The UOB Visa Infinite Metal card doesn’t rank as one of the better high income options on the market in Singapore, and its appeal took a further hit in June 2026 when unlimited DragonPass lounge visits were replaced by a cap of just 12 visits per membership year.

In addition, UOB recently cut the generous sign-up bonus for this card from 80,000 miles to 60,000 miles, in a deal now extended through to the end of September 2026.

Nonetheless, this still provides new-to-bank customers the chance to purchase a significant number of miles at a competitive 1.09 cents each.

Meanwhile, existing UOB cardholders still receive a smaller 40,000-mile bonus, which comes at a higher cost of 1.64 cents per mile, though do note that new-to-bank status now requires 12 months without a UOB card, a relatively recent change.

Up to 60,000 miles sign-up bonus

UOB is offering an uncapped total bonus of 40,000 miles or 60,000 miles for new Visa Infinite Metal cardholders between 1st July 2026 and 30th September 2026, subject to payment of the S$654 annual fee and a spend of S$4,000+ in the first 30 days of card membership.

The bonus miles structure is outlined in the following table, based on whether you are an existing UOB primary cardholder or not.

UOB VI Metal
Sign-up bonus earning

	New to UOB credit cards	Existing UOB credit card holder
Payment of Annual Fee	25,000 miles	25,000 miles
Meet S$4,000 Spend Criteria	35,000 miles	15,000 miles
Total award	60,000 miles	40,000 miles

Your card must be applied for and approved within the promotion period (i.e. between 1st July 2026 and 30th September 2026) to be eligible for the bonus.

UOB defines ‘new-to-bank’ customers as those who:

• do not hold any principal UOB credit card(s) at the time the application is approved; and
• have not cancelled any principal UOB credit card(s) in the 12 months prior to their card approval date.

Note that this is a doubling of the time you need to be UOB-card-free to qualify as new-to-bank compared to previous welcome bonuses for the Visa Infinite Metal Card, when six months was the norm.

For example, if your card is approved in July 2026, you’ll need to have cancelled your last principal UOB credit card on or before the same date in July 2025 to be considered new-to-bank again and tap the 60,000 bonus miles offer.

If you are a supplementary UOB credit card holder, but not a primary cardholder on any such account in the 12 months before your card is approved, you will also qualify as a new-to-bank customer.

UOB offers VI Metal cardholders a first supplementary card free for life, after which subsequent supplementary cards are available for an annual fee of S$293.38 each.

Regular earn rates are in addition

These bonus miles will be awarded in addition to the regular miles you will accrue anyway to meet the S$4,000 spend as part of the sign-up bonus.

Your total earning (including the sign-up bonus) during this promotion, will be at least 65,600 miles as a new customer or 45,600 miles as an existing customer, assuming local spend.

UOB VI Metal
Total promotion earning

	New to UOB credit cards	Existing UOB credit card holder
Sign-up bonus	60,000 miles	40,000 miles
Miles for S$4,000 local spend (1.4 mpd)	5,600 miles	5,600 miles
Total	65,600 miles	45,600 miles

You’ll do even better than this by tapping into the card’s 2.4 mpd overseas earn rate for the minimum spend during the first 30 days of card membership.

For example as a new-to-bank cardholder with S$4,000 of FCY retail spend in the first 30 days, you’re looking at 9,600 miles for the spend itself, for a grand total of 69,600 miles.

That’s enough for a saver Business Class award from Singapore to Istanbul, Cape Town or Johannesburg.

Cost per mile

Here’s how the cost per mile stacks up for simply signing up for the card (no spend requirement), or for meeting the S$4,000 spend requirement in the first 30 days as either an existing or new UOB credit card customer.

UOB VI Metal
Cost per mile

	Total bonus	Cost per mile
Annual fee only (no spend requirement)	25,000 miles	2.62 cents
With S$4,000 spend (existing UOB cardholder)	40,000 miles	1.64 cents
With S$4,000 spend (new-to-bank)	60,000 miles	1.09 cents

This is based on payment of the (non-waivable) first year annual fee of S$654.

