Credit Cards KrisFlyer News

Wow: Kris+ slashing earn rates at 300 merchants by up to 90% from July

Good while it lasted: Kris+ is taking a knife to earn rates almost across the board from 1st July, cutting your average miles haul from 4.8 mpd to just 3.3 mpd.

Here's the full list.

It’s been some time since the last significant cut to earn rates at Kris+ merchants, with accrual at around 70 retailers reduced back in October 2023, but now there’s news of the biggest cut yet from SIA’s “lifestyle app”, and it kicks in just a week from now – on 1st July 2025.

Kris+ has revealed that a whopping 291 of its 481 merchants – around three out of every five listed island wide that are part of the earning programme – will have their accrual rates cut from 1st July 2025.

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This time round the cuts are very significant indeed. Only three merchants will retain the app’s top 9 mpd accrual rate – down from 92 today, while the overall average earn rate island-wide will drop from 4.77 mpd today to just 3.29 mpd on 1st July, a 31% reduction.

26 merchants even see their earn rate cut significantly – by between 66% and 89%.

With effect from 1 July 2025, there will be new bonus earn rates for selected partners.

Kris+

That’s a big disappointment for our readers as Kris+ is a very useful way of topping up your KrisFlyer miles balance throughout the year, but the good news is that around 40% of merchants will see no change to their current earning rates.

Reduced earn rates at nearly 300 merchants

There are currently an impressive 481 Kris+ earning merchants across Singapore, with thousands of outlets between them, but next month the majority are changing their earning rates.

(Image: Singapore Airlines)

In total, 291 merchants are moving to a lower earn rate from 1st July 2025, around 60% of the total cohort, and many of them are popular and easy ways to accrue large volumes of miles, so the effect will certainly be felt by many Kris+ users.

Here’s a summary of how many merchants will drop into each earn rate category from 1st July 2025, compared to now.

Kris+ Earning Rates

Earn Rate Merchants
Till 30th June 2025 From 1st July 2025
9 mpd 92 3
6 mpd 111 43
5 mpd 9 71
4 mpd 32 48
3 mpd 188 149
2 mpd 16 129
1.5 mpd 1 1
1 mpd 28 28
0.5 mpd 2 2
0.33 mpd 2 3
Total 481 477
  • Some merchants are leaving the Kris+ programme on 30th June 2025, reducing the total number to 477 from 1st July 2025.
  • The average earn rate across all Kris+ merchants will drop from 4.77 mpd to 3.29 mpd from 1st July 2025.
  • The average earn rate across the 291 Kris+ merchants cutting their earn rate will drop from 5.96 mpd to 3.50 mpd from 1st July 2025.
  • New earn rates from 1st July 2025 are not yet reflected in the Kris+ app page for each merchant, but don’t worry – we’ve got the full list below.

Full list: 9 mpd merchants cutting rates

A total of 89 current 9 mpd merchants, practically the entire cohort in this top earn rate category, are cutting their earn rate to either 6 mpd, 5 mpd, 4 mpd or just 2 mpd. That represents a cut of between 33% and 78%.

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Here’s the full rundown of all 9 mpd merchants suffering reduced earn rates from 1st July 2025.

