Credit Cards Deals

Earn 6 mpd on dining, food delivery and fashion spend with UOB Lady’s Cards

Register now to earn up to 6 mpd with your UOB Lady's Card on dining and fashion spend between 1st August and 31st October.

UOB has a new offer for its Lady’s Card members running over the next three months, with an excellent earn rate of up to 6 mpd on dining and fashion spend. Bonus miles equivalent to 2 mpd on top of your usual earn rate are capped at the first S$3,000 spend (6,000 miles) per month.

You’ll want to register now if you wish to take part in the promotion, since only the first 10,000 cardholders to do so will be eligible.

Up to 6 mpd on dining and fashion spend

UOB Lady’s cardholders who successfully register can earn 2.4 mpd on Dining and Fashion spend if they haven’t selected it as one of their two quarterly bonus categories or 6 mpd for those transactions if they have, a bonus of 2 mpd on the usual earn rate in each case.

The promotion is offered if you hold one of the following cards:

  • UOB Lady’s Classic Card
  • UOB Lady’s Platinum Card
  • UOB Lady’s Solitaire Card
  • UOB Lady’s Solitaire Metal Card

To participate in the promotion you must:

  • Charge at least S$500 per month to your card in the ‘Dining and Fashion’ category during the promotion (i.e. S$500+ in August, S$500+ in September and S$500+ in October 2021); and
  • Be among the first 10,000 cardholders to successfully register to participate in the promotion.


To register, principal cardholders must send an SMS to 77862 between 1st August 2021 and 31st October 2021 using their mobile number registered with UOB, in the following format:

  LADYSBONUS [space] Last 4 alphanumeric digits of your NRIC

Example: If your NRIC is S1234567A, you will need to send “LADYSBONUS 567A” to 77862

Registration can be done any time within the promotion period, but you should definitely do so sooner rather than later, since this promotion is capped at the first 10,000 to successfully enrol.

Earn rates

As you probably know, as a UOB Lady’s cardholder you can earn 4 mpd on up to S$1,000 (Lady’s card) or S$3,000 (Lady’s Solitaire card) of spend per calendar month in up to two categories you can choose and amend each quarter.

These are the seven category options:

Category MCCs Examples
Beauty & Wellness 5912
Browhaus, Guardian, HERA, TONY&GUY, Watson’s
Dining 5499
5811 5812 Brotzeit, Cedele, foodpanda, Deliveroo, Pastaholic, Pizza Express, TWG Tea, WhyQ
Entertainment 5813 7832 7922 Aura, Cathay Cineplex, Golden Village, Harry’s, Shaw Theatres, SISTIC
Family 5411 5641   7-Eleven, Cold Storage, FairPrice, Little Beanies, Marketplace
Fashion 5311
ALDO, Cole Haan, H&M, Lazada, Marks & Spencer, Rimowa, Samsonite, Shopee, Tag Heuer, ZARA
Transport 4111
4789 Caltex, Comfort DelGro, eLimo, Grab, GoJek, Shell, SPC, Transit Link
Travel Retail transactions made at major airlines and/or hotels with their main business activity classified as flights and/or hotels only.

For spend in categories not in your bonus list, or most spend outside the bonus categories, an earn rate of 0.4 mpd applies, which you obviously want to avoid.


For example if your specified bonus categories for Q3 (July – September) are Transport and Dining, and you enrol for this promotion and make the required minimum spend (S$500+ per month) in the Dining and Fashion categories combined, you’ll earn:

  • 6 mpd for Dining transactions (4 mpd + 2 mpd)
  • 4 mpd for Transport transactions (as usual)
  • 2.4 mpd for Fashion transactions (0.4 mpd + 2 mpd)

You may also wish to take the opportunity to switch your bonus categories for Q4 this year to Dining and Fashion, to take maximum advantage of the 6 mpd rate in the final month of the promotion (October 2021).

The bonus UNI$ from this promotion will be credited to your account within three months after the end of the promotion, which is by 31st January 2022.

Monthly bonus caps

These rates remain subject to your monthly cap for bonus 4 mpd (i.e. 10X UNI$, set at S$1,000 spend for the Lady’s and S$3,000 for the Lady’s Solitaire), with the 2 mpd bonus element (5X UNI$) under this promotion having its own separate cap of S$3,000 per month for both cards.

For example with the above bonus categories selected (Dining and Transport), if you spend S$1,000 on Transport and then S$3,500 on Dining on your Lady’s Solitaire card in August with this offer activated you’ll get:

  • 4 mpd for the S$1,000 Transport spend
  • 6 mpd on the first S$2,000 of Dining spend (regular monthly bonus cap is now reached)
  • 2.4 mpd on the next S$1,000 of Dining spend (exhausting the rest of the promo 2 mpd bonus cap), then
  • 0.4 mpd on the last S$500 of Dining spend (all caps were reached).


Full terms and conditions for this offer can be found on the UOB website here.




A nice opportunity to earn up to 18,000 bonus miles on dining, food delivery and fashion spend with your UOB Lady’s Card over the next three months, but do make sure to register if you want to participate since this one’s capped at the first 10,000 customers.

If you’re eligible and comply with the promotion mechanics, specifically to spend at least S$500 in these bonus categories during each calendar month of the promotion, you can potentially earn 54,000 miles on a total spend of S$9,000 (6 mpd), a bonus of 18,000 miles on the usual 4 mpd rate.

Even if you don’t have Dining or Fashion as your nominated bonus categories, you can swap to them in Q4, and in the meantime earn 2.4 mpd for those purchases during August and September in addition to 4 mpd on your nominated categories.

(Cover Photo: Shutterstock)


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