Complete list of all Kris+ earning merchants

Updated: 18th December 2025

Welcome to our updated list of Kris+ merchants in Singapore that allow you to earn extra miles of up to 9 mpd on top of your credit card points, which can be a great way to top-up your balance for award flights from everyday spend, from a daily coffee through to big-ticket items like computers and electrical appliances.

If you’re not familiar with Kris+, it’s SIA’s “lifestyle app” that allows you to both spend and earn KrisPay miles at over 550 dining and retail outlets island-wide.

Kris+ offers instant 1:1 transfers from KrisPay miles to KrisFlyer miles, so it should definitely be on your radar for additional miles accrual throughout the year – for stuff you’re probably buying or doing anyway!

Kris+ now also offers miles earning in Australia, with over 220 merchant partners.

Kris+ merchant summary: December 2025

There are a total of 551 Kris+ earn partners in Singapore, as of 18th December 2025.

Here’s the latest breakdown of how many Kris+ earn merchants are available by earn rate.

Kris+ Merchants by Earn Rate
18th December 2025

Earn Rate	Merchants (change)
9 mpd	3 (—)
7 mpd	1 (—)
6 mpd	59 ( 1)
5 mpd	75 ( 2)
4 mpd	51 ( 1)
3 mpd	144 ( 1)
2 mpd	167 ( 10)
1.5 mpd	1 (—)
1 mpd	43 ( 3)
0.5 mpd	2 (—)
0.33 mpd	5 (—)
All	551

The average earn rate across all Kris+ merchants as of 18th December 2025 is 3.23 mpd.

Here’s how the breakdown looks across the five primary merchant categories for Kris+ earn partners.

Kris+ Merchants by Category
18th December 2025

Category	Merchants (average Earn Rate)
Dining	318 (3.61 mpd)
Retail	156 (2.81 mpd)
Activities	14 (2.93 mpd)
Services	37 (2.10 mpd)
Wellness	26 (2.88 mpd)
All	551 (3.23 mpd)

When Kris+ first launched miles earning five years ago under its former KrisPay branding in March 2019, only 27 merchants were included, with earn rates of 0.1 mpd (yes, just 0.1!) to 2 mpd at the top end.

Additionally, only six of those merchants (22%) were in the dining category. Today the majority (58%) of all Kris+ earn merchants are restaurants or cafes.

Latest lists: All Kris+ earn merchants

Here’s our full breakdown of all Kris+ earn merchants in Singapore, updated on 18th December 2025.

We keep the lists up-to-date at least once a month.

You can also view the latest merchant list via the Kris+ app, under the ‘Discover’ tab.

How to earn miles with Kris+ when purchasing

To earn miles using Kris+, you’ll need to have the latest version of the Kris+ app installed on your mobile device, and you’ll also need to have Apple Pay or Google Pay set up on your device too.

Since September 2021, in-app payments have been the only way to earn Kris+ miles when purchasing in-store at a Kris+ earning partner.

When you reach the check out at a participating merchant, tell them you want to pay with Kris+ and then tap the Pay icon at the bottom of the app home screen on your device.

You can then scan the merchant’s QR code, which is usually presented near the till, or you can ask them for it because sometimes it’s gathering dust in a drawer!

You then need to enter the total payment amount and press Pay.

Note how payment using KrisPay miles defaults to off – this is probably the best option as you want to earn as many KrisPay miles as possible for the transaction, which means making full payment using Apple Pay or Google Pay with your linked credit card.

Once the payment is complete, you’ll have the KrisPay miles added to your account instantly.

You should then transfer these immediately to your KrisFlyer account.

You only have 21 days to do so (previously 7 days), before the miles are stuck in KrisPay, with a poor 1 cent rebate value against future purchases.

Our advice is to just do the transfer there and then, by pressing the Transfer to KrisFlyer button, in case you forget or partially use the earned miles by mistake before transferring, which also locks them into KrisPay miles permanently.

However, there’s now the option to auto-transfer accrued KrisPay miles to your KrisFlyer account without having to go through these additional clicks.

You can do so via the Wallet > Transfer to KrisFlyer page. Simply enable the ‘Auto-transfer to KrisFlyer’ button as shown above, and the process will be automated whenever you accrue KrisPay miles at a merchant.