9 mpd Merchant   New rate
Affordable Wines 6 mpd
Alma by Juan Amador 6 mpd
Atrium Bar 317 6 mpd
Atrium Restaurant (Holiday Inn Atrium) 6 mpd
Bratpack 6 mpd
Club 5 (PARKROYAL Beach Road) 6 mpd
Delibowl 6 mpd
Ginger (PARKROYAL Beach Road) 6 mpd
GROHE 6 mpd
Herschel Supply Co 6 mpd
Honeymill 6 mpd
HoneyWorld 6 mpd
Jiang-Nan Chun (Four Seasons) 6 mpd
Kevin Seah 6 mpd
Kim Choo Kueh Chang 6 mpd
LeVeL33 6 mpd
Lime (PARKROYAL Pickering) 6 mpd
Little Italy 6 mpd
Maharaja’s Tailors 6 mpd
Mitsu Sushi Bar 6 mpd
NOBU Singapore 6 mpd
Nuodle 6 mpd
One-Ninety Bar (Four Seasons) 6 mpd
One-Ninety Restaurant (Four Seasons) 6 mpd
Origin Grill (Shangri-La Singapore) 6 mpd
PARKROYAL Pickering Weddings 6 mpd
Si Chuan Dou Hua 6 mpd
SO France Bistro 6 mpd
So France Café 6 mpd
SO France Market 6 mpd
The 1872 Clipper Tea Co. 6 mpd
The Blue Tiffin 6 mpd
The Line (Shangri-La Singapore) 6 mpd
The Par Club Singapore 6 mpd
Tian Fu Tea Room 6 mpd
Timbuk2 6 mpd
Xin Cuisine Chinese (Holiday Inn) 6 mpd
5 ON 25 (Andaz Singapore) 5 mpd
665°F (Andaz Singapore) 5 mpd
Alley on 25 (Andaz Singapore) 5 mpd
Amò 5 mpd
ANTI:DOTE (Fairmont) 5 mpd
BAKALAKI Greek Taverna 5 mpd
Bar Square (Andaz Singapore) 5 mpd
BBQ Express 5 mpd
Chokmah 5 mpd
CLOVE 5 mpd
Farm Frozen 5 mpd
JAAN by Kirk Westaway 5 mpd
Li Bai Cantonese (Sheraton Towers) 5 mpd
Mr Stork (Andaz Singapore) 5 mpd
Pastaria Abate 5 mpd
Penhaligon’s 5 mpd
Perk By Kate 5 mpd
Prego (Fairmont) 5 mpd
Restaurant JAG 5 mpd
RISIS 5 mpd
SKAI Bar (Swissôtel) 5 mpd
SKAI Restaurant (Swissôtel) 5 mpd
Sospiri 5 mpd
Southbridge 5 mpd
State Property 5 mpd
The Dining Room (Sheraton Towers) 5 mpd
The Eight (Fairmont) 5 mpd
The Ring Boxing Community 5 mpd
The Spot 5 mpd
The Stamford Brasserie 5 mpd
TONITO Latin American Kitchen 5 mpd
WAKANUI Grill Dining Singapore 5 mpd
Wooloomooloo Steakhouse 5 mpd
Asian Market Café (Fairmont) 4 mpd
Claudine 4 mpd
Duomo Ristorante 4 mpd
Eden Restaurant 4 mpd
Fico Kiosk 4 mpd
Hari’s Lobby Lounve & Bar (Holiday Inn) 4 mpd
Janice Wong Singapore 4 mpd
L’Angelus 4 mpd
Les Bouchons 4 mpd
OverEasy 4 mpd
Po Restaurant 4 mpd
Solo Ristorante 4 mpd
Tandoor (Holiday Inn Orchard) 4 mpd
Tanjong Beach Club 4 mpd
Tapas,24 4 mpd
The Coconut Club 4 mpd
Window on the Park (Holiday Inn) 4 mpd
Amici Events and Catering 2 mpd
The White Tiffin 2 mpd

Full list: 6 mpd merchants cutting rates

A total of 105 current 6 mpd merchants are cutting their earn rate to either 5 mpd, 4 mpd, 3 mpd or just 2 mpd. That represents a cut of between 17% and 66%.

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Here’s the full rundown of all 6 mpd merchants suffering reduced earn rates from 1st July 2025.

