Asia Miles Credit Cards KrisFlyer

Credit Card Review: UOB Visa Signature

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Here’s our review of the UOB Visa Signature (VS) card, which forms part of our series of credit card reviews, all of which are summarised on our dedicated Credit Cards page.

Dollar amounts refer to SGD, and ‘miles’ refer to KrisFlyer Miles, except where stated. This review was updated on 13th September 2020.

Fast Facts

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Annual fee: $214.00/yr (first year free)
EIR: 26.9%
Sign-up bonus: None
Standard earn rate: 0.4 miles per $1
Bonus earn rate: 4 miles per $1
Foreign transaction fee:
Minimum age: 21
Minimum income: $50,000/yr


Annual fee

The annual fee for the UOB VS card is $214.00, however this is waived for the first card membership year.

Sign-up bonus

There is no current miles sign-up bonus for the UOB VS card, however new applicants between 1st March and 30th June 2020 are entitled to a $150 cash credit subject to a minimum spend of $1,500 within 30 days from the card approval date.

As usual with UOB, it’s limited to the first 800 new-to-bank cardholders to meet the spend threshold, so don’t count on getting it (they won’t even tell you if the promotion is fully taken up).


Earning rates

The UOB VS earns:

  • 0.4 miles per dollar (1 UNI$ per $5) spent both locally and overseas (i.e. transacted in foreign currency)
  • 4 miles per dollar (10 UNI$ per $5) spent on overseas transactions (i.e. in foreign currency), including online purchases in foreign currency, subject to a minimum spend of $1,000 in foreign currencies per statement period
  • 4 miles per dollar (10 UNI$ per $5) spent on petrol purchases and all contactless transactions (Visa payWave or mobile device payments), subject to a minimum spend of $1,000 in local transactions per statement period

The 10 UNI$ consists of the basic $1 UNI$ earned plus an additional of 9 bonus UNI$. The
bonus UNI$ will be credited to you in the following statement period.

Both bonus 4 mpd categories are capped at a combined total of UNI$4,000 in each statement period ($2,000 spending).

Since most of our readers will be (rightly) disinterested in the lousy 0.4 mpd earn rate, there are some very important things to be aware of when it comes to the bonus 4 mpd levels:

  • It’s statement period, not calendar month. Be careful to ensure that your minimum qualifying spend and the transactions you want to make at the enhanced rate will be <