Asia Miles Credit Cards KrisFlyer

Citi PremierMiles Card Review (2022)

With an impressive list of transfer partners, a generous sign-up bonus and complimentary lounge access, does the Citi PremierMiles card deserve a place in your wallet?

Here’s our review of the Citi PremierMiles credit card issued in Singapore. It forms part of our series of credit card reviews, which are all summarised on our dedicated Credit Cards page.

Dollar amounts refer to SGD, and ‘miles’ refer to KrisFlyer miles, except where stated. This review was updated on 13th January 2023.

Citi PremierMiles Card
Card
1.2 mpd
local

2 mpd
FCY

10 transfer
partners
APPLY HERE
Citi PremierMiles Card
Card

1.2 mpd
local

2 mpd
FCY

10 transfer
partners
APPLY HERE

  Mainly Miles Says

With an impressive list of 10 frequent flyer transfer partners, a low income requirement, generous sign-up bonuses and complimentary lounge access, we think the Citi PremierMiles card is an essential addition to your wallet, even though slightly better earn rates are available elsewhere.

Let’s take a look at the details.

  Pros   Cons
  • Generous sign-up bonuses
  • Earn miles for transactions from $1.00
  • Citi Miles never expire
  • 10 Frequent Flyer Programme partners
  • 2 free lounge visits per year
  • Regular bonus miles promotions
  • Citi Miles don’t pool with other Citi cards
  • 10,000-mile transfer blocks
  • Earn rates are better with comparable cards

  Two Versions

The Citi PremierMiles card was originally part of the Visa network, but newly issued card accounts from April 2020 switched across to the Mastercard network.

If you apply for a new PremierMiles card now, you’ll receive a Mastercard version.

If you are holding a Citi PM Visa card, it will be replaced by a Visa version at your next renewal (or if lost or stolen in the meantime), unless you expressly consent to switch to the Mastercard version, which Citi may or may not ask you to do.

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Benefits and almost all terms and conditions remain the same between the two cards, and if you switch from Visa to Mastercard, any Citi Miles accrued will be transferred automatically to the new card.

Historically, Citi also offered an American Express version of the PremierMiles card, but this was discontinued in 2019.

  Eligibility

  • Minimum Age: 21
  • Minimum Income (Singaporean / PR): $30,000/yr
  • Minimum Income (Non-Singaporean / PR): $42,000/yr

The Citi PremierMiles card has an annual income requirement of $30,000 for most applicants, an accessible entry-level threshold for Singaporeans and Permanent Residents, making it widely accessible.

  Annual Fees & Interest Rates

  • Annual Fee (principal): $194.40 (first year free option)
  • Annual Fee (supplementary): Free

The annual fee for the Citi PremierMiles card is $194.40. An unlimited number of supplementary cards on your account are free of charge.

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There is currently an option to waive the annual fee and hold this card free for the first year, but this means you won’t be eligible for the main sign-up bonus, and will get a smaller one instead.

Often it’s therefore actually worth paying this fee upfront in year one, depending on the sign-up deal offered at the time.