th night free and 32k renewal miles carry this one - the earn rates don't
Our review
Standard Chartered Visa Infinite
3 mpd overseas - but not much else to speak of
Our review
Our review
HSBC Visa Infinite
Unlimited lounge access and up to 24 limo rides, for a large fee
Our review
Citi Prestige
4th night free and 32k renewal miles carry this one - the earn rates don't
Our review
Standard Chartered Visa Infinite
3 mpd overseas - but not much else to speak of
Our review
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