6 mpd Merchant   New rate
Cavern Restaurant 5 mpd
Cedele 5 mpd
Coconut Queen 5 mpd
Dancing Crab 5 mpd
Douraku Sushi 5 mpd
EA Detailer 5 mpd
Edith Patisserie 5 mpd
Enjoy Eating House and Bar 5 mpd
Flipper’s 5 mpd
Gong Cha 5 mpd
Huggs Coffee 5 mpd
Lao Beijing 5 mpd
LeCaine Gems 5 mpd
LingZhi Vegetarian 5 mpd
Mayer 5 mpd
Mrs Pho 5 mpd
Paris Baguette 5 mpd
Polar Puffs & Cakes 5 mpd
QIN Restaurant & Bar 5 mpd
SIMONE PÉRÈLE 5 mpd
The Little Gym Singapore 5 mpd
Tóng Lè Private Dining 5 mpd
Toss & Turn 5 mpd
Tsuta Japanese Dining 5 mpd
TungLok Heen 5 mpd
TungLok Peking Duck 5 mpd
TungLok Seafood 5 mpd
TungLok Signatures 5 mpd
TungLok Teahouse 5 mpd
USHIO Sumiyaki & Sake Bar 5 mpd
Workspace Grains and Café 5 mpd
Anglo Indian Café & Bar 4 mpd
Chingu Dining 4 mpd
Gyutan-Tan 4 mpd
Rave Karaoke 4 mpd
Yakiniquest 4 mpd
108 Matcha Saro 3 mpd
808 Cycles 3 mpd
Adertek Baby & Kids 3 mpd
AIBI 3 mpd
Alegria Singapore 3 mpd
Andersen’s of Denmark 3 mpd
Angra Wine & Spirit 3 mpd
Bacha Coffee 3 mpd
Bee Cheng Hiang 3 mpd
Bee Cheng Hiang Grillery 3 mpd
COCA 3 mpd
Cycle Project Store 3 mpd
DOCO Donburi 3 mpd
EGA Juice Clinic 3 mpd
Evan’s Kitch 3 mpd
Four Seasons Durians 3 mpd
Fried Chicken Master 3 mpd
Garrett Popcorn Shops 3 mpd
Geometry 3 mpd
GUESS 3 mpd
Ikigai Izakaya the Riverwalk 3 mpd
In Good Company 3 mpd
Joy Luck Teahouse 3 mpd
Kakurega The Lair 3 mpd
Kam’s Roast 3 mpd
Kazo Singapore 3 mpd
Krispy Kreme 3 mpd
llaollao 3 mpd
Menya Kokoro 3 mpd
MyEureka 3 mpd
National Gallery Singapore 3 mpd
Niku Kappo 3 mpd
Ola Beach Club 3 mpd
Old Seng Choong 3 mpd
Patisserie G 3 mpd
Red House Seafood 3 mpd
Srisun Express 3 mpd
St. Gregory (PARKROYAL Beach Road) 3 mpd
St. Gregory (PARKROYAL Pickering) 3 mpd
The Queen’s Pub 3 mpd
The Royal Albatross 3 mpd
TP Tea 3 mpd
TUK TUK CHA 3 mpd
TWG Tea 3 mpd
Willow Stream Spa 3 mpd
Zaffron Kitchen 3 mpd
Babynatureco. 2 mpd
Beppu Menkan 2 mpd
Bynd Artisan 2 mpd
Cheeselads 2 mpd
Dragon Brand Bird’s Nest 2 mpd
Gaia 2 mpd
Georges 2 mpd
Her Velvet Vase 2 mpd
HipVan 2 mpd
Klarra 2 mpd
Neal’s Yard Remedies 2 mpd
Prestige Affairs 2 mpd
Sakunthala’s Food Palace 2 mpd
Saveur 2 mpd
Simple Wellness 2 mpd
Smeg 2 mpd
Straits Chinese Restaurant 2 mpd
Sushi Airways 2 mpd
TANOKE 2 mpd
The Experts Sound 2 mpd
Vitakids 2 mpd
Waku-Shin Yakiniku Restaurant 2 mpd
Y21 2 mpd

Full list: 5 mpd merchants cutting rates

Only two of the current 5 mpd merchants are cutting their earn rate to either 4 mpd or 2 mpd.

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Here’s the table of both 5 mpd merchants suffering reduced earn rates from 1st July 2025.

5 mpd Merchant   New rate
Kind Kones 4 mpd
Weddings at Andaz Singapore 2 mpd

Full list: 4 mpd merchants cutting rates

A total of seven current 4 mpd merchants are cutting their earn rate to 3 mpd, a 25% reduction.

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Here’s the full rundown of all 4 mpd merchants suffering reduced earn rates from 1st July 2025.

4 mpd Merchant   New rate
Delsey Paris 3 mpd
L’Entrecote Steak & Fries Bistro 3 mpd
Riviera 3 mpd
Sabio 3 mpd
Tajine Moroccan Tapas & Cocktail Bar 3 mpd
Travel Zone 3 mpd
Victorinox 3 mpd

Full list: 3 mpd merchants cutting rates

A total of 88 current 3 mpd merchants are cutting their earn rate, mostly to 2 mpd, a 33% reduction.

