Complete list of all Kris+ earning merchants

Welcome to our updated list of Kris+ merchants in Singapore that allow you to earn extra miles of up to 9 mpd on top of your credit card points, which can be a great way to top-up your balance for award flights from everyday spend, from a daily coffee through to big-ticket items like computers and electrical appliances.

If you’re not familiar with Kris+, it’s SIA’s “lifestyle app” that allows you to both spend and earn KrisPay miles at over 400 dining and retail outlets island-wide.

Kris+ offers instant 1:1 transfers from KrisPay miles to KrisFlyer miles, so it should definitely be on your radar for additional miles accrual throughout the year – for stuff you’re probably buying or doing anyway!

Kris+ now also offers miles earning in Australia, with over 30 merchant partners.

Kris+ merchant summary: November 2023

There are a total of 444 Kris+ earn partners in Singapore, as of 29th November 2023.

Here’s the latest breakdown of how many Kris+ earn merchants are available by earn rate.

Kris+ Merchants by Earn Rate
29th November 2023

Earn Rate	Merchants
9 mpd	145
6 mpd	175
5 mpd	1
4 mpd	3
3 mpd	99
2 mpd	3
1.5 mpd	1
1 mpd	17
All	444

The average earn rate across all Kris+ merchants as of 29th November 2023 is 6.07 mpd. Thankfully almost a third of merchants (33%) offer the highest 9 mpd earn rate.

Here’s how the breakdown looks across the five primary merchant categories for Kris+ earn partners.

Kris+ Merchants by Category
29th November 2023

Category	Merchants (average Earn Rate)
Dining	232 (6.49 mpd)
Retail	119 (6.21 mpd)
Activities	24 (6.42 mpd)
Services	41 (3.63 mpd)
Wellness	28 (5.25 mpd)
All	444 (6.07 mpd)

When Kris+ first launched miles earning under its former KrisPay branding in March 2019, only 27 merchants were lined up, with earn rates of 0.1 mpd (yes, 0.1!) to 2 mpd at the top end.

Additionally, only six of those merchants (22%) were in the dining category. Today over half of all Kris+ earn merchants are restaurants or cafes.

Latest lists: All Kris+ earn merchants

Here’s our full breakdown of all Kris+ earn merchants in Singapore, updated on 29th November 2023.

We’ll keep the lists up-to-date at least once a month.

You can also view the latest merchant list via the Kris+ app, under the ‘Discover’ tab.

Merchant changes: November 2023

You can refer to our monthly update article to check out which merchants have most recently joined and left the Kris+ programme in November 2023.

How to earn miles with Kris+ when purchasing

To earn miles using Kris+, you’ll need to have the latest version of the Kris+ app installed on your mobile device, and you’ll also need to have Apple Pay or Google Pay set up on your device too.

Since September 2021, in-app payments have been the only way to earn Kris+ miles when purchasing in-store at a Kris+ earning partner.

When you reach the check out at a participating merchant, tell them you want to pay with Kris+ and then tap the Pay icon at the bottom of the app home screen on your device.

You can then scan the merchant’s QR code, which is usually presented near the till, or you can ask them for it because sometimes it’s gathering dust in a drawer!

You then need to enter the total payment amount and press Pay.

Note how payment using KrisPay miles defaults to off – this is probably the best option as you want to earn as many KrisPay miles as possible for the transaction, which means making full payment using Apple Pay or Google Pay with your linked credit card.

Once the payment is complete, you’ll have the KrisPay miles added to your account instantly.

You should then transfer these immediately to your KrisFlyer account.

You only have seven days to do so, before the miles are stuck in KrisPay, with a paltry 0.67 cents rebate value against future purchases.

Our advice is to just do the transfer there and then, by pressing the Transfer to KrisFlyer button, in case you forget or partially use the earned miles by mistake before transferring, which also locks them into KrisPay miles permanently.

Extra miles for restaurant bookings

Kris+ also allows you to earn 100 KrisPay miles (transferable into 100 KrisFlyer miles) each time you make and attend a restaurant reservation using the app.