Extra miles for restaurant bookings

Kris+ also allows you to earn 100 KrisPay miles (transferable into 100 KrisFlyer miles) each time you make and attend a restaurant reservation using the app.

It’s definitely worth checking whether your preferred restaurant is on the list, which is powered by Chope, for an easy (albeit small) miles boost, even if the restaurant itself isn’t a Kris+ earn partner.

KrisFlyer also allows you to earn 100 miles directly for successful attended restaurant bookings using Quandoo, occasionally upsized to 150 miles, so it’s worth checking that one out too, especially if your preferred restaurant isn’t on the Kris+ reservation platform.

Credit card points of up to 4 mpd are in addition

You will also accrue points or miles on your credit card for the spend made for Kris+ payment transactions, in some cases adding up to 4 mpd to the maximum 9 mpd Kris+ is dishing out, for up to 13 mpd total earning.

This depends on the credit card you hold and the merchant category (MCC code) of the retailer.

The following cards will earn at their bonus rates of between 3 mpd and 4 mpd for spend in the specific MCCs listed. You can check the MCC with the merchant in advance of your payment if you are unsure, though some are obvious (like restaurants – 5812).

Card	Earn Rate	Notes / MCCs
UOB Lady’s UOB Lady’s Solitaire	4 mpd	Capped at S$1,000 per month (Lady’s) or S$1,500 per month (Lady’s Solitaire, max. S$750 per category). Subject to your specified quarterly bonus category, including:
		Dining:	MCC 5499 MCC 5812 MCC 5814
		Beauty:	MCC 5977 MCC 7230 MCC 7297 MCC 7298
		Fashion:	MCC 5621 MCC 5651 MCC 5661 MCC 5691 MCC 5699 MCC 5948
HSBC Revolution (see our review)	4 mpd	On mobile wallet payments at specific outlets by MCC, capped at S$1,500 per calendar month.
		MCC 3501 MCC 5045 MCC 5462 MCC 5621 MCC 5651 MCC 5661 MCC 5691 MCC 5699 MCC 5732	MCC 5734 MCC 5812 MCC 5944 MCC 5945 MCC 5947 MCC 5948 MCC 5992 MCC 5999 MCC 7011 MCC 7997
DBS WWMC (see our review)	4 mpd	On on up to S$1,000 of online spend per calendar month, including when paying at a merchant using Apple Pay or Google Pay via the Kris+ app (all MCCs).
OCBC Rewards (see our review)	4 mpd	On shopping transactions in specific MCCs, capped at S$1,110 per calendar month.
		MCC 5309 MCC 5621 MCC 5651 MCC 5655 MCC 5661	MCC 5691 MCC 5699 MCC 5941 MCC 5948
KrisFlyer UOB (see our review)	3 mpd	On all Kris+ spend, with no minimum and no upper cap.

Don’t use your Citi Rewards card to make payment with Apple Pay or Google Pay on Kris+, since online transactions using this card specifically exclude mobile wallet payments and will therefore earn at the basic rate of 0.4 mpd.

  Unsure?

If you’re not sure whether your bonus miles credit card is eligible for the merchant of your choice, our advice is to use your best card for general spend miles accrual, especially if the transaction is substantial.

For smaller amounts you may wish to take the chance, but remember most bonus category spend credit cards earn just 0.4 mpd when you make transactions that the bank decides don’t qualify.

Stacking example

Let’s say you have a S$200 meal at Ikkoten Omakase, a 6 mpd merchant with Kris+, and pay in-app using your DBS WWMC card.

Total earning for the transaction will be:

• 1,200 KrisPay miles (S$200 x 6) awarded instantly
• 40 DBS Points awarded when the transaction posts (~ 3 days)
• 360 DBS Points awarded around the middle of the following month

The 400 DBS Points you’ll accrue in total are equivalent to 800 KrisFlyer miles, and the 1,200 KrisPay miles can be instantly converted 1:1 into KrisFlyer miles, for a total effective earning of 2,000 KrisFlyer Miles for this S$200 meal (10 mpd).

(Cover Photo: Singapore Airlines)