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DBS credit cards offering 10 mpd on staycations booked through Agoda

You can earn a fantastic 10 mpd on staycation bookings with DBS credit cards for the rest of 2020, but make sure you're getting a good deal and not missing out on valuable extra benefits

Sofitel Sentosa Pool (Accor)

Back in April, just as the coronavirus had put a stop to almost all leisure travel, DBS launched what might have been considered an ill-timed partnership with online travel site Agoda, offering between 4.4 mpd and 8 mpd on bookings made using your Altitude or WWMC cards until 30th September 2020.

It’s probably fair to say there was little interest given the lack of travel opportunities and the uncertain timescales for trips to resume, especially as stays had to be completed within the offer window.

The timescale for overseas travel certainly hasn’t become any clearer in the last three months, however there is now the option to book a staycation at a range of hotels in Singapore.

The rebooted Agoda offer

DBS and Agoda have taken the opportunity to extend their offer to 31st December 2020, while also jacking up the earn rate to an attractive 10 mpd across its miles-earning credit cards for Singapore staycation bookings.

Agoda DBS

If you hold the DBS Altitude (Visa or Amex), DBS Woman’s World Mastercard or DBS Woman’s Platinum Mastercard, you’ll be entitled to 10 miles per dollar in total spent on local hotel stays completed by the end of 2020.

Agoda DBS 10mpd

There’s a monthly upper spend limit for each card, after which the rate drops to between 4 mpd and 8 mpd in addition to your card’s basic earn rate, depending on which card you hold.

Let’s take a look at how it works.

Staycation offer

For bookings made at hotels in Singapore via the dedicated Agoda / DBS landing page between now and 31st December 2020, which are also completed by 31st December 2020, here are the earn rates applicable depending on which DBS credit card you use.

Altitude Card Amex
Altitude Card Visa
DBS Altitude Visa / Amex
Qualifying Spend (per calendar month)   Staycation Miles Earned
First S$5,000
  • 3 mpd for online accommodation transactions (regular card benefit); plus
  • 7 mpd for online accommodation transactions made via the dedicated site.

10 mpd total

S$5,001 onwards
  • 1.2 mpd (local), the regular card spend benefit; plus
  • 7 mpd for online accommodation transactions made via the dedicated site.

8.2 mpd

As you can see for the DBS Altitude cards this taps in to the bonus 3 mpd earn rate (capped at S$5,000 spend per month) when calculating the 10 mpd total for staycation bookings through this special site.

After that the rate drops to 8.2 mpd, still a generous miles-earning level. See the full T&Cs for the DBS Altitude offer here.

Note that if you have already used some of the S$5,000 monthly allowance on other flight and hotel transactions with your DBS Altitude card, only the amount remaining in that category for the month will earn 10 mpd for staycation bookings using the Agoda dedicated link.

Card DBS Woman’s World
Qualifying Spend (per calendar month)   Staycation Miles Earned
First S$2,000
  • 10 DBS Points (or 20 miles) per S$5 spend (4 mpd), the regular card benefit for online spend; plus
  • 3 DBS Points (or 6 miles) per S$1 spend (6 mpd) for online accommodation transactions made via the dedicated site.

10 mpd total

S$2,001 onwards
  • 1 DBS Point (or 2 miles) per S$5 spend (0.4 mpd), the regular card spend benefit; plus
  • 3 DBS Points (or 6 miles) per S$1 spend (6 mpd) for online accommodation transactions made via the dedicated site.

6.4 mpd total

For the Woman’s World card it’s only the first S$2,000 of accumulated spend per calendar month that’s eligible for the 10 mpd rate for staycation bookings through Agoda, thereafter a 6.4 mpd rate applies.

Note that if you have already used some of the S$2,000 monthly allowance on other eligible online transactions with your DBS Woman’s World card, only the amount remaining in that category for the month will earn 10 mpd using the Agoda dedicated link.

Card WPC DBS Woman’s Platinum
Qualifying Spend (per calendar month)   Staycation Miles Earned
First S$1,000
  • 5 DBS Points (or 10 miles) per S$5 spend (2 mpd), the regular card benefit for online spend; plus
  • 4 DBS Points (or 8 miles) per S$1 (8 mpd) for online accommodation transactions made via the dedicated site.

10 mpd total

S$1,001 onwards
  • 1 DBS Point (or 2 miles) per S$5 spend (0.4 mpd), the regular card spend benefit; plus
  • 4 DBS Points (or 8 miles) per S$1 (8 mpd) for online accommodation transactions made via the dedicated site.

8.4 mpd total

For the Woman’s Platinum card it’s only the first S$1,000 monthly spend via the dedicated link that’s eligible for a 10 mpd total earn rate on staycation bookings, though after that it’s still a competitive 8.4 mpd for any additional local bookings through Agoda, the highest ‘uncapped’ rate among these cards.

See the full T&Cs for the DBS Woman’s World / Platinum offer here.

Note that if you have already used some of the S$1,000 monthly allowance on other eligible online transactions with your DBS Woman’s Platinum card, only the amount remaining in that category for the month will earn 10 mpd using the Agoda dedicated link.

How to book

Bookings must be made via the dedicated landing page:

  www.agoda.com/dbsmiles

Payment must be made using one of the four DBS credit cards listed above to qualify for the bonus points. You must also provide your bank registered mobile number as per DBS’ records at the time of booking, as registration with incorrect information may result in you not qualifying for the promotion.