One standout is Ryan’s Kitchen, which will cut its rate by 89% from 3 mpd to just 0.33 mpd (1 mile per S$3 spent), the lowest accrual rate in the Kris+ programme shared by only two other merchants.

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Here’s the full rundown of all 3 mpd merchants suffering reduced earn rates from 1st July 2025.

3 mpd Merchant   New rate
8 Korean BBQ (The Central) 2 mpd
Arteastiq (Jewel Changi Airport) 2 mpd
Arteastiq (Mandarin Gallery) 2 mpd
ASAP & Co. 2 mpd
Bangkok Jam 2 mpd
Barossa Steak & Grill 2 mpd
Beauty in The Pot 2 mpd
Bengawan Solo 2 mpd
Benjamin Barker 2 mpd
Bottles & Bottles 2 mpd
Braun Buffel 2 mpd
Canadian Pizza 2 mpd
Canton Paradise 2 mpd
Capitol Optical 2 mpd
Carrie K. 2 mpd
Chatterbox Express 2 mpd
Cherry & Oak 2 mpd
Chez Vous 2 mpd
City Chain 2 mpd
Columbia 2 mpd
D’Cuisines Restaurant 2 mpd
De Arte Hair Studio 2 mpd
DrHair 2 mpd
DrSpa 2 mpd
Erabelle 2 mpd
Famous Amos 2 mpd
Fish Mart Sakuraya 2 mpd
For the Love of Laundry 2 mpd
Fresver Beauty 2 mpd
G2000 2 mpd
GINLEE 2 mpd
GRT Jewellers 2 mpd
Hankki 2 mpd
Hansgrohe 2 mpd
Hook Coffee 2 mpd
Hoppi Loppi 2 mpd
iFly Singapore 2 mpd
Ikeda Spa 2 mpd
Joo Bar 2 mpd
Joyre TCMedi SPA 2 mpd
Kelim Dakdoritang 2 mpd
Kenko Wellness Spa & Reflexology 2 mpd
Kinohimitsu 2 mpd
Le Petit Society 2 mpd
Little Island Brewing Co. (Changi) 2 mpd
Little Island Brewing Co. (Gillman Barracks) 2 mpd
Little Island Brewing Co. (South Beach) 2 mpd
MANAM 2 mpd
Nailz Treats 2 mpd
Nalan 2 mpd
Octapas Spanish Tapas Bar 2 mpd
Orchid Live Seafood 2 mpd
Outdoor Life 2 mpd
Overscoop 2 mpd
Paradise Classic 2 mpd
Paradise Hotpot 2 mpd
Paradise Teochew 2 mpd
Pianoland 2 mpd
Queic by Olivia 2 mpd
Royal Sporting House 2 mpd
Sake+ 2 mpd
SARAI 2 mpd
Scent by SIX 2 mpd
Seafood Paradise 2 mpd
Seoul Garden Buffet 2 mpd
Seoul Garden Hotpot 2 mpd
Shunji Matsuo 2 mpd
Social Place 2 mpd
Soi Thai Kitchen 2 mpd
Solvil et Titus 2 mpd
Spa Rael (Goodwood Park) 2 mpd
Splice Barbershop 2 mpd
Suki-Ya 2 mpd
Suki-Ya KIN 2 mpd
Sun & Sand Sports (SSS) 2 mpd
Sunday Staples 2 mpd
Swatow Restaurant 2 mpd
SYOUJIN 2 mpd
Tai Cheong Bakery 2 mpd
Tajimaya Yakiniku 2 mpd
Tanglin Cookhouse 2 mpd
Taste Paradise 2 mpd
The Assembly Ground 2 mpd
The Café & Bar 2 mpd
The Kind Bowl 2 mpd
Typhoon Cafe 2 mpd
Vineyard 2 mpd
Ryan’s Kitchen 0.33 mpd

How to earn miles with Kris+ when purchasing

Since September 2021, in-app payments have been the only way to earn Kris+ miles when purchasing in-store at an earning partner.

The process is straightforward, just scan the merchant’s QR code and make payment using Apple Pay or Google Pay with your linked credit card.

