Kris+, the recently revamped KrisPay app, has a great miles earning offer running from 27th October to 8th November 2020, with triple miles at over 45 local retailers when you make in-store purchases. That means earning up to 9 miles per dollar in addition to your regular credit card points accrual for the transaction.
We recently summarised the changes to KrisPay as it was rebranded into Kris+, though there’s very little to speak of with our golden rule still being:
EARN as you spend at Kris+ retailers, for extra miles on to of your credit card points, but don’t SPEND KrisPay miles, because the value is still awful at 0.67 cents per mile
Participating merchants
Here are the Kris+ merchants participating in this triple miles bonus when you earn miles through the app for your in-store purchases.
The earning rate shown on the app reflects the promotional rate during this period.
| Merchant | MCC* | Usual rate | Promo rate |
| Cajun on Wheels | 5812 | 9 mpd | |
| HERA | 5977 | 9 mpd | |
| Sulwhasoo | 5977 | 9 mpd | |
| Anglo Indian Cafe & Bar | 5812 | 6 mpd | |
| Delibowl | 5814 | 6 mpd | |
| Mellower Coffee | 5814 | 6 mpd | |
| Nila Aromatherapy | 5122 | 6 mpd | |
| Nuodle | 5814 | 6 mpd | |
| Perch | 5812 | 6 mpd | |
| Pizza Express | 5812 | 6 mpd | |
| The Spot | 5812 | 6 mpd | |
| The Xiang Pavilion | 5814 | 6 mpd | |
| WAKANUI Grill | 5812 | 6 mpd | |
| Greenwood Fish Market | 5812 | 4.5 mpd | |
| 108 Matcha Saro | 5814 | 3 mpd | |
| Aburi-EN | 5812 | 3 mpd | |
| ALDO | 5661 | 3 mpd | |
| Asics | 5691 | 3 mpd | |
| Birkenstock | 5661 5691 |
3 mpd | |
| Bottles & Bottles | 5300 5921 |
3 mpd | |
| Bowers & Wilkins | 5732 | 3 mpd | |
| Bynd Artisan | 5948 | 3 mpd | |
| Candy Empire | 5441 | 3 mpd | |
| COCA | 5812 | 3 mpd | |
| Coffee@Works | ????? | 3 mpd | |
| Cole Haan | 5661 5691 |
3 mpd | |
| Gong Cha | 5814 | 3 mpd | |
| In Good Company | 5621 | 3 mpd | |
| Kiwami | 5812 | 3 mpd | |
| Knots Cafe and Living | 5992 | 3 mpd | |
| Krispy Kreme | 5462 | 3 mpd | |
| LEGO Certified Store | 5945 | 3 mpd | |
| llaollao | 5814 | 3 mpd | |
| Maison de PB | 5812 | 3 mpd | |
| MBT | 5661 | 3 mpd | |
| Monster Curry | 5812 | 3 mpd | |
| Neal’s Yard Remedies | 5999 | 3 mpd | |
| Onitsuka Tiger | 5661 | 3 mpd | |
| Paris Baguette | 5462 | 3 mpd | |
| Polar Puffs & Cakes | 5462 | 3 mpd | |
| Rive Gauche Patisserie | 5499 | 3 mpd | |
| STAR 360 | 5691 | 3 mpd | |
| Tamago-EN | 5812 | 3 mpd | |
| The Coffee Academics | 5814 | 3 mpd | |
| Harvey Norman | 5732 | 1 mpd | |
| Challenger | 5045 | 0.3 mpd |
* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks. These are based on the best information we have at the time of writing.
There are a range of merchants in some useful categories here, including dining, wine, cosmetics, clothes, shoes and electronics.
The ‘Earn Button’ has moved
If you’re still used to the old KrisPay app when earning miles for purchases, be aware that the function has been relocated slightly in the new Kris+ version.
You can now find it via the ‘Wallet’ icon at the bottom of the screen when using the app.
Just click on ‘Earn’ then type in the total amount spent at the retailer, hit next and allow the cashier to scan the QR code.
KrisPay miles earned through Kris+ can only be transferred to your KrisFlyer account within 7 days of the transaction. To do so, simply tap on the “Transfer to KrisFlyer” button which will appear on the miles earned confirmation screen or transaction details screen.
