Credit Cards Other FFPs

Malaysia Enrich axed from Standard Chartered transfer partners list

There are now only two oneworld transfer partners for your Standard Chartered credit card points

MH A350 (Airbus)

It’s never good news when one of the banks in Singapore trims its selection of frequent flyer programme conversion partners, but when it does occasionally happen we just have to cross our fingers and hope it wasn’t ‘one of the good ones’.

SCtrans

No major concerns today then with the news that Standard Chartered no longer supports transfers from its credit card reward points into the Malaysia Airlines Enrich scheme – pretty low on the list for most of our readers given its poor transfer ratio at the bank side not to mention poor value at the redemption end too.

MH A350 F Middle Seats (Malaysia Airlines)
Redeeming award seats on Malaysia Airlines is usually better value using oneworld and partner programmes. (Photo: Malaysia Airlines)

Even oneworld redemptions aren’t good value using Enrich miles, which underwent a significant devaluation almost three years ago in May 2017.

For example a one-way JAL flight from Kuala Lumpur to Tokyo in Business Class will set you back the following miles or points levels, with Enrich shown against other FFPs.

JAL redemption rates KL ⇄ Tokyo
Business
MHtrans 82,000
QRtrans 70,000
EKtrans 65,000
AVIOStrans 62,000
QFF 61,200
AM Logo trans 61,000
AStrans 50,000

As you can see Enrich comes in significantly above even the lousy, no-notice devaluing Qatar Privilege Club.

You would have to transfer 246,000 Standard Chartered points into Enrich to achieve this redemption at the 3:1 transfer ratio. The same number would transfer into 98,400 KrisFlyer miles, more than enough for a return Business Class flight from Kuala Lumpur to Tokyo.

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Standard Chartered transfer partners

In July last year Standard Chartered launched its X Card, with the headline-grabbing 100,000 miles sign-up bonus. In the process the bank also added a host of new frequent flyer programme and hotel loyalty scheme conversion partners, which it later opened up to those holding the SCVI card too.

Cover Tails 2s

Unfortunately any decent value in some of these new programmes, two of which on the airline side were new for the Singapore market, had been well and truly taken care of by the variable transfer ratios.

United MileagePlus and Lufthansa Miles & More, for example, transfer at 3.5:1 rather than the usual 2.5:1 for KrisFlyer miles, giving you nearly 30% fewer miles per reward point.

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Where you can still transfer

Standard Chartered still supports transfers to the following nine frequent flyer programmes and two hotel loyalty schemes, at the quoted transfer ratios.

Standard Chartered
Airline Partner Conversion
FFP Conversion Ratio Minimum Points to Convert
KF Logo trans 2.5:1 2,500
AFKLtrans.png 2.5:1 2,500
EVtrans.png 2.5:1 2,500
QFF.png 2.5:1 2,500
EYtrans.png 3:1 3,000
QRtrans.png 3:1 3,000
EKtrans.png 3.5:1 3,500
MMtrans.png 3.5:1 3,500
UAnewtrans 3.5:1 3,500
Standard Chartered
Hotel Partner Conversion
Loyalty scheme Conversion Ratio Minimum Points to Convert
IHG.png 2.5:1 2,500
Accor 5:1 5,000

If you wish, you can continue to transfer points into Malaysia Airlines Enrich programme from American Express and Citi and Maybank credit cards.

Enrich Transfer

Enrich Transfer 2

Credit card transfer partners We’ve updated our comprehensive table showing which bank points in Singapore transfer to which loyalty schemes here in light of this change.

All your transfer options

April 2020
AMEXtrans