The app then credits your miles instantly, which you should then transfer immediately to your KrisFlyer account (you only have 21 days to do so, before the miles are stuck in KrisPay with a paltry 0.67 cents rebate value against future purchases).

However, there’s now the option to auto-transfer accrued KrisPay miles to your KrisFlyer account without having to go through these additional clicks, via the Wallet > Transfer to KrisFlyer page. Simply enable the ‘Auto-transfer to KrisFlyer’ button and the process will be automated whenever you accrue KrisPay miles at a merchant.

It’s also worth noting that KrisPay miles will see a hike in value from 1st July 2025, as we recently reported, with each mile worth 1 cent off a future purchase (a 49% increase) if you wish to retain miles in the Kris+ app.

This will soften the blow of the earn rate cuts for those who keep their KrisPay miles strictly within the Kris+ ecosystem, effectively as cashback for future purchases, but is of little benefit to the majority of our readers who transfer to KrisFlyer miles for the best future redemption value – Business Class and First Class awards on SIA.

Around 190 merchants keep the same earn rate

The only good news regarding this significant earning reduction at most merchants is around 190 – or 40% – will be unscathed and continue to earn at their current rates, even after 1st July 2025.

If your favourite merchants are on this list – there’s no need to worry as nothing will be changing for you. Click the list below to expand and see for yourself.

