Credit Cards Deals

Register Now: Earn up to S$20 cashback for SimplyGo rides using UOB cards

Be among the first 1,000 to register and hit S$30 of SimplyGo bus and train ride spend with your UOB card to get up to S$20 cashback, in addition to earning miles.

UOB has a new offer for those who haven’t been using their cards to make SimplyGo transit transactions over the last six months, with a cashback deal when you charge local bus and or train rides in Singapore between now and the end of November 2023.


Unfortunately this is one of UOB’s “gambling” offers – capped at the first 1,000 to successfully meet the criteria, so if you’re going to give this one a try the best thing to do is register by SMS now, since the promotion only launched today, then clock the required rides as soon as possible.

Here’s how the deal works.

From 23rd October 2023 to 30th November 2023, new and existing UOB cardholders are eligible to earn up to S$20 cashback when paying local bus and/or train rides with their UOB credit card or debit card.

  • Open only to those who have not made any SimplyGo transactions in the past six months prior to 23rd October 2023 (i.e. since 23rd April 2023).
  • Registration via SMS is required to participate in this promotion.
  • Charge at least one local bus/and or train fare via SimplyGo to your UOB card to earn S$5 cashback.
  • Charge at least S$30 of local bus/and or train fares via SimplyGo to your UOB card by 30th November 2023 to earn a further S$15 cashback.
  • Capped at the first 1,000 eligible participants to achieve each of these criteria.

To participate in this promotion, you will also have to send an SMS to UOB on 77862 during the promotion period (i.e. by 30th November 2023), in the following format:

  SG [space] Last 4 alphanumeric characters of your NRIC or Passport Number

Example: If your NRIC is S1234567A, you will need to send “SG 567A” to 77862

Registration doesn’t need to be before your first eligible transaction, you just need to complete it before the end of November, but we would recommend just doing it straight away in case you forget later.

If you are eligible to receive the cashback, it will be credited into your UOB card account by 1st February 2024 and reflected in your card statement.


Note that the cashback cannot be withdrawn, but can only then be applied against payments for future
transactions charged to your card account, though this is quite normal for these promotions.

Full terms and conditions for this promotion are available here.

You can also find out full details about using your UOB card for SimplyGo transactions at this dedicated page.

All UOB Visa and Mastercard cards (except UOB ATM contactless cards) can be used for SimplyGo via Apple PayFitbit PayGoogle Pay and Samsung Pay.

Those links above provide step-by-step instructions on how to add your card for mobile payments. American Express cards cannot be used for SimplyGo.

Here are the earn rates for SimplyGo transactions using eligible UOB cards.

UOB Card SimplyGo ride
Earn Rate
KrisFlyer UOB Credit Card Up to 3 mpd
KrisFlyer UOB Debit Card Up to 6.4 mpd
UOB One Card Up to 15% cashback
UOB One Debit Card 3% cashback
UOB EVOL Card 8% cashback
UOB PRVI Miles Visa
UOB PRVI Miles Mastercard
1.4 mpd
UOB Lady’s Card
UOB Lady’s Solitaire Card
Up to 6 mpd
0.4 mpd

You will earn UNI$ for every S$5 spent on SimplyGo Transactions per submission by the merchant, except for SimplyGo Transactions performed with UOB Visa Cards, where UNI$ are earned based on the accumulated spend on SimplyGo Transactions per calendar month, and awarded on the 7th calendar day of the following month.

In reality for cards like the UOB PRVI Miles Mastercard, it’s still worth using for SimplyGo rides, because the merchant actually combines your ride transactions every five days, or every 21 transactions, or once S$15 spend is reached, whichever comes first, so you should still earn miles in most cases.




There’s no harm in registering your UOB card for this SimplyGo promotion if you’re a bus or MRT user, with up to S$20 of relatively easy cashback to be earned for your everyday rides.

As usual with UOB though, you’ll have to be among the first 1,000 to achieve it, which you certainly can’t guarantee even if you register and take all the rides today (23rd October)!

(Cover Photo: Joshua Lee)



  1. Uob has blocks of $5 rounding policy which means that your $19.90 transaction is only worth $15. Or worse your $4.90 (if you only take a few rides for 5 days) is worth nothing. You end up being worse off most of the time than say a standard 1.2mpd card that does not have $5 blocks. I learnt this the hard way and lost half of my points as my transactions were all low value ones.

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