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Kris+ offering 3X miles earning at over 45 merchants – up to 9 mpd

Earn up to 9 mpd, or 13 mpd using the right credit card, at over 45 Kris+ merchants between now and 8th November
EXPIRED This article relates to an offer or promotion which has now expired.


Kris+, the recently revamped KrisPay app, has a great miles earning offer running from 27th October to 8th November 2020, with triple miles at over 45 local retailers when you make in-store purchases. That means earning up to 9 miles per dollar in addition to your regular credit card points accrual for the transaction.

We recently summarised the changes to KrisPay as it was rebranded into Kris+, though there’s very little to speak of with our golden rule still being:

EARN as you spend at Kris+ retailers, for extra miles on to of your credit card points, but don’t SPEND KrisPay miles, because the value is still awful at 0.67 cents per mile

Participating merchants

Here are the Kris+ merchants participating in this triple miles bonus when you earn miles through the app for your in-store purchases.

The earning rate shown on the app reflects the promotional rate during this period.

Merchant   MCC* Usual rate   Promo rate
Cajun on Wheels 5812 3 mpd 9 mpd
HERA 5977 3 mpd 9 mpd
Sulwhasoo 5977 3 mpd 9 mpd
Anglo Indian Cafe & Bar 5812 2 mpd 6 mpd
Delibowl 5814 2 mpd 6 mpd
Mellower Coffee 5814 2 mpd 6 mpd
Nila Aromatherapy 5122 2 mpd 6 mpd
Nuodle 5814 2 mpd 6 mpd
Perch 5812 2 mpd 6 mpd
Pizza Express 5812 2 mpd 6 mpd
The Spot 5812 2 mpd 6 mpd
The Xiang Pavilion 5814 2 mpd 6 mpd
WAKANUI Grill 5812 2 mpd 6 mpd
Greenwood Fish Market 5812 1.5 mpd 4.5 mpd
108 Matcha Saro 5814 1 mpd 3 mpd
Aburi-EN 5812 1 mpd 3 mpd
ALDO 5661 1 mpd 3 mpd
Asics 5691 1 mpd 3 mpd
Birkenstock 5661
1 mpd 3 mpd
Bottles & Bottles 5300
1 mpd 3 mpd
Bowers & Wilkins 5732 1 mpd 3 mpd
Bynd Artisan 5948 1 mpd 3 mpd
Candy Empire 5441 1 mpd 3 mpd
COCA 5812 1 mpd 3 mpd
Coffee@Works ????? 1 mpd 3 mpd
Cole Haan 5661
1 mpd 3 mpd
Gong Cha 5814 1 mpd 3 mpd
In Good Company 5621 1 mpd 3 mpd
Kiwami 5812 1 mpd 3 mpd
Knots Cafe and Living 5992 1 mpd 3 mpd
Krispy Kreme 5462 1 mpd 3 mpd
LEGO Certified Store 5945 1 mpd 3 mpd
llaollao 5814 1 mpd 3 mpd
Maison de PB 5812 1 mpd 3 mpd
MBT 5661 1 mpd 3 mpd
Monster Curry 5812 1 mpd 3 mpd
Neal’s Yard Remedies 5999 1 mpd 3 mpd
Onitsuka Tiger 5661 1 mpd 3 mpd
Paris Baguette 5462 1 mpd 3 mpd
Polar Puffs & Cakes 5462 1 mpd 3 mpd
Rive Gauche Patisserie 5499 1 mpd 3 mpd
STAR 360 5691 1 mpd 3 mpd
Tamago-EN 5812 1 mpd 3 mpd
The Coffee Academics 5814 1 mpd 3 mpd
Harvey Norman 5732 0.33 mpd 1 mpd
Challenger 5045 0.1 mpd 0.3 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks. These are based on the best information we have at the time of writing.

There are a range of merchants in some useful categories here, including dining, wine, cosmetics, clothes, shoes and electronics.

6 mpd at Pizza Express plus up to 4 mpd using the right credit card for the transaction is equivalent to earning a total of 10 mpd between now and 8th November. (Photo: Rockett)

The ‘Earn Button’ has moved

If you’re still used to the old KrisPay app when earning miles for purchases, be aware that the function has been relocated slightly in the new Kris+ version.

You can now find it via the ‘Wallet’ icon at the bottom of the screen when using the app.

Just click on ‘Earn’ then type in the total amount spent at the retailer, hit next and allow the cashier to scan the QR code.