Merchant Earn
Rate
1-Arden 3 mpd
1918 Heritage Bar 3 mpd
Absolute Bedding 3 mpd
Aburi-EN 3 mpd
AIRZONE 3 mpd
Alaturka Turkish & Mediterranean 2 mpd
All India Supermart 2 mpd
Anthology 5 mpd
ASA Holidays 1 mpd
Atelier Lounge 4 mpd
Atico Lounge 3 mpd
Audio House 1 mpd
BazGym Gymnastics School 3 mpd
Bella Italia Ristorante Pizzeria 4 mpd
Bella Pasta 4 mpd
Birkenstock 3 mpd
Botanico at The Summerhouse 3 mpd
Breitling 6 mpd
Camille Restaurant 3 mpd
Capital 1 mpd
CARs 2 mpd
CDG Zig 0.5 mpd
Challenger 1 mpd
Champion 3 mpd
Chan Brothers 1 mpd
COMO Cuisine 9 mpd
Connect-IT 1 mpd
COTE Korean Steakhouse 3 mpd
CouCou Hotpot 3 mpd
Crafune 3 mpd
CTC Travel 1 mpd
Cut Butchery 4 mpd
CYC Made to Measure 3 mpd
Dr.Bags 3 mpd
Eater's Market 4 mpd
Ecco 2 mpd
Edge (Pan Pacific Singapore) 3 mpd
EN Dining 3 mpd
Entro Cycles 2 mpd
Esso 0.5 mpd
EU Holidays 1 mpd
FairPrice Online 1 mpd
FIRE 3 mpd
Five Guys 1 mpd
FLNT 3 mpd
Floramoments 4 mpd
Florette Bar 3 mpd
Flower Addict 3 mpd
Flower Chimp 3 mpd
FlowerAdvisor 3 mpd
Fortuna 4 mpd
Four Star 3 mpd
Futurum Academy 3 mpd
Hai Tien Lo (Pan Pacific Singapore) 3 mpd
Happie 2 mpd
Harvey Norman 1 mpd
Heveya 3 mpd
HighHouse 5 mpd
Hong Thai Travel 1 mpd
House of Traditional Javanese Massage 3 mpd
Hupfarri 1 mpd
I-PRIMO Tokyo 2 mpd
Ikkoten Omakase 6 mpd
IMC Live Global 6 mpd
Ippoh Tempura Bar by Ginza Ippoh 3 mpd
ipse ipsa ipsum 6 mpd
Issho izakaya 4 mpd
iSTEAKS 2 mpd
iStudio 1 mpd
Jade (The Fullerton) 4 mpd
Jal Yoga 3 mpd
JDMIS 3 mpd
JR Fitness 3 mpd
JUMBO Seafood 3 mpd
JUMBO Signatures 3 mpd
Ka-EN Grill & Sushi Bar 3 mpd
Kaarla Wood-Fire Grill & Bar 3 mpd
Karcher 3 mpd
Kele Singapore 3 mpd
Keyaki (Pan Pacific Singapore) 3 mpd
Korio 1 mpd
KrisShop 1.5 mpd
KUMO Japanese Dining 4 mpd
Kwee Zeen 4 mpd
Kyojo Dining 4 mpd
L.G.E Travel Singapore 1 mpd
La Brasserie (The Fullerton) 4 mpd
La Senza 3 mpd
La Source Spa 6 mpd
Lantern (The Fullerton Bay) 4 mpd
LeBar 4 mpd
LifeSpa 3 mpd
Love & Co. 0.33 mpd
LVLY 3 mpd
Lynk Fragrances 3 mpd
MBT 3 mpd
mc.2 3 mpd
Mega Adventure Sentosa 3 mpd
Mimi Restaurant 3 mpd
MONTI 3 mpd
Multiflora TCM Spa 2 mpd
N20 Nail Spa 3 mpd
Nam Ho Travel 1 mpd
Nan Yang Dao 3 mpd
New Shan Travel 1 mpd
NG AH SIO Bak Kut Teh 3 mpd
NOVA 5 mpd
Oumi Modern Japanese Kappo 3 mpd
P.S.O. Beach Club 4 mpd
Pacific Emporium (Pan Pacific Singapore) 3 mpd
Parisilk 1 mpd
Peach Blossoms (PARKROYAL Marina Bay) 3 mpd
Peach Garden 3 mpd
PEDRO 2 mpd
Pelago 3 mpd
Peppermint (PARKROYAL Marina Bay) 3 mpd
Perky Lash 3 mpd
PHS HAIRSCIENCE 3 mpd
Phuture 1 mpd
PLUME (Pan Pacific) 3 mpd
Portman’s Bar (PARKROYAL Marina Bay) 3 mpd
Pretty Ballerinas 3 mpd
Princess's Cottage 3 mpd
Pulse Live Singapore 3 mpd
Redtail 1 mpd
Regina Hair Removal Specialist 3 mpd
Rempapa 6 mpd
Reward Laundry 3 mpd
Rhubarb Le Restaurant 5 mpd
Rigel 2 mpd
RUHENS SG 3 mpd
SA TOURS 1 mpd
Sealy Posturepedic 3 mpd
Seng House 5 mpd
Sentosa 3 mpd
Simmons 3 mpd
SK Jewellery 0.33 mpd
Sketchers 2 mpd
SkinFitness 3 mpd
Skyline Bar (PARKROYAL Marina Bay) 3 mpd
Sol & Luna 3 mpd
Sol & Ora 3 mpd
Spa at Four Seasons Hotel 5 mpd
Sri Murugan 2 mpd
St. Gregory (PARKROYAL Marina Bay) 3 mpd
St. Gregory Spa (Pan Pacific Singapore) 3 mpd
Style Degree 3 mpd
Sugar(ed) 3 mpd
Sultans of Shave 3 mpd
Sunnystep 2 mpd
Super Travels 1 mpd
Superdry 3 mpd
Supresso 5 mpd
Sushi Sei 4 mpd
Suzuki Café 3 mpd
Swarovski 1 mpd
TC Acoustic 2 mpd
The Alteration Studio 3 mpd
The Cliff 4 mpd
The Courtyard (The Fullerton) 4 mpd
The Dempsey Cookhouse & Bar 9 mpd
The Feather Blade 4 mpd
The Gyu Bar 3 mpd
The Honey Colony 4 mpd
The Landing Point (The Fullerton Bay) 4 mpd
The Thai Spa 3 mpd
Tongue Tip Lanzhou Beef Noodles 3 mpd
Torno Subito 9 mpd
Town Restaurant (The Fullerton) 4 mpd
Tree Art 3 mpd
Triumph 3 mpd
Tsui Wah Singapore 3 mpd
UNA at Alkaff Mansion 3 mpd
UOB Travel 1 mpd
Wa-EN Wagyu Yakiniku 3 mpd
Wagyu X 4 mpd
Woosa Sleep 3 mpd
WTS Travel 1 mpd
Xiaomi 1 mpd
Ya Ge 4 mpd
Young by Multiflora 2 mpd
Yue Hwa Chinese Products 3 mpd
ZANSAN 3 mpd
Zorba The Greek Taverna 3 mpd
Zouk 1 mpd
Zui Teochew Cuisine 3 mpd

Credit card points of up to 4 mpd are still in addition

You will also accrue points or miles on your credit card for the spend made for Kris+ payment transactions, in some cases adding up to 4 mpd to the maximum 9 mpd Kris+ is dishing out, for up to 13 mpd total earning.

