Credit Cards Deals

Uncapped 4 mpd categories on your Citi Prestige card for the next 6 months

Earn 4 mpd on food delivery and home entertainment transactions, with no upper cap, using your Citi Prestige card between now and the end of August 2021.
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Last week we wrote about how Citi had launched a new offer for its PremierMiles cardholders to earn an uncapped 4 mpd on their food delivery and home entertainment transactions between now and the end of August 2021.

Good news is those of you with the Citi Prestige card don’t miss out on the deal, with the bank confirming that this card will also pick up the same benefit for your eligible spend over the next six months.

(Image: Citi)

Diverting this spend away from your regular 4 mpd bonus miles cards during this period should allow you to free up some of the monthly spend cap for other purchases, helping you to maximise your miles accrual.

4 mpd bonus offer

Simply make any spend at specified Food Delivery Merchants or Home Entertainment Merchants between 1st March 2021 and 31st August 2021 to receive a bonus 6.75 ThankYou Points (2.7 mpd) on these transactions, on top of your usual 3.25 ThankYou Points (1.3 mpd) for a total equivalent earning of 4 mpd.

Bonus ThankYou Points will be calculated on the amount of each eligible transaction, rounded down to the nearest Point. Spend on supplementary cards is also included.

To be eligible, you must simply be a Citi Prestige cardholder, including new and existing customers. New card accounts approved during the promotion period will also be eligible to receive the bonus miles.

Eligible spend categories

For your spend to qualify for 4 mpd earning between now and the end of August 2021, it will need to be at one of the specific listed merchants in the tables below, for a purchase falling under one of the specified MCC codes.

Food Delivery Merchants

Merchant MCC
Deliveroo 5812, 5814
foodpanda 5812, 5814
GrabFood 5812, 5814
Oddle 5499, 5812
WhyQ 5499, 5812, 5814

Home Entertainment Merchants

Merchant MCC
Audible 5815
Disney+ 4899
iTunes 5815
Netflix 4899
Spotify 5815
Viu 5815

There are some useful merchants in the list, since we almost all use food delivery services in Singapore like Deliveroo and foodpanda, plus the entertainment category also includes the new Disney+ service, which recently launched here.

Divert spend away from 4 mpd cards

Although many of these merchants already earn 4 mpd when using a bonus miles earning credit card in Singapore, remember this Citi Prestige offer (like the PremierMiles deal) is completely uncapped and so this is a nice opportunity to divert a good chunk of spend away from those cards for the next six months.

That then frees up some regular spending on your (capped) 4 mpd cards for other bonus category transactions.


For example if you already spend S$500 of your monthly S$1,000 statement cap on 4 mpd transactions with the Citi Rewards card at Deliveroo and foodpanda, that means you’re normally only left with S$500 of other 4 mpd category spend within that statement cycle.

Moving your food delivery spend to the Citi Prestige card will then give you all S$1,000 per statement month on the Citi Rewards for other 4 mpd spend, like general online purchases.

When is the bonus credited?

Initially you’ll earn ThankYou Points at the basic general spend rate of 1.3 mpd for these transactions, topped up by bonus miles of 2.7 mpd later, for a total of 4 mpd.

The bonus ThankYou Points from this promotion will be credited into your account within ten weeks from the date of each eligible transaction.

For example a S$52 Deliveroo order on 15th March 2021 will initially earn 169 ThankYou Points (1.3 mpd), with the bonus 351 ThankYou Points (2.7 mpd) credited by 24th May 2021, for a total of 520 ThankYou Points (4 mpd).

Your card account must remain open and in good standing for the bonus miles to be credited.

Terms and conditions

Full terms and conditions for this offer can be found on the Citi website here.

Citi ThankYou Points are very flexible

Citi has one of the widest range of frequent flyer programmes for you to transfer your points into, including British Airways, Etihad Guest, Turkish Airlines and Qantas, making these very flexible points to accrue.

Citi ThankYou Points earned through the Prestige card never expire while they remain in your Citi rewards account.

You can transfer your miles into 11 different frequent flyer programmes and on the hotel side into IHG points.

Citi Points transfer to the following loyalty schemes:
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For a full list of which credit card loyalty points balances transfer into which frequent flyer programmes or hotel loyalty schemes in Singapore, check out our comprehensive guide here. It also gives examples of some of the alliance and partner airline redemptions you can achieve that you might not have considered before.

Citi ThankYou Points transfer into a range of frequent flyer programmes, including the recently improved Qatar Airways Privilege Club, for great value Qsuite redemptions to Europe. (Photo: Qatar Airways)

Citi also transfers to your preferred frequent flyer programme quickly compared to some other cards. In our experience of transferring from Citi to KrisFlyer, Avios and Asia Miles they usually credit at the loyalty programme side within 24 hours, with a maximum wait of 2 days.


Citi Prestige cardholders will also benefit from this generous uncapped 4 mpd offer for selected food delivery and home entertainment transactions over the next six months, an offer originally advertised only for PremierMiles customers.

Registration is not required, so you can get spending straight away.


This promotion is also open to new cardholders, so it may also be a good time to consider the Prestige card’s 25,000 miles sign-up bonus, for payment of the first year annual fee of S$535, provided you think you’ll get good value from the card’s other benefits.

For us the big benefit with this promotion is the ability to divert some bonus category transactions away from your existing 4 mpd cards with monthly spend caps, giving you more freedom to maximise those on other transactions during this period.