Important: Only rates where the payment is made directly to Agoda are applicable, so this won’t work for rates where you pay directly to or at the hotel itself. Look for the “Promo Eligible” tag on the room types search results page.

Taxes and service charges are included in the total cost assessed for the bonus miles, however no other incidental room expenses will qualify.

Agoda Promo Working SG
What you need to see before you book

When do the bonus miles credit?

Assuming you remain within the higher bonus spend level each calendar month (e.g. first S$5,000 of travel transactions for the DBS Altitude card):

  • For the DBS Altitude cards you’ll initially earn at the 1.2 mpd (SGD) rates for staycation transactions. The first bonus, rounding this up to 3 mpd, will be credited in the middle of the following month. The 7 mpd Agoda bonus will be credited within 2 calendar months after the end of the promotion period (i.e. by 28th February 2021).
  • For the DBS Woman’s World card you’ll initially earn at the 0.4 mpd (SGD) or 1.2 mpd (FCY) rates for these transactions. The first bonus, rounding this up to 4 mpd, will be credited at the end of the following month. The 6 mpd Agoda bonus will be credited within 2 calendar months after the end of the promotion period (i.e. by 28th February 2021).
  • For the DBS Woman’s Platinum card you’ll initially earn at the 0.4 mpd rate for these transactions. The first bonus, rounding this up to 2 mpd, will be credited at the end of the following month. The 8 mpd Agoda bonus will be credited within 2 calendar months after the end of the promotion period (i.e. by 28th February 2021).

As you can see whichever card you use, you’ll potentially be waiting until the end of February 2021 for at least half of the points you would earn from this campaign, so it’s certainly not a fast way to rack up the miles balance.

Which hotels?

You can check out which hotels in Singapore are currently taking staycation bookings at our dedicated page, with new properties being continually added to the list.

The wide range of options now includes several hotels in Sentosa like the W and the Sofitel, plus city options including Raffles, The Fullerton Bay and the Shangri-La.

Shangri-La Singapore Pool (Shangri-La)
The Shangri-La is on the list of approved staycation properties. (Photo: Shangri-La)

Staycation deals

Most of the hotels now open for staycation bookings in Singapore have some form of deal on offer when you book direct. You won’t necessarily get the best rate, nor the additional staycation perks, if you book through Agoda.

While 10 mpd is a very attractive deal, make sure you’re not paying over the odds for the miles (not too much anyway) and not losing out on benefits you would value more, like dining credits, free parking, etc., which may outweigh the miles value for your chosen property if a good staycation deal is on offer when booking directly.

Overseas offer

While it seems a little irrelevant at the moment, DBS and Agoda have also extended the bonus miles offer for their previous earn rates on worldwide hotel bookings (i.e. outside Singapore).

For bookings made via the same dedicated Agoda / DBS landing page between now and 31st December 2020, which are also completed by 31st December 2020, here are the earn rates applicable for overseas (non-Singapore) hotels, depending on which DBS credit card you use.

DBS Altitude Visa / Amex

  • First S$5,000: 7 mpd
  • S$5,001+: 5.2 mpd (S$) / 6 mpd (FCY)

DBS Woman’s World

  • First S$2,000: 8 mpd
  • S$2,001+: 4.4 mpd

DBS Woman’s Platinum

  • First S$1,000: 6 mpd
  • S$1,001+: 4.4 mpd

Which loyalty schemes can I transfer into?

DBS Points can be transferred into:

  • Singapore Airlines KrisFlyer miles
  • Cathay Pacific Asia Miles
  • Qantas Frequent Flyer Points

Those three open up a wide range of redemption options across Star Alliance and oneworld alliance airlines.

1A Boarding
Redeem Cathay Pacific First Class using either Asia Miles or Qantas Points. (Photo: MainlyMiles)

You can also transfer your DBS Points to Air Asia BIG Points, however the value in this programme is extremely poor in comparison.

Check Kaligo too

DBS has an ongoing bonus miles relationship with hotel booking site Kaligo for its Altitude cardholders, offering 10 miles per S$1 spent as standard (capped at S$5,000 spend per month). That might work out better than this offer, depending on your choice of hotel and the rates available, so remember to check Kaligo first before committing to the Agoda deal.

Kaligo

Always remember the golden rule – check the best available rate directly with the hotel of your choice and other online travel agents like Expedia, as you may find you are paying more to accrue miles with these other sites and the cost per mile must always be justifiable (1.9 cents per mile or less is our personal cap).

Card reviews

We’ve got full reviews of the DBS Altitude and DBS Woman’s World cards (men can get the latter one too!). Check them out for a detailed look at their other features.

Altitude Card Visa

OUR REVIEW

Card

OUR REVIEW

Summary

Now that a significant number of staycation options are available at hotels across Singapore, the OTA’s are keen to get a slice of the action and this 10 mpd offer with DBS cards and Agoda is indeed a generous one.

If you are looking to book a staycation be sure to check out the rates for your preferred properties under the ‘Promo Eligible’ tag via the dedicated DBS x Agoda booking link, but do make sure to compare with best available rates directly with the hotel as always.

Additionally, consider the benefits of any staycation packages on offer, most of which won’t apply unless you book directly. If you are paying more and / or losing some benefits, make sure the miles you’re getting instead are worth the difference.

(Cover Photo: Accor)

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