Credit Cards Other FFPs

Malaysia Enrich axed from Standard Chartered transfer partners list

There are now only two oneworld transfer partners for your Standard Chartered credit card points

MH A350 (Airbus)

It’s never good news when one of the banks in Singapore trims its selection of frequent flyer programme conversion partners, but when it does occasionally happen we just have to cross our fingers and hope it wasn’t ‘one of the good ones’.


No major concerns today then with the news that Standard Chartered no longer supports transfers from its credit card reward points into the Malaysia Airlines Enrich scheme – pretty low on the list for most of our readers given its poor transfer ratio at the bank side not to mention poor value at the redemption end too.

MH A350 F Middle Seats (Malaysia Airlines)
Redeeming award seats on Malaysia Airlines is usually better value using oneworld and partner programmes. (Photo: Malaysia Airlines)

Even oneworld redemptions aren’t good value using Enrich miles, which underwent a significant devaluation almost three years ago in May 2017.

For example a one-way JAL flight from Kuala Lumpur to Tokyo in Business Class will set you back the following miles or points levels, with Enrich shown against other FFPs.

JAL redemption rates KL ⇄ Tokyo
MHtrans 82,000
QRtrans 70,000
EKtrans 65,000
AVIOStrans 62,000
QFF 61,200
AM Logo trans 61,000
AStrans 50,000

As you can see Enrich comes in significantly above even the lousy, no-notice devaluing Qatar Privilege Club.

You would have to transfer 246,000 Standard Chartered points into Enrich to achieve this redemption at the 3:1 transfer ratio. The same number would transfer into 98,400 KrisFlyer miles, more than enough for a return Business Class flight from Kuala Lumpur to Tokyo.


Standard Chartered transfer partners

In July last year Standard Chartered launched its X Card, with the headline-grabbing 100,000 miles sign-up bonus. In the process the bank also added a host of new frequent flyer programme and hotel loyalty scheme conversion partners, which it later opened up to those holding the SCVI card too.

Cover Tails 2s

Unfortunately any decent value in some of these new programmes, two of which on the airline side were new for the Singapore market, had been well and truly taken care of by the variable transfer ratios.

United MileagePlus and Lufthansa Miles & More, for example, transfer at 3.5:1 rather than the usual 2.5:1 for KrisFlyer miles, giving you nearly 30% fewer miles per reward point.


Where you can still transfer

Standard Chartered still supports transfers to the following nine frequent flyer programmes and two hotel loyalty schemes, at the quoted transfer ratios.

Standard Chartered
Airline Partner Conversion
FFP Conversion Ratio Minimum Points to Convert
KF Logo trans 2.5:1 2,500
AFKLtrans.png 2.5:1 2,500
EVtrans.png 2.5:1 2,500
QFF.png 2.5:1 2,500
EYtrans.png 3:1 3,000
QRtrans.png 3:1 3,000
EKtrans.png 3.5:1 3,500
MMtrans.png 3.5:1 3,500
UAnewtrans 3.5:1 3,500
Standard Chartered
Hotel Partner Conversion
Loyalty scheme Conversion Ratio Minimum Points to Convert
IHG.png 2.5:1 2,500
Accor 5:1 5,000

If you wish, you can continue to transfer points into Malaysia Airlines Enrich programme from American Express and Citi and Maybank credit cards.

Enrich Transfer

Enrich Transfer 2

Credit card transfer partners We’ve updated our comprehensive table showing which bank points in Singapore transfer to which loyalty schemes here in light of this change.

All your transfer options

April 2020
AMEXtrans BOCtrans2 CITItrans DBStrans2 HSBCtrans2 MAYBANKtrans2 OCBCtrans2 SCtrans2 UOBtrans2
Star Alliance Star KF Logo trans Tick Tick Tick Tick Tick Tick Tick Tick Tick
BR Tick Tick Tick
TKtrans Tick
TGtrans Tick Tick
MMtrans Tick
UAnewtrans Tick
oneworld AM Logo trans Tick Tick Tick Tick Tick Tick Tick
AVIOStrans Tick Tick
MHtrans Tick Tick Tick
QRtrans Tick Tick
QFF Tick Tick Tick
SkyTeam Circle CItrans Tick
AFKLtrans Tick Tick
Others Circle EYtrans Tick Tick
EKtrans Tick Tick


As you can see Qatar Airways and Qantas are now the only two oneworld frequent flyer transfer partners from Standard Chartered, though neither are the best options in our opinion and you’d be better off focusing on Asia Miles and Avios though alternative credit cards.

Malaysia moving to Changi T1

In other recent Malaysia Airlines news, the airline will shift its operations to Terminal 1 at Changi Airport from 1st May 2020 due to an 18-month closure of T2 (see who else is moving here).

This will give Malaysia’s Business Class and oneworld Sapphire / Emerald (Malaysia Enrich Gold / Platinum) members easier access to the Qantas, British Airways and Qatar Airways lounges in T1, though currently all except the Qatar lounge are temporarily closed due to the COVID-19 situation.

Seats Red
Malaysia Airlines Business Class passengers will soon have easier access to the British Airways Singapore Lounge. (Photo: MainlyMiles)

The Qatar lounge currently opens from 11pm to 2am each night, however this does not coincide with any Malaysia Airlines departures and so initially guests will likely be invited to the dnata or SATS lounges from early May, the only two currently open in T1.



It’s never good to see a reduction in the number of transfer partner options from Singapore credit card points, even if it is a poor value one that no one is likely to miss.

Having said that, Standard Chartered allowed transfers to Enrich miles in blocks as small as 1,000 miles – potentially useful if you needed a small top-up to unlock a redemption before cashing out of the scheme completely.

That’s sadly not possible with Citi transferring in 10,000-mile blocks, however American Express cardholders can move points across to Enrich in 250-mile blocks.

Right Side Seats
Malaysia Airlines Airbus A330 Business Class. (Photo: MainlyMiles)

On the whole Enrich the scheme never provided great value since its 2017 devaluation, and there are better oneworld transfer options for your points even if you want to fly on Malaysia Airlines itself.

Let’s just hope it’s removal isn’t the start of a trend from Standard Chartered.

(Cover Photo: Airbus)


Leave a Reply