The Standard Chartered X Card has had something of a chequered history. First offering a jaw-dropping 100,000 miles sign-up bonus when it launched, the bank quickly cut that to 60,000 miles before suspending new applications for the card completely.
A smaller sign-up bonus of 30,000 miles has mostly been the norm, but today a new 45,000 miles sign-up bonus has been launched for those new to Standard Chartered credit cards during an anniversary promotion period for approved applications by 30th September 2020.
Isn’t it 85,000 miles?
When Standard Chartered first launched its 100,000 miles sign-up bonus for the X Card, one of the surprising (but pleasing) things about the offer was that it was actually a true bonus.
Unlike some other banks, they didn’t include the miles you would earn anyway for using the card even if a bonus was not running (or you would probably earn on an existing comparable card).
Well Standard Chartered has become smart to that idea, now advertising this sign-up bonus as an 85,000 miles deal.
Before you get too excited, this does include the miles you would normally earn for the required spend, plus it assumes 100% of your spend would be in foreign currency (hardly likely in the current circumstances while we’re all stuck at home for the foreseeable future!).
So how does 45,000 miles work?
The structure of this sign-up bonus is a little different than before. In essence if you’re new to Standard Chartered credit cards you’ll get:
Upfront Gift Promotion
- 75,000 Rewards Points (30,000 miles) as usual
Bonus Acquisition Gift
- 12,500 Rewards Points (5,000 miles)
These two bonuses are dependent on applying and being approved by 30th September 2020, and having your card account activated within the first 30 days.
That’s the first 35,000 miles covered, with no minimum spend required. Terms and conditions for these elements are available here.
The remainder of the 45,000 miles are earned as follows:
X Card Anniversary Spend and Get promotion
If you meet a hefty S$4,000+ spend in each of the following five spend periods, you’ll also be awarded with 5,000 Bonus Rewards Points (2,000 miles) for each spend period: