UOB has launched a new bonus miles deal for its PRVI Miles credit card holders, offering 5 mpd instead of its usual 3 mpd / 2.4 mpd earn rate for overseas shopping and dining spend with all three of its cards, between now and the end of December 2025.

This is effectively a repeat of the bank’s bi-annual promotions dating right back to November 2022, and once again brings the earn rate higher than past UOB promos offering 4.4 mpd bonus rate for bonus spend.

The deal comes just in time for the peak year-end travel period, when many of our readers have planned overseas trips, and this offer is good for a range of common spend categories including restaurants, fast food outlets, bars, duty free stores and department stores.

It’s also a good opportunity for Visa, Mastercard and Amex cardholders to all benefit, with UOB’s offers more typically targeted to just one or two of its three card networks.

5 mpd for overseas shopping and dining

You’ll have to spend at least S$1,500 within these categories to trigger the bonus earn rate, with an upper cap of 8,000 bonus miles.

UOB PRVI Miles Cards
Overseas Shopping & Dining Promo

Regional FCY Spend in Indonesia, Malaysia, Thailand and Vietnam
Spend Category	Base miles	Bonus miles	Total miles
Overseas Shopping (in-store)	3 mpd	+ 2 mpd	5 mpd
Overseas Dining & Pharmacies (offline, selected MCCs)	3 mpd	+ 2 mpd	5 mpd

Non-Regional FCY Spend in other countries outside Singapore, not listed above
Spend Category	Base miles	Bonus miles	Total miles
Overseas Shopping (in-store)	2.4 mpd	+ 2.6 mpd	5 mpd
Overseas Dining & Pharmacies (offline, selected MCCs)	2.4 mpd	+ 2.6 mpd	5 mpd

Between 17th November 2025 and 31st December 2025, if you successfully charge at least S$1,500 in the transactions listed above (and further defined below) to your card(s), you’ll be eligible for the bonus miles earning on this spend, up to a maximum of 8,000 bonus miles.

8,000 bonus miles in this case can be achieved with S$3,080 of eligible overseas ‘non-regional’ spend – in Australia for example – or with S$4,000 of eligible overseas regional spend – in Malaysia for example.

If you have multiple UOB PRVI Miles cards, do note that you’ll only be eligible to earn the bonus award of up to 8,000 miles once across all your card accounts during this promotion (not once per PRVI Miles card account).

The 8,000 bonus-mile cap isn’t per currency bucket – it covers your combined regional and non-regional eligible spends. That means considering your spending mix. Where you spend (which currency / region) affects how fast you reach the cap.

There is no cap on the usual base earn rate of 2.4 mpd or 3 mpd, which you will still be eligible to earn on these transactions, even after your bonus cap is reached.

Only primary cardholders can participate, but eligible transactions made by your supplementary cardholders will count towards the spend for the promotion.

Registration is required

The bonus earn rate is not automatic – you must successfully register to participate in this promotion. That requires principal cardholders to send an SMS to 77862 using their mobile number registered with UOB, in the following format:

PMX [space] Last 4 alphanumeric digits of your NRIC or Passport Number Example: If your NRIC is S1234567A, you will need to send “PMX 567A” to 77862

All primary cardholders are eligible for this promotion, with no upper participant cap.

You must register within the promotion period (i.e. before 31st December 2025), but not necessarily before your first eligible transaction.

5 mpd on overseas shopping

The first bonus category during this promotion is for overseas shopping transactions, which UOB defines as in-store transactions (offline only) processed by the merchant in foreign currency.

Do note that payments made online in foreign currency are not eligible as part of this promotion. This deal is for in-person spend.

Transactions must code under any one of the following Merchant Category Codes (MCCs):

UOB PRVI Miles Cards
Overseas Shopping Categories

Subject to the minimum overall spend of S$1,500 across all bonus categories during the promotion period, the equivalent earn rate for these overseas transactions is 5 mpd and comprises:

Regional overseas spend
(in Indonesia, Malaysia, Thailand and Vietnam)

the usual rate of UNI$7.5 per S$5 spend locally (equivalent to 3 mpd); and
a bonus rate of UNI$5 per S$5 spend (equivalent to 2 mpd).

Non-regional overseas spend
(other countries outside Singapore)

the usual rate of UNI$6 per S$5 spend locally (equivalent to 2.4 mpd); and
a bonus rate of UNI$6.5 per S$5 spend (equivalent to 2.6 mpd).

5 mpd on overseas dining

The second bonus category during this promotion is for overseas dining spend, which UOB defines as in-store food and beverage transactions (i.e. not online transactions), and excluding all food and beverage transactions within hotels and country clubs.

Grocery stores and supermarkets are not included in the bonus category, like they were under some previous offers.

Overseas transactions in this category must be posted on UOB’s systems with any of the following Merchant Category Codes (MCCs):

Category	Eligible MCCs
Confectionary Stores & Bakeries	5441 5451 5462 5499
Restaurants & Bars	5812 5813 5814
Drug Stores & Pharmacies	5912
Beer, Wine & Liquor Stores	5921

This includes most overseas dining options (outside hotels), pharmacies and bottle shops.

Subject to the minimum overall spend of S$1,500 across all bonus categories during the promotion period, the equivalent earn rate for these overseas transactions is 5 mpd, and comprises:

Regional overseas spend
(in Indonesia, Malaysia, Thailand and Vietnam)

the usual rate of UNI$7.5 per S$5 spend locally (equivalent to 3 mpd); and
a bonus rate of UNI$5 per S$5 spend (equivalent to 2 mpd).

Non-regional overseas spend
(other countries outside Singapore)

the usual rate of UNI$6 per S$5 spend locally (equivalent to 2.4 mpd); and
a bonus rate of UNI$6.5 per S$5 spend (equivalent to 2.6 mpd).

When will bonus miles credit?

You’ll initially earn miles at the regular rate for these transactions, but provided you have successfully registered for this promotion and complied with the terms and conditions (min. S$1,500 spend, for example), your bonus UNI$ will be credited to your rewards account by 28th February 2026.

Terms and conditions

Full terms and conditions for this offer can be found on the UOB website here.

The UOB PRVI Miles cards

The UOB PRVI Miles card isn’t a bad one to hold, earning 1.4 mpd on local spend, 2.4 mpd overseas, and now 3 mpd overseas for spend made in Malaysia, Indonesia, Thailand and Vietnam.

There are also four Priority Pass lounge visits included per calendar year under the card’s 2024 enhancements.

Check out our full review (written pre-enhancement) to help you decide whether this card is worthy of a place in your wallet.

When choosing between the cards, you may wish to note that the PRVI Miles Amex version also boasts 20,000 bonus miles for a S$50k+ annual spend.

A major factor to note with these cards is that you’ll only earn UNI$ (which convert at a 1:2 ratio into KrisFlyer miles or Asia Miles) for S$5+ spending blocks. Spend S$4.99 and you will walk away empty-handed!

UOB is back with an 8,000 bonus miles cap on point-of-sale overseas shopping and dining, across all three UOB PRVI Miles credit cards, ideal for those with overseas travel coming up between now and the end of December 2025.

You’ll need to clock at least S$1,500 total spend in the bonus categories across the promotion period to be eligible – and sadly the isn’t as generous as last year, when up to 13,000 bonus miles were on offer.

At some stage during the promotion you’ll also need to register to participate. Sooner is better than later, in case you forget. In fact there is no harm in registering your card, even if you don’t think you’ll participate.

Luckily the deal has no upper registration limit, and your supplementary cardholders can help you along with their own spend in eligible categories.

(Cover Photo: British Airways)