Credit Cards Deals KrisFlyer

Earn up to 6 mpd at electronics stores with Kris+ 29 Nov – 3 Dec

Planning a big electronics purchase? This weekend, get double miles with Kris+ at popular stores like Harvey Norman, Challenger, and iStudio.

Earn up to 6 mpd when you use the right credit card.
EXPIRED This article relates to an offer or promotion which has now expired.
 

Kris+ is once again offering a boosted miles earn rate over the Black Friday – Cyber Monday weekend, which this year runs between 29th November 2024 and 3rd December 2024 and will see the usual 1 mpd accrual at five electronics stores in Singapore doubled to 2 mpd – in addition to up to 4 mpd when you use the right credit card to pay.

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Unfortunately, this isn’t as generous as last year’s similar offer, which tripled the earn rate to 3 mpd at these merchants. Nonetheless, any bonus is still a welcome perk if you have electronics purchases to make.

There’s also an upsized earn rate of 3 mpd (instead of 1.5 mpd) for KrisShop purchases via Kris+, which can net you 7 mpd in total when you use the right credit card.

This 2 mpd promotion is running for in-store purchases made via the Kris+ app between 10am on 29th November 2024 and 10am on 3rd December 2024.

The following stores are included:

  • Audio House
    TVs, refrigerators, washing machines, air conditioners, furniture
  • Challenger
    IT products
  • Harvey Norman
    Electrical & IT products, furniture
  • iStudio
    Apple reseller, mobile and laptop accessories
  • Parisilk
    Consumer electronics

There is no minimum spend or upper cap to benefit from this enhanced earn rate – simply make payment via Apple Pay or Google pay via the Kris+ app at the checkout.

iStudio alone has 18 outlets across Singapore, plus four in the transit areas of T1, T2, T3 and T4 at Changi Airport, while Harvey Norman has its three-level flagship store at Millenia Walk.

This offer could make these stores your go-to option for electronics or appliance purchases over the 29th November – 3rd December weekend – so hold off any large purchases till then if you can, to maximise your miles stash.

3 mpd at KrisShop via Kris+

Another part of this deal will be the ability to earn 6 miles per S$2 spent (3 mpd) at KrisShop via the Kris+ app, double the usual 3 miles per S$2 spent (1.5 mpd).

The miles earning rate at KrisShop is in addition to any tier bonus you will earn as as a KrisShopper member, based on your status tier, which the app automatically detects when you are logged on to your account.

Here’s how that looks during the upcoming promotion.

KrisShop via Kris+
Earn Rate
KrisShopper Tier Year-
round
BFCM
Promo
None 1.5 mpd 3 mpd
Member 2 mpd 3.5 mpd
Insider 2.5 mpd 4 mpd
Icon 3 mpd 4.5 mpd
Ambassador 4 mpd 5.5 mpd

It’s unclear if this offer will also apply to purchases made directly on KrisShop.com during the promotional period from 29th November 3rd December. Be sure to check this first during the promotion, as ordering via the desktop site offers some advantages, including the ability to apply PPS Club gift vouchers.

Use the right credit card for up to 7 mpd

Transactions made via the Kris+ app at all five electronic retailers under this offer will code under MCC 5732: Electronics Stores, and that means you can tap into some 3 mpd and 4 mpd earn rates with a variety of Singapore-issued credit cards.

Those miles are issued by your bank, so they come on top of the 2 mpd Kris+ is offering, and that means up to 6 mpd total effective earning on these purchases over the 29th November – 3rd December weekend at the five main electronics stores.

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At KrisShop via the Kris+ app, earning of at least 3 mpd as a non-KrisShopper member is in addition to up to 4 mpd with your credit card, for up to 7 mpd total effective earning.

Here’s an example of the cards which offer as much as 4 mpd for electronics purchases made through Kris+ with in-app payment.

Card Earn rate Notes /
Spend Cap

HSBC Revo Card SmallHSBC Revolution
(see our review)
4 mpd On payments at electrical goods stores (MCC 5732) via the Kris+ app (i.e. online), capped at S$1,000 per calendar month.
Card3UOB PPV
(see our review)
4 mpd On mobile contactless transactions.
Capped at S$1,110 per calendar month.
DBS WWMC
(see our review)
4 mpd On on up to S$1,500 of online spend per calendar month, including when paying at a merchant using Apple Pay or Google Pay via the Kris+ app (all MCCs).
Card SmallUOB KF
(see our review)
3 mpd No minimum spend
No cap

These cards will also earn at the above bonus rates for KrisShop via Kris+ purchases, under MCC 5309: Duty Free Stores.

Be careful not to use Citi Rewards cards to make in-app payments on Kris+, since mobile wallet payments are specifically excluded from that card’s bonus miles earning, regardless of the merchant MCC.

Remember there is now no cap on 3 mpd earning for Kris+ transactions made using the KrisFlyer UOB credit card – so that’s a nice hassle-free unlimited 5 mpd option at these electronics stores during this promotion.

Another option to consider for KrisShop via Kris+ purchases is the UOB Lady’s cards, offering 6 mpd on purchases at Duty Free Stores, provided Travel is selected as one of your quarterly bonus earn category options.

How to earn miles with Kris+ when purchasing

Since September 2021, in-app payments have been the only way to earn Kris+ miles when purchasing in-store at an earning partner.

The process is straightforward, just scan the Kris+ QR code at the checkout and make payment using Apple Pay or Google Pay with your linked credit card.

The app then credits your miles instantly, which you can then transfer immediately to your KrisFlyer account.

Transfer immediately to KrisFlyer

KrisPay miles earned through Kris+ can only be transferred to your KrisFlyer account within 21 days of the transaction. To do so, simply tap on the “Transfer to KrisFlyer” button which will appear on the miles earned confirmation screen or transaction details screen.

You can do so later (within 21 days), but why wait?

Remember that KrisPay miles earned per transaction can only be transferred to your account in their entirety. If you earned 100 KrisPay miles from a single Kris+ transaction, for example, the full 100 KrisPay miles must be transferred to your KrisFlyer account. If you have already spent some of your KrisPay miles earned, a partial transfer option is not available.

We therefore recommend transferring to KrisFlyer immediately following any Kris+ earning transaction, in case you either forget or make a mistake later.

If you’re not using Kris+ to earn additional miles for dining, retail, wellness or other goods and services in Singapore, then you’re potentially missing out on thousands of additional KrisFlyer miles each year.

The “lifestyle app” has progressively extended its reach across many popular (and admittedly some less well-known) outlets right across the country over the last few years.

Here’s the latest list of all Kris+ merchants and their respective regular earn rates, before credit card points and miles are accounted for.

Summary

Consider holding off on major electronics purchases until this weekend, because from 29th November to 3rd December Kris+ is doubling its usual earn rate to 2 mpd at Audio House, Challenger, Harvey Norman, iStudio, and Parisilk.

On top of up to 4 mpd with your credit card, this could see you net a lucrative 6 mpd on this spend over the Black Friday – Cyber Monday period.

These retailers specialise in some rather high ticket items, like computers and electrical goods, so this doubling of the usual KrisPay earn rate is potentially a nice boost over and above your usual credit card points.

There’s also a double miles earning deal at KrisShop via Kris+ during the same period – for 3 mpd on top of your KrisShopper tier bonus and credit card points.

(Cover Photo: Harvey Norman)

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