Credit Cards Deals KrisFlyer

Earn up to 6 mpd at iStudio with Kris+ till 5 May

Earn up to 6 mpd at iStudio with Kris+ between now and 5th May 2024, when you pay in-app with the right credit card.

Kris+ is offering a boosted miles earn rate over the next couple of weeks at iStudio stores across Singapore, with the usual 1 mpd accrual when you pay for your purchase doubled to 2 mpd, which comes in addition to up to 4 mpd when you use the right credit card to pay.

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That can inflate your total earning on some potentially big ticket items like new phones and laptops to 6 mpd during this promotion.

iStudio is not only the largest Apple reseller in Singapore, but also offers a range of electronic goods and accessories from the likes of Belkin, Gear4, and mophie.

This 2 mpd promotion is running for in-store purchases made via the Kris+ app between 17th April 2024 and 5th May 2024.

There is no minimum spend or upper cap to benefit from this enhanced earn rate – simply make payment via Apple Pay or Google pay via the Kris+ app at the checkout.

iStudio has 23 stores across Singapore, including four at Singapore Changi Airport offering tax-free prices, one in the transit area of T1, T2, T3 and T4.

If you have an overseas trip coming up over the next couple of weeks, this could be an opportunity to buy at tax-free prices (9% discount) and still get up to 6 mpd in the process.

As always miles earning via Kris+ is for in-store transactions only (online spend is not applicable).

From 17 April – 5 May 2024, enjoy an upsized earn rate of 2 miles per S$1 spend when you pay with Kris+ at iStudio – across all outlets!

Kris+

iStudio’s earn rate via Kris+ was initially set at 3 mpd when it became a Kris+ partner in May 2022, but it was then cut to 1 mpd in May 2023.

My best ever Kris+ earn transaction was at iStudio – when I needed a new laptop in the heady days of 3 mpd earning!

While we aren’t back at the previous 3 mpd level with this offer, it does inflate the earn rate above several other electronics and appliance stores that are also Kris+ earning partners:

  • Audio House: 1 mpd
  • Challenger: 1 mpd
  • Harvey Norman 1 mpd
  • iStudio: 2 mpd (17 Apr – 5 May 2024)
  • Parisilk: 1 mpd

That could make iStudio a great option for Apple products or other electronics and accessories purchases over the next two weeks.

Use the right credit card for up to 6 mpd

iStudio transactions made via the Kris+ app will code under MCC 5732: Electronics Stores, and that means you can tap into some 3 mpd and 4 mpd earn rates with a variety of Singapore-issued credit cards.

Those miles are issued by your bank, so they come on top of the 2 mpd Kris+ is offering, and of course that means up to 6 mpd total effective earning on these purchases between now and 5th May.

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Here’s an example of the cards which should give you upwards of 4 mpd for iStudio purchases made through Kris+ with in-app payment.

Card Earn rate Notes /
Spend Cap

HSBC Revo
(see our review)
4 mpd On contactless payments at electrical goods stores (MCC 5732), capped at S$1,000 per calendar month.
UOB PPV
(see our review)
4 mpd On mobile contactless transactions (don’t tap the physical card).
Capped at S$1,110 per calendar month.
DBS WWMC
(see our review)
4 mpd On on up to S$1,500 of online spend per calendar month, including when paying at a merchant using Apple Pay or Google Pay via the Kris+ app (all MCCs).
UOB KF
(see our review)
3 mpd No minimum spend
No cap

Be careful not to use Citi Rewards cards to make in-app payments on Kris+, since mobile wallet payments are specifically excluded from that card’s bonus miles earning, regardless of the merchant MCC.

Remember there is now no cap on 3 mpd earning for Kris+ transactions made using the KrisFlyer UOB credit card – so that’s a nice hassle-free unlimited 5 mpd option at iStudio during this promotion.

Remember that between 5th March 2024 and 4th June 2024 you can earn status credits (Elite miles or PPS Value) for Kris+ spend, as part of SIA’s “Earn Status Credits Beyond the Skies” campaign, potentially helping you climb the KrisFlyer status ladder.

This also stacks with the current iStudio 2 mpd promotion.

Earn Status Credits Beyond the Skies

Current Membership Earn Rate Cap
KrisFlyer 1 Elite mile
per S$1 spent*
5,000 Elite miles
This image has an empty alt attribute; its file name is PPS-Both.pngPPS Club 1 PPS Value
per S$3 spent**
2,500 PPS Value

* Or 1 Elite mile per AU$1 spent via Kris+ in Australia
** Or 1 PPS Value per AU$3 spent via Kris+ in Australia

How to earn miles with Kris+ when purchasing

Since September 2021, in-app payments have been the only way to earn Kris+ miles when purchasing in-store at an earning partner like iStudio.

The process is straightforward, just scan the Kris+ QR code at the checkout and make payment using Apple Pay or Google Pay with your linked credit card.

The app then credits your miles instantly, which you can then transfer immediately to your KrisFlyer account.

Transfer immediately to KrisFlyer

KrisPay miles earned through Kris+ can only be transferred to your KrisFlyer account within seven days of the transaction. To do so, simply tap on the “Transfer to KrisFlyer” button which will appear on the miles earned confirmation screen or transaction details screen.

You can do so later (within seven days), but why wait?

Remember that KrisPay miles earned per transaction can only be transferred to your account in their entirety. For example, if you earned 1,000 KrisPay miles from a single Kris+ transaction, the full 1,000 KrisPay miles must be transferred to your KrisFlyer account. If you have already spent some of your KrisPay miles earned, a partial transfer option is not available.

We therefore recommend transferring to KrisFlyer immediately following any Kris+ earning transaction like this, in case you either forget or make a mistake later.

If you’re not using Kris+ to earn additional miles for dining, retail, wellness or other goods and services in Singapore, then you’re potentially missing out on thousands of additional KrisFlyer miles each year.

The “lifestyle app” has progressively extended its reach across many popular (and admittedly some less well-known) outlets right across the country over the last few years, with earn rates of up to 9 mpd offered on top of your credit card points.

Here’s an up-to-date full rundown, as of April 2024.

You can also use KrisPay miles at iStudio

The Kris+ app still gives you the option to use KrisPay miles in your Kris+ wallet to pay for your iStudio purchase, or offset part of its cost.

Unfortunately this remains at the regular value of 0.67 cents per mile when redeeming miles for Kris+ transactions, which is quite terrible.

It’s therefore not something you’ll want to be doing unless you have KrisPay miles stuck in the Kris+ app, which cannot be transferred to your KrisFlyer account. Even then, bonus redemption offers do occasionally come up, so provided your KrisPay miles are not expiring in this example it can still be better to hold off for one of these.



 


 

Summary

Between 17th April and 5th May 2024 you can earn 2 mpd on in-store iStudio purchases made via the Kris+ app.

With the retailer specialising in some rather high ticket items, like Apple iPhones, laptops and electrical accessories, this doubling of the usual Kris+ earn rate is potentially a nice boost over and above your usual credit card points.

At the top end with the right credit card, you could be netting 6 mpd in total earning during this period, but remember to transfer any KrisPay miles earned immediately to your KrisFlyer account.

(Cover Photo: iStudio)

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