KrisPay miles earned through Kris+ can only be transferred to your KrisFlyer account within 7 days of the transaction. To do so, simply tap on the “Transfer to KrisFlyer” button which will appear on the miles earned confirmation screen or transaction details screen.

Remember that as before KrisPay miles earned per transaction can only be transferred to your account in their entirety. If you earned 100 KrisPay miles from a single Kris+ transaction, for example, the full 100 KrisPay miles must be transferred to your KrisFlyer account. If you have already spent some of your KrisPay miles earned, a partial transfer option is not available.

We therefore recommend transferring to KrisFlyer immediately following any Kris+ earning transaction, in case you either forget or make a mistake later.


Which card to use

As you probably already know, with Kris+ you’ll earn KrisPay miles for your transaction (which you can then convert into KrisFlyer miles) on top of the usual points you’ll get when using your best credit card to make payment.

Kris+ earning is only for in-store (physical) transactions.

Where possible, you’ll want to be using a credit card offering a 4 mpd bonus rate when making in-store purchases at the above outlets, which you’ll then earn separately and in addition to up to 9 mpd through Kris+ for a total effective earn rate of up to 13 mpd with some merchants.

Simple option:    Contactless

If you hold one of the following credit cards, you’re simplest option by far is to earn your highest bonus rate by making a contactless payment with the merchant, while also scanning to earn KrisPay miles through the Kris+ app.

Card Earn
(see our review)
4 mpd On mobile contactless transactions (don’t tap the physical card), capped at S$1,110 per calendar month.
CardUOB Visa Signature
(see our review)
4 mpd On contactless transactions, subject to a minimum spend of $1,000 in local transactions per statement period, capped at S$2,000 per statement period.
HSBC Revo Card SmallHSBC Revolution
(see our review)
4 mpd On contactless payments at bakeries and restaurants (MCC 5462, 5812) or most retail stores (e.g. MCC 5499, 5661, 5732, 5945), capped at S$1,000 per calendar month.

More complex:    MCC-specific

Although you do have to be a little careful with the HSBC Revolution card in the above table to ensure your contactless payment is in a valid MCC (most stores are valid), the following cards have more complicated MCC restrictions for physical in-store transactions, so they will earn their respective bonus rates for some of the participating merchants but not for others.

Card Earn
Ladys CardUOB Lady’s
4 mpd If beauty is specified as your quarterly bonus category: MCCs 5912, 5977, 7230, 7231, 7298, 7297
If dining is specified as your quarterly bonus category: MCCs 5811, 5812, 5814, 5499.
If fashion is specified as your quarterly bonus category: MCCs 5311, 5611, 5621, 5631, 5651, 5655, 5661, 5691, 5699, 5948.
Capped at S$1,000 per month (Lady’s) or S$3,000 per month (Lady’s Solitaire).
Ladys Solitaire CardUOB Lady’s Solitaire 4 mpd
Citi Rewards
(see our review)
4 mpd For in-store transactions at clothing and shoe stores, including MCCs 5311, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5691, 5699, 5948.
OCBC Titanium Rewards
(see our review)
4 mpd For in-store transactions at clothing and shoe stores, including MCCs 5611, 5621, 5631, 5641, 5651, 5661, 5691, 5045, 5732, 5699.
CardMaybank Horizon VS
(see our review)
3.2 mpd On all local dining transactions (MCC 5812) with a total spend in any category of at least S$300 in the same calendar month.

  Still unsure?

If you’re still not sure whether your bonus miles credit card is eligible for the merchant of your choice, our advice is to use your best card for general spend miles accrual, especially if the transaction is substantial.

For smaller amounts you may wish to take the chance, but remember most bonus category spend credit cards earn just 0.4 mpd when you make transactions that the bank decides don’t qualify.

Kris+ app

If you’re already a KrisPay user with the mobile app installed on your device, you should find it has automatically migrated to the Kris+ version, or will do so at the next update.

If you don’t have the app already, you can download it at the links below.



This is by far the most extensive range of Kris+ miles earning deals we’ve ever seen, so there should be something useful for almost everyone in this wide-ranging merchant list over the next couple of weeks.

Whether you’re picking up a cappuccino at Mellower Coffee, a salad at Paris Baguette or splashing out on a S$1,000+ laptop from Harvey Norman, additional miles are always welcome and extensive range of 3X earning partners gives you a great opportunity to top up your balance.

Remember the golden rule, only ever earn KrisPay miles using the Kris+ app then remember to transfer them straight into your KrisFlyer account before you forget, otherwise they may become stuck there.

(Cover Photo: Artorn Thongtukit / Shutterstock)


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