It’s definitely worth checking whether your preferred restaurant is on the list, which is powered by Chope, for an easy (albeit small) miles boost, even if the restaurant itself isn’t a Kris+ earn partner.

KrisFlyer also allows you to earn 100 miles directly for successful attended restaurant bookings using Quandoo, occasionally upsized to 150 miles, so it’s worth checking that one out too, especially if your preferred restaurant isn’t on the Kris+ reservation platform.

Credit card points of up to 6 mpd are in addition

You will also accrue points or miles on your credit card for the spend made for Kris+ payment transactions, in some cases adding up to 6 mpd to the maximum 9 mpd Kris+ is dishing out, for up to 15 mpd total earning.

This depends on the credit card you hold and the merchant category (MCC code) of the retailer.

The following cards will earn at their bonus rates of between 3 mpd and 6 mpd for spend in the specific MCCs listed. You can check the MCC with the merchant in advance of your payment if you are unsure, though some are obvious (like restaurants – 5812).

Card	Earn Rate	Notes / MCCs
UOB Lady’s UOB Lady’s Solitaire	6 mpd	Capped at S$1,000 per month (Lady’s) or S$3,000 per month (Lady’s Solitaire). Subject to your specified quarterly bonus category, including:
		Dining:	MCC 5499 MCC 5812 MCC 5814
		Beauty:	MCC 5977 MCC 7230 MCC 7297 MCC 7298
		Fashion:	MCC 5621 MCC 5651 MCC 5661 MCC 5691 MCC 5699 MCC 5948
HSBC Revolution (see our review)	4 mpd	On contactless or mobile wallet payments at specific outlets by MCC, capped at S$1,000 per calendar month.
		MCC 3501 MCC 5045 MCC 5441 MCC 5462 MCC 5499 MCC 5621 MCC 5651 MCC 5661 MCC 5691 MCC 5699 MCC 5732	MCC 5734 MCC 5812 MCC 5814 MCC 5944 MCC 5945 MCC 5947 MCC 5948 MCC 5992 MCC 5999 MCC 7011 MCC 7997
DBS WWMC (see our review)	4 mpd	On on up to S$2,000 of online spend per calendar month, including when paying at a merchant using Apple Pay or Google Pay via the Kris+ app.
OCBC TR (see our review)	4 mpd	On shopping transactions in specific MCCs, capped at S$1,110 per calendar month.
		MCC 5309 MCC 5621 MCC 5651 MCC 5655 MCC 5661	MCC 5691 MCC 5699 MCC 5732 MCC 5941 MCC 5948
KrisFlyer UOB (see our review)	3 mpd	On all Kris+ spend, with no minimum and no upper cap.

Don’t use your Citi Rewards card to make payment with Apple Pay or Google Pay on Kris+, since online transactions using this card specifically exclude mobile wallet payments and will therefore earn at the basic rate of 0.4 mpd.

  Unsure?

If you’re not sure whether your bonus miles credit card is eligible for the merchant of your choice, our advice is to use your best card for general spend miles accrual, especially if the transaction is substantial.

For smaller amounts you may wish to take the chance, but remember most bonus category spend credit cards earn just 0.4 mpd when you make transactions that the bank decides don’t qualify.

Stacking example

Let’s say you make an S$80 purchase at Bottles&Bottles, a 6 mpd merchant with Kris+, and pay in-app using your DBS WWMC card.

Total earning for the transaction will be:

• 480 KrisPay miles (S$80 x 6) awarded instantly
• 16 DBS Points awarded when the transaction posts (~ 3 days)
• 144 DBS Points awarded around the middle of the following month

The 160 DBS Points you’ll accrue in total are equivalent to 320 KrisFlyer miles, and the 480 KrisPay miles can be instantly converted 1:1 into KrisFlyer miles, for a total effective earning of 800 KrisFlyer Miles for this S$80 purchase (10 mpd).

(Cover Photo: Singapore Airlines)