Credit Cards Deals

UOB PRVI Miles Mastercard offering 4.4 mpd for online & mobile contactless spend

Earn 4.4 mpd for online and mobile contactless spend at merchants including IKEA, Uniqlo and Harvey Norman using your UOB PRVI Miles Mastercard between now and 30 April.
EXPIRED This article relates to an offer or promotion which has now expired.

If you’re holding the UOB PRVI Miles Mastercard in Singapore, the bank has a new deal for you with 4.4 mpd on offer when you make a variety of online or mobile contactless payments, for up to S$4,000 of eligible spend between now and 30th April 2022.

To be eligible you’ll need to register (though the offer is not capped), and also ensure you spend at least S$1,000 in the bonus categories during the 15-week promotional period.

  • Computers or Electronics
  • Department Stores
  • Apparel
  • Home Furnishings
  • Online Marketplaces

This promotion allows you to earn up to 12,000 additional bonus miles during the period, but sadly PRVI Miles Visa and Amex cardholders have not been included, so it’s only good if you have the Mastercard version.

Eligible merchants include IKEA, Uniqlo, Marks & Spencer, Harvey Norman and Mega Discount Store.

Up to 4.4 mpd offer

Here are the online and mobile contactless spend categories applicable for UOB PRVI Miles Mastercard cardholders between 17th January 2022 and 30th April 2022:

Eligible MCCs Category
5732 5734 5946 Electronics
(e.g. Best Denki, Bowers & Wilkins, Harvey Norman, Gain City, Lenovo)

Computer Software

Camera and Photographic
(e.g. SG Camera Store, Canon Singapore)
5311 Department Stores
(e.g. Sephora, Takashimaya, TANGS, Isetan, Metro, Marks & Spencer)
5611 5621 5631 5641 5651 5661 5691 5699 5944 5945 5947 5948 5949 5970 5992 5999 5655 5940 5941 Apparel
(e.g. ALDO, Birkenstock, Cole Haan, KLARRA, Love Bonito, Breitling, PUMA, Zara, H&M, Uniqlo)
5712 5713 5714 5719 5722 5932 5937 5950 5971 Home Furnishings
(e.g. Courts, IKEA, Prestige Affairs, Simmons, RISIS)

Household Appliances
(e.g. Mega Discount Store)
5262 Online Marketplaces
(e.g. Shopee, Lazada)

You’ll need to ensure any spend is processed by the respective merchants in Singapore Dollars and is posted as either:

  • An online transaction via a payment gateway in Singapore, or
  • A mobile contactless transaction via Apple Pay, Fitbit Pay, Google Pay and/or Samsung Pay

Note that contactless transactions made by tapping the physical card will not be eligible.


The bonus earn rate is not automatic – you must successfully register to participate in this promotion. That requires principal cardholders to send an SMS to 77862 using their mobile number registered with UOB, in the following format:

  PMC [space] Last 4 alphanumeric digits of your NRIC or Passport Number

Example: If your NRIC is S1234567A, you will need to send “PMC 567A” to 77862

All cardholders are eligible for this promotion, with no upper participant cap.

You must register within the promotion period (i.e. before 30th April 2022), but not necessarily before your first eligible transaction.

If you have successfully registered and spend a minimum of S$1,000 in these bonus categories during the whole promotion period, you will be eligible to earn 11 UNI$ per whole S$5 spent on eligible transactions which are successfully charged to your card.

That’s equivalent to 4.4 miles per dollar, and comprises:

  • the usual rate of UNI$3.5 per S$5 spend locally (equivalent to 1.4 miles per S$1); and
  • a bonus rate of UNI$7.5 per S$5 spend (equivalent to 3 miles per S$1).

The maximum bonus you can earn during the promotion is capped at UNI$6,000 (equivalent to 12,000 miles, or S$4,000 spend). There is no cap on the usual base earn rate (1.4 mpd) that you may be eligible to earn on these transactions during the promotion, even after your bonus cap is reached.

Eligible transactions made by your supplementary cardholders will count towards the promotion.

Full terms and conditions can be found on the UOB website here.

Beware of UOB$ merchants

One downside of spend on the UOB credit cards is the UOB$ scheme, formerly called SMART$.

Don’t confuse UOB$ with UNI$ (the rewards currency), instead UOB$ overrides UNI$ earning and is a cashback programme at specific merchants.

UNI$ will not be awarded on transactions at UOB$ merchants where UOB$ are issued, except for UOB PRVI Miles American Express Cardmembers


In other words you will not earn regular or bonus UNI$ for in-store transactions (i.e. mobile contactless payments under this offer) at merchants participating in the UOB$ rewards scheme.

For this offer, these exclusions look to be restricted to:

  • agnès b
  • bYSI
  • Crocodile
  • G-Star Raw
  • King Koil & Ashley Homestores
  • Replay (Paragon)
  • Winter Time
Don’t try to use this offer in-store at G-Star Raw, where the UOB$ scheme takes precedence. (Photo: Paragon)

You will however earn UNI$ for online transactions (e.g. home delivery) with these merchants, since the UOB$ programme only applies to in-store purchases.

A full list of UOB$ merchants is available here.

When do the bonus miles credit?

Initially these transactions will earn at the regular rate, equivalent to 1.4 miles per S$1 spent for SGD spend using your PRVI Miles Mastercard.

The bonus miles, paid as UNI$, will be credited to your account by 31st July 2022. Note that’s a three-month wait after the promotion has ended for the additional miles to arrive.

The UOB PRVI Miles cards

If you’re not currently holding a UOB PRVI Miles card, or you just need a refresher on how they work, be sure to check out our comprehensive review.

In particular, remember you’ll only earn UNI$ (which convert at a 1:2 ratio into KrisFlyer miles or Asia Miles) for S$5+ spending blocks. Spend S$4.99 and you will walk away empty-handed!

Card Trans
1.4 mpd

2.4 mpd

6 mpd
Card Trans

1.4 mpd

2.4 mpd

6 mpd


There’s a generous 12,000 bonus miles cap for this deal, with a wide range of merchant categories for online and mobile contactless spend, using your UOB PRVI Miles Mastercard between now and the end of April 2022.

Unfortunately there’s no love for the PRVI Miles Visa or Amex with this one, but if you’ve got the Mastercard it’s a nice deal to take advantage of.

Remember you’ll need to clock at least S$1,000 total spend in the bonus categories across the promotion period to be eligible, and of course that tapping your physical card doesn’t count as ‘mobile contactless’, so make sure your card is saved to your mobile wallet, or stick to online spend.

At some stage during the promotion you’ll also need to register to participate. Sooner is better than later in our opinion, in case you forget.

Luckily the deal has no upper registration limit, and your supplementary cardholders can help you along with their own spend in eligible categories.

(Cover Photo: Shutterstock)


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