Credit Cards Deals

CardUp 9.9 promotion – buy miles from 1.04 cents each

Buy miles from as little as 1.04 cents each this month, with CardUp's 9.9 promotions for both new and existing customers.

CardUp has a couple of new promotional rates for both new and existing customers making payments this month, starting at 1.7% fee, allowing you to generate miles from as little as 1.04 cents each when making bill payments through the platform where you otherwise wouldn’t earn credit card rewards.

New user offer

If you have signed up for a personal CardUp account but have not yet scheduled a payment using the service, you may be targeted for a promotional 1.7% fee transaction using promo code ‘99CARDUPNEW‘.

You can check your email to see whether CardUp has selected you for this offer, or you can try out the promo code at the ‘Schedule payment’ stage to see if it works.

99CARDUPNEW Visa Card White Mastercard Card White 2.6% 1.7%
One-time payment for targeted first-time users with a Singapore-issued Visa, Mastercard or UnionPay credit card.

This targeted promotion is valid for a one-time payment scheduled on CardUp on or before 30th September 2021. The payment due date (which is the last date on which the payment must arrive at the recipient) must be on or before 7th October 2021.

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The code is limited to one use per new (targeted) customer, and 99 redemptions in total.

Cost per mile examples
@ 1.7% fee

$UOB Reserve 3.png
Citi Ultima Trans.png
Card MC
image_standard-chartered-visa-infinite@2x02.png
Card2019 Small
Card
Altitude Card.jpg
1.6 mpd
1.4 mpd
1.3 mpd
1.2 mpd
1.04¢
per mile
1.19¢
per mile
1.29¢
per mile
1.39¢
per mile

Full terms and conditions for the targeted new user offer are available here.

Existing customer offer

Existing CardUp customers can take advantage of a 1.85% fee offer with either an additional S$5 or S$10 back in the form of Lazada vouchers, for new payments scheduled on CardUp on or before 30th September 2021.

99CARDUP5 Visa Card White Mastercard Card White 2.6% 1.85%
(+S$5 voucher)
One-time payment of S$5,000 to S$10,000 with a Singapore-issued Visa, Mastercard or UnionPay credit card.
99CARDUP10 Visa Card White Mastercard Card White 2.6% 1.85%
(+S$10 voucher)
One-time payment of above S$10,000 with a Singapore-issued Visa, Mastercard or UnionPay credit card.

As with the new user offer, the payment due date (which is the last date on which the payment must arrive at the recipient) must be on or before 7th October 2021.

In each case, the promo code may only be redeemed once per user and is limited to the first 99 redemptions.

You will receive the Lazada voucher via email within one month from 7th October 2021 (i.e. by 7th November 2021), provided all the criteria were fulfilled.

In this case the vouchers effectively reduce your CardUp fee to a competitive 1.75% (provided you will use the vouchers, of course), but only at the ‘sweet spot’ transaction levels of exactly S$5,000 (99CARDUP5) or exactly S$10,000 (99CARDUP10).

Make a payment between S$5,000 and S$10,000 using the S$5 voucher promo code or above S$10,000 with the S$10 voucher code and you’ll generally be getting a poorer rate of between 1.76% and 1.8%.

Cost per mile examples
@ effective 1.75% fee

$UOB Reserve 3.png
Citi Ultima Trans.png
Card MC
image_standard-chartered-visa-infinite@2x02.png
Card2019 Small
Card
Altitude Card.jpg
1.6 mpd
1.4 mpd
1.3 mpd
1.2 mpd
1.07¢
per mile
1.23¢
per mile
1.32¢
per mile
1.43¢
per mile

Full terms and conditions for these existing user promo codes are available here.

Income tax offer

Don’t forget that CardUp recently extended its income tax payment offers this year, with a 1.75% fee.

CUTAX2021 Visa Card White Mastercard Card White 2.6% 1.75%
One-time IRAS income tax payment with a Singapore-issued Visa, Mastercard or UnionPay credit card.

All users can now set up the payment by 26th December 2021 with a due date as late as 7th January 2022, in addition to the eligible 9.9 promotion codes available for one-time payments by the end of September.

This is a one-time use promo code, so to maximise the value you should pay your annual tax as a single lump sum where possible.

Terms and conditions can be found here.

Before you make a decision on miles earning with your income tax payment this year, be sure to check out our detailed and continually updated analysis of the options available across all the providers, since there are some great deals to be had this year depending on which cards you hold.