HSBC Revolution Review (2020)

Here’s our review of the HSBC Revolution credit card issued in Singapore. It forms part of our series of credit card reviews, which are all summarised on our dedicated Credit Cards page.

Dollar amounts refer to SGD, and ‘miles’ refer to KrisFlyer miles, except where stated. This review was updated on 8th January 2022.

  Mainly Miles Says

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A once mundane card offering an uncapped 2 miles per dollar spent online or on local dining and entertainment has had a big shake-up.

Bonus categories have shifted to selected online and contactless transactions, however the earn rate has doubled to 4 miles per dollar, albeit with a monthly upper spend cap.

Pros	Cons
No annual fee 4 mpd on a range of useful spend Generous points rounding for smaller transactions 3-year points expiry Competitive FCY transaction fee	Not all MCCs eligible for 4 mpd Limited transfer partners Bonus points take a month to credit High miles transfer cost for those converting infrequently Points don’t pool with other HSBC cards

An entry-level income requirement and no annual fee sweeten the deal, so what’s not to like?

  Eligibility

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• Minimum Age: 21
• Minimum Income (Singaporean / PR): $30,000/yr*
• Minimum Income (Non-Singaporean / PR): $40,000/yr

* Self-employed and commission-based Singaporeans or PRs – $40,000/yr

The HSBC Revolution card has an entry-level $30,000 per year income requirement for Singaporeans and Permanent Residents, making it widely accessible.