Kris+ is offering a bonus conversion promotion from 2nd March 2026 to 31st March 2026, allowing you to earn 10% more KrisPay miles when transferring DBS Points from your credit card. These miles can then be instantly transferred to your KrisFlyer account.

This promotion brings the transfer ratio closer to the standard DBS-to-KrisFlyer miles one – however the key advantage is that transfers made this way are instant, fee-free, and allow for smaller transfer blocks.

Normally to transfer from DBS Points to KrisFlyer at the standard ratios you’ll wait around 24-48 hours for the transfer to be completed, and pay a S$27.25 fee when transferring.

The minimum transfer requirement from your DBS Points balance to Kris+ is also much lower – just 100 DBS Points, compared to the usual 5,000 DBS Points for direct transfers.

That means you can transfer a more precise quantity, or potentially clear out expiring or ‘orphan’ points from a DBS card account you no longer use, without taking too much of a hit on the ratio.

DBS to KrisPay transfers

DBS Points transfers to Kris+ first became available in lJune 2019, but as with other bank partners they usually come at a 15% poorer rate than you’d get converting to miles via the bank method, as shown below.

Transfer Ratio DBS Points    KrisPay miles 100 : 170

Transfers should be conducted in 100 DBS Point blocks thereafter, otherwise the net transfer amount will not increase until each new ‘threshold’ is reached.

Bonus offer

Between 2nd March 2026 and 31st March 2026, you will get a 10% bonus on DBS to KrisPay transfers.

Transfer Ratio (10% Bonus Offer) DBS Points    KrisPay miles 100 : 187

Here’s how Kris+ outlines the latest offer.

Unfortunately, a 10% bonus on a transfer that already incurs a 15% disadvantage only brings you back to 93.5% of the original value. This means the bonus doesn’t fully offset the 15% reduction inherent in DBS-to-Kris+ transfers year-round, compared to direct transfers.

Overall the net transfer ratio is still 6.5% below the standard DBS to KrisFlyer conversion rate, but for smaller transfers that may be largely inconsequential, as we’ll show below.

It may still be worth considering

Despite a small sacrifice of miles compared to a direct bank-to-KrisFlyer transfer, remember that converting via Kris+ is fee-free and instant, which adds some potential benefits worth considering for some readers with small conversions to make.

For example, if you have 5,000 DBS Points accrued, these would transfer to KrisFlyer at a 1:2 ratio meaning 10,000 KrisFlyer miles credited, with a S$27.25 fee for the process.

Under this Kris+ offer, you can immediately transfer all those DBS Points at no cost into Kris+, then immediately across to your KrisFlyer account, at a slightly poorer ratio but remember – with no fee whatsoever:

• 5,000 DBS Points = 9,350 KrisPay / KrisFlyer miles

In total you’ll then have credited 9,350 KrisFlyer miles into your account, instantly and for free, rather than the 10,000 miles you would have accrued within 24-48 hours for a S$27.25 fee.

Sure, you are short by 650 miles by following the process via the Kris+ app, but personally we would rather save the S$27.25 fee in this case, unless you value KrisFlyer miles at 4+ cents each!

Obviously the value reduces as your transfer becomes larger – once you’re transferring the equivalent of around 15,000 DBS Points (30,000 KrisFlyer miles) for the S$27.25 fee, it’s probably then worth following the direct bank to KrisFlyer transfer process for the for the normal (full) 1:2 transfer ratio.

That would represent a cost of 1.4 cents per mile for the additional 1,950 miles you’ll receive in this case.

However, if you need to make smaller transfers, we would recommend considering this promotion.

Orphan miles

If you no longer accrue DBS Points, but have a small balance (less than 5,000 Points) remaining in your rewards account, which you won’t be adding to in future, you may as well cash out into KrisFlyer via the Kris+ app to recover something useful from the balance.

You’ll need at least 100 DBS Points in your account to make this work, and under this promotion you’re no longer even taking such a significant hit compared to the usual direct transfer ratio.

Remember to still transfer in 100 DBS-Point block sizes (e.g. 500 or 600 DBS Points), otherwise you are wasting points for an intermediate level because the KrisPay miles transfer amount will not update until a new ‘block’ threshold is reached.

How to transfer

The process for transferring DBS Points into KrisPay miles is as follows.

Simply tap ‘Wallet’ on the Kris+ app homepage, then ‘Top up’.

You’ll then see the DBS Rewards option. Click on that and you will be redirected to log in to your DBS Rewards account on your mobile device to then proceed with a DBS Points to Kris+ transfer.

You may need to enter an SMS OTP in order to access your DBS account through the Kris+ portal.

Be careful

There are two main catches to remember when transferring bank miles to KrisFlyer this way.

Firstly you’ll have to move any miles or points transferred from DBS to KrisPay into KrisFlyer miles within 21 days, otherwise they are stuck in KrisPay forever (value 1 cent per mile, expiry just six months).

The second is just as important, you cannot use any of the KrisPay miles you have earned from your DBS Points transfer for any Kris+ purchase, no matter how small, as that automatically renders that entire transfer stuck in Kris+ until expiry.

The golden rule therefore is to transfer in to Kris+, then transfer straight out to KrisFlyer. Even with a 21-day window available, don’t even wait – you may forget later.

Kris+ is running a transfer bonus offer from DBS Points, with 10% additional miles on offer between now and 31st March 2026.

While this only brings the transfer ratio back to 93.5% of the usual direct method, there are still some readers who will be able to make use of this deal for smaller, instant and fee-free transfers they need to make soon.

Here are the potential advantages to consider during this offer:

• Transfers are instant (as opposed to 24-48 hours)
• Transfers are free (as opposed to S$27.25 per transfer), outweighing the poorer ratio for smaller conversions
• Minimum transfer quantities are reduced, for smaller top-ups to instantly achieve a redemption threshold if necessary
• You may be able to extract orphan points from a dormant DBS card at almost the ‘normal’ bank-to-KrisFlyer conversion rate

(Cover Photo: DBS)