Remember that as before KrisPay miles earned per transaction can only be transferred to your account in their entirety. If you earned 100 KrisPay miles from a single Kris+ transaction, for example, the full 100 KrisPay miles must be transferred to your KrisFlyer account. If you have already spent some of your KrisPay miles earned, a partial transfer option is not available.
We therefore recommend transferring to KrisFlyer immediately following any Kris+ earning transaction, in case you either forget or make a mistake later.
Which card to use
As you probably already know, with Kris+ you’ll earn KrisPay miles for your transaction (which you can then convert into KrisFlyer miles) on top of the usual points you’ll get when using your best credit card to make payment.
Kris+ earning is only for in-store (physical) transactions.
Where possible, you’ll want to be using a credit card offering a 4 mpd bonus rate when making in-store purchases at the above outlets, which you’ll then earn separately and in addition to up to 9 mpd through Kris+ for a total effective earn rate of up to 13 mpd with some merchants.
Simple option: Contactless
If you hold one of the following credit cards, you’re simplest option by far is to earn your highest bonus rate by making a contactless payment with the merchant, while also scanning to earn KrisPay miles through the Kris+ app.
| Card | Earn Rate |
Notes |
 UOB PPV(see our review) |
4 mpd | On mobile contactless transactions (don’t tap the physical card), capped at S$1,110 per calendar month. |
 UOB Visa Signature(see our review) |
4 mpd | On contactless transactions, subject to a minimum spend of $1,000 in local transactions per statement period, capped at S$2,000 per statement period. |
 HSBC Revolution(see our review) |
4 mpd | On contactless payments at bakeries and restaurants (MCC 5462, 5812) or most retail stores (e.g. MCC 5499, 5661, 5732, 5945), capped at S$1,000 per calendar month. |
More complex: MCC-specific
Although you do have to be a little careful with the HSBC Revolution card in the above table to ensure your contactless payment is in a valid MCC (most stores are valid), the following cards have more complicated MCC restrictions for physical in-store transactions, so they will earn their respective bonus rates for some of the participating merchants but not for others.
| Card | Earn Rate |
Notes |
 UOB Lady’s |
4 mpd | If beauty is specified as your quarterly bonus category: MCCs 5912, 5977, 7230, 7231, 7298, 7297 If dining is specified as your quarterly bonus category: MCCs 5811, 5812, 5814, 5499. If fashion is specified as your quarterly bonus category: MCCs 5311, 5611, 5621, 5631, 5651, 5655, 5661, 5691, 5699, 5948. Capped at S$1,000 per month (Lady’s) or S$3,000 per month (Lady’s Solitaire). |
 UOB Lady’s Solitaire |
4 mpd | |
 Citi Rewards(see our review) |
4 mpd | For in-store transactions at clothing and shoe stores, including MCCs 5311, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5948. |
 OCBC Titanium Rewards(see our review) |
4 mpd | For in-store transactions at clothing and shoe stores, including MCCs 5611, 5621, 5631, 5641, 5651, 5661, 5691, 5045, 5732, 5699. |
 Maybank Horizon VS(see our review) |
3.2 mpd | On all local dining transactions (MCC 5812) with a total spend in any category of at least S$300 in the same calendar month. |
Still unsure?
If you’re still not sure whether your bonus miles credit card is eligible for the merchant of your choice, our advice is to use your best card for general spend miles accrual, especially if the transaction is substantial.
For smaller amounts you may wish to take the chance, but remember most bonus category spend credit cards earn just 0.4 mpd when you make transactions that the bank decides don’t qualify.
Kris+ app
If you’re already a KrisPay user with the mobile app installed on your device, you should find it has automatically migrated to the Kris+ version, or will do so at the next update.
If you don’t have the app already, you can download it at the links below.
Summary
This is by far the most extensive range of Kris+ miles earning deals we’ve ever seen, so there should be something useful for almost everyone in this wide-ranging merchant list over the next couple of weeks.
Whether you’re picking up a cappuccino at Mellower Coffee, a salad at Paris Baguette or splashing out on a S$1,000+ laptop from Harvey Norman, additional miles are always welcome and extensive range of 3X earning partners gives you a great opportunity to top up your balance.
Remember the golden rule, only ever earn KrisPay miles using the Kris+ app then remember to transfer them straight into your KrisFlyer account before you forget, otherwise they may become stuck there.
(Cover Photo: Artorn Thongtukit / Shutterstock)