It’s clearly not worth signing up for this card if you aren’t going to participate in the bonus miles for S$4,000+ spend promotion, since the 25,000 miles you’ll receive for payment of the annual fee means buying miles at 2.62 cents each (assuming you don’t place any value on the other perks).

However, with the bonus miles in play for S$4,000 spend it may be worth considering if you’re a new UOB customer, buying 60,000 miles at 1.09 cents each.

Eligible spend

In order to unlock the bonus miles element for spending S$4,000 in the first 30 days (15,000 additional miles for existing customers and 35,000 additional miles for new customers), your spend must fall outside exclusion categories.

These are listed in the terms and conditions document (see section 1.6), with exclusions such as:

• Charitable donations
• Government payments
• Gambling transactions
• Hospitals
• Insurance payments
• Utilities payments
• UOB Payment Facility

While spend at hospitals was added to the exclusion list effective from October 2024, do note that UOB does not exclude education from its list of eligible transactions. CardUp spend is also included.

Spend made by supplementary cardholders will pool together with that of the primary cardholder when determining the S$4,000 minimum spend.

Which FFPs?

UOB doesn’t have a particularly extensive list of transfer partners in Singapore.

You can transfer UNI$ into:

• Singapore Airlines KrisFlyer
• Cathay Pacific Asia Miles
• airasia points

The only ones worth considering here are KrisFlyer and Asia Miles, since airasia points work on a very poor value cashback basis.

When will the bonus be credited?

Initially you will earn UNI$ at the regular rate for local or FCY transactions for your spend on this card. You will also get:

• 25,000 miles (UNI$12,500) when your S$654 annual fee is posted.

Then, subject to at least S$4,000 of eligible spend in the first 30 days, you will receive:

• An additional 35,000 miles (new customer) or 15,000 miles (existing customer), as UNI$17,500 or UNI$7,500 respectively, two months after your S$654 annual fee is posted.

UOB VI Metal: Key features

The UOB VI Metal Card includes with the following features:

• 1.4 mpd for local spend and 2.4 mpd for FCY spend.
• 25,000 miles on membership renewal, or 40,000 miles with a spend of S$100,000+ in the previous year.
• Waiver of the S$25 miles conversion fee, including when transferring UNI$ earned with other UOB credit cards.
• DragonPass membership with 12 complimentary airport lounge visits per membership year (over 1,300 locations worldwide), shared between you and any guests. Note: This replaced the previous unlimited access from June 2026. Additional visits are now charged at US$28 (~S$36) each.
• Pan Pacific DISCOVERY Platinum status.
• UOB Travel Concierge Service.
• Complimentary weekday green fees with 1 fee paying guest at Sentosa Golf Club.
• 50% off weekday green fees at 50 participating golf clubs across Southeast Asia.

Terms and conditions

Full updated terms and conditions for the sign-up offer are available here.

The major downsides of this card for a high income category option include a lack of complimentary airport transfer service, and UOB’s annoying S$5 earning blocks (spend S$4.99 and walk away empty handed).

Further details are available at the product landing page.

UOB cut its sign-up bonus miles offer for those taking out its Visa Infinite Metal Card from 80,000 miles to 60,000 miles in late 2025, but the latest deal has at least been extended and is good for approvals by 30th September 2026.

It’s also worth noting that to be eligible for the maximum bonus, new-to-bank status is required, now extended from six months without a UOB card to 12 months.

There’s still no upper application cap – everyone is eligible for paying the first year annual fee of S$654, and meeting a S$4,000 spend in the first 30 days.

The card’s former headline benefit – unlimited lounge access for you and one guest – was cut to just 12 visits per membership year from June 2026, which takes much of the shine off an otherwise generous sign-up offer.

UOB isn’t alone here, Citi made the same unlimited-to-12-visits move for its Prestige card back in 2025.

If you’re not a principal UOB cardholder, and haven’t cancelled one in the past 12 months, it could be worth considering this deal, though with lounge access now curtailed it’s a far less compelling proposition than it once was.

(Cover Photo: Plaza Premium)