Most of our readers are already familiar with Citi’s ‘PayAll’ facility, allowing you to settle a range of bills or invoices with your Citi credit card even when the merchant does not necessarily accept credit cards as a payment method, meaning you’ll earn miles for these transactions on payment of an administrative fee.
PayAll is effectively Citi’s way of muscling in on the alternative credit card payment methods, including ipaymy, CardUp and direct bank options such as UOB PRVI Pay and OCBC’s Voyage Payment Facility.
Recently PayAll added an additional range of options including insurance, charity and transport payments, not to mention payments to friends or family members for ‘services rendered’, given that Citi does not request evidence of your payment.
Latest offer
Citi has rolled out a new offer for those holding one of its three principal miles earning credit cards in Singapore, with up to 30% bonus on the usual earn rate when making a PayAll transaction between now and the end of February 2021.
Citi is offering the following enhanced earn rates on scheduled payments using your eligible credit card, provided you charge at least S$3,000 each calendar month on a recurring basis for at least four months within the promotion window.
- Citi ULTIMA:
1.6 mpd2 mpd (+25%) - Citi Prestige:
1.3 mpd1.7 mpd (+31%) - Citi PremierMiles:
1.2 mpd1.5 mpd (+25%)
As you can see this is a 30%+ benefit with the Citi Prestige card and a 25% hike with the ULTIMA or PremierMiles products.
These are the effective cost per mile rates, based on the applicable card types under the offer.
| Card | Usual cpm | Offer cpm |
 Citi ULTIMA |
1.25c | 1.00c |
 Citi Prestige |
1.54c | 1.18c |
 Citi PremierMiles |
1.67c | 1.33c |
This offer allows you to buy miles from just 1 cent each, an excellent rate.
Spend is capped at S$180,000 during the promotional period, with bonus miles credited within eight weeks of the promotion end date (i.e. by 25th April 2021).
How to register
To register your applicable Citi miles-earning cards for the promotion, SMS to 72484: CPABM[space]Last 4 digits of your card.
Citi Miles are very flexible
One of the best things about Citi Miles (and Citi ThankYou points) in Singapore is the wide range of transfer partners compared with other bank loyalty points.
You can transfer your miles into 11 different frequent flyer programmes and on the hotel side into IHG points.
| Citi Miles / ThankYou Points credit to the following loyalty schemes: | ||
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For a full list of which credit card loyalty points balances transfer into which frequent flyer programmes or hotel loyalty schemes in Singapore, check out our comprehensive guide here. It also gives examples of some of the alliance and partner airline redemptions you can achieve that you might not have considered before.
As you can see from the table above, Citi gives you a wide range of flight redemption options including oneworld and SkyTeam carriers.
For example we’ve used Citi Miles transferred into British Airways Avios points to fly Qantas A380 First Class and Qatar’s amazing Qsuite.
Frankfurt to Doha on board the Qatar Qsuite cost us just 37,500 Avios points, transferred from 37,500 Citi Miles. That’s good value for a flight of this length – roughly equivalent to flying from Singapore to Osaka. Read our full review of the experience here.
Terms and conditions
You can find full terms and conditions for this Citi PayAll promotion here.
(Cover Photo: Shutterstock)
I have signed up for it ! Am Ultima with CitiPayAll about $14K each month Looks like this 30% bonus deal a better promo than their $250 CapitaVouchers for $25K spent …. am I right ?