This depends on the credit card you hold and the merchant category (MCC code) of the retailer.

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The following cards will earn at their bonus rates of between 3 mpd and 4 mpd for spend in the specific MCCs listed. You can check the MCC with the merchant in advance of your payment if you are unsure, though some are obvious (like restaurants – 5812).

Card Earn
Rate
Notes / MCCs
UOB Lady’s

UOB Lady’s Solitaire

4 mpd Capped at S$1,000 per month (Lady’s) or S$2,000 per month (Lady’s Solitaire).
Subject to your specified quarterly bonus category, including:
Dining: MCC 5499
MCC 5812
MCC 5814
Beauty: MCC 5977
MCC 7230
MCC 7297
MCC 7298
Fashion: MCC 5621
MCC 5651
MCC 5661
MCC 5691
MCC 5699
MCC 5948
HSBC Revo Card SmallHSBC Revolution
(see our review)
4 mpd On mobile wallet payments at specific outlets by MCC, capped at S$1,000 per calendar month.
MCC 3501
MCC 5045
MCC 5462
MCC 5621
MCC 5651
MCC 5661
MCC 5691
MCC 5699
MCC 5732
MCC 5734
MCC 5812
MCC 5944
MCC 5945
MCC 5947
MCC 5948
MCC 5992
MCC 5999
MCC 7011
MCC 7997
DBS WWMC
(see our review)
4 mpd On on up to S$1,500 of online spend per calendar month, including when paying at a merchant using Apple Pay or Google Pay via the Kris+ app (all MCCs).
Note: Cap reduced to S$1,000 per calendar month from August 2025.
   
OCBC Rewards
(see our review)
4 mpd On shopping transactions in specific MCCs, capped at S$1,110 per calendar month.
MCC 5309
MCC 5621
MCC 5651
MCC 5655
MCC 5661
MCC 5691
MCC 5699
MCC 5941
MCC 5948
Card SmallKrisFlyer UOB
(see our review)
3 mpd On all Kris+ spend, with no minimum and no upper cap.

Don’t use your Citi Rewards card to make payment with Apple Pay or Google Pay on Kris+, since online transactions using this card specifically exclude mobile wallet payments and will therefore earn at the basic rate of 0.4 mpd.

  Unsure?

If you’re not sure whether your bonus miles credit card is eligible for the merchant of your choice, our advice is to use your best card for general spend miles accrual, especially if the transaction is substantial.

For smaller amounts you may wish to take the chance, but remember most bonus category spend credit cards earn just 0.4 mpd when you make transactions that the bank decides don’t qualify.



 


 

Summary

Kris+ is slashing earn rates at nearly 300 merchants across Singapore from 1st July 2025, in some cases by as little as 17% (those moving from 6 mpd to 5 mpd), but in the worst cases by 89% (those moving from 3 mpd to just 0.33 mpd).

There is still one week to take advantage of current earn rates before the cuts take effect, so you should plan any purchases you need by 30th June 2025 at these retailers if possible.

In some good news, around 190 Kris+ merchants aren’t changing their earn rates at all, which is a relief if these ones are on your regular go-to list for miles accrual.

While this is an unfortunate cut in earn rates at the majority of partners, ultimately Kris+ has been offering significant generosity since increasing rates back in 2022. Effectively, the party was always going to be over eventually.

Even reduced rates from 1st July 2025 come on top of your credit card points, and any miles are better than no miles – provided the products your are purchasing are no more expensive than they would be elsewhere, or you would be dining in the same restaurant anyway.

As always, never forget the golden rule – transfer your KrisPay miles straight into your KrisFlyer account after each purchase, or set up the new auto-transfer function to take care of this step for you!

(Cover Photo: Tanjong Beach Club)

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