Credit Cards Deals KrisFlyer

Excellent Kris+ promo – earn up to 13 mpd at 200 merchants until 30 November

Great Deal: Pick up bonus miles earning rates at over 200 Kris+ merchants across Singapore between now and 30th November.

Up to 13 mpd when you use the right credit card and pay in-app.

Kris+ is running a fantastic new bonus miles earning promotion between now and 30th November 2021 at over 230 merchants across the city, including dining, wellness and retail outlets, with generous enhanced miles earn rates of up to 9 miles per dollar running for three months.

That’s worth up to 13 mpd in total when you use the right bonus miles earning credit card to pay. This is also by far the widest merchant list for bonus miles we’ve ever seen from a Kris+ offer.

In fact 100 merchants (43% of the list) are paying the top 9 mpd rate when your earn miles for your purchases, which is simply a fantastic volume.

You’ll also continue to earn 3 Elite miles or 1 PPS Value per dollar spent at these merchants during the promotional period as part of KrisFlyer’s offer to unlock status credits without flying, to either retain or upgrade your membership tier for a year.

Two earn methods

Kris+ still has two distinct payment methods when you earn miles for purchases with a participating merchant, but not for much longer!

The ‘Offline method’ is disappearing from 1st September 2021, so you’ll have to add your best miles-earning credit card to Apple Pay or Google Pay on your mobile device for payments from that date.

Online method

(Apple / Google Pay)

  • Scan merchant’s QR code
  • Enter amount
  • Select to pay via Apple Pay / Google Pay
  • Click “Confirm”
  • Miles earned and can be transferred to KrisFlyer

Offline method

(Card / cash)

  • Tap “Earn” button
  • Enter amount and click “Next”
  • Merchant scans QR code on your device
  • Miles earned and can be transferred to KrisFlyer
  • Pay merchant directly by card or cash

For this offer, you’ll have to use the Online (in-app) method to get the enhanced earn rate.

The only exception is for payments at Harvey Norman partner outlets, where the ‘Offline method’ can continue to be used until 13th September 2021.


 

 

The offer

The All-Day Bonus Earn deal enhances the regular Kris+ miles earn rate for all partners across Singapore during this promotional period, with no upper spend cap.

Usual Earn Rate Enhanced Earn Rate Merchants
More than 1 mpd 9 mpd 100
1 mpd 6 mpd 127*
Less than 1 mpd 3 mpd 4*

* Two merchants (Hudsons Coffee and The Kitchen by Wolfgang Puck) are incorrectly listed in the T&Cs document at enhanced 6 mpd. They actually earn 3 mpd (previously 0.75 mpd rate).
The Coffee Academics and Alegria are missing from the T&Cs document, but are included in the promotion.

That’s a great deal with triple miles or more in some cases, for 231 merchants in total.

At Harvey Norman, for example, 0.33 mpd has been increased to 3 mpd, nine times better than the usual return!

In the worst case, regular 5 mpd merchants are now paying out at 9 mpd, an 80% hike.

Don’t be too confused – Kris+ is marketing this deal as “up to 6% instant rebates”, which is true since the top earn rate is equivalent to 6 cents per dollar when you use your KrisPay miles in-app against future purchases (9 x 0.67 cents).

For our readers, however, we all know that’s not where the value lies – you should be transferring your KrisPay miles earned immediately into the KrisFlyer programme for future flight redemptions, not redeeming them for 0.67 cents a piece.

6% cash rebate using KrisPay miles is more like 17% rebate against a future Business Class flight! (Photo: MainlyMiles)

Full terms and conditions for this latest Kris+ offer are available here.

Enhanced merchant earn rates

We’ve split the participating merchants into five categories, then listed them best to worst in terms of promotional earn rate during this period.

The Merchant Category Code (MCC) is also shown, where known, to help you decide which credit card will offer bonus miles rates for the transaction itself, on top of the KrisPay miles.

  Dining

Merchant   MCC* Usual rate   Promo rate
25 Degrees Burger, Wine & Liquor Bar 7011 2 mpd 9 mpd
79 After Dark Restaurant & Bar 5812 2 mpd 9 mpd
Alma by Juan Amador 5812 2 mpd 9 mpd
Amò 5812 2 mpd 9 mpd
Anglo Indian Cafe & Bar 5812 2 mpd 9 mpd
Art 5812
5813
2 mpd 9 mpd
Arteastiq (Jewel Changi Airport) 5812 3 mpd 9 mpd
Arteastiq (Mandarin Gallery) 5812 3 mpd 9 mpd
Arteastiq Bistro 5812 3 mpd 9 mpd
atout 5499 2 mpd 9 mpd
Atrium 7011 3 mpd 9 mpd
Bacha Coffee 5812
5814
2 mpd 9 mpd
BAKALAKI Greek Taverna 5812 2 mpd 9 mpd
Braci 5812 2 mpd 9 mpd
Cajun on Wheels (Plaza Singapura) 5812 3 mpd 9 mpd
Club 5 ????? 3 mpd 9 mpd
Delibowl 5814 2 mpd 9 mpd
Edge ????? 2 mpd 9 mpd
Ginett Restaurant & Wine Bar 7011 2 mpd 9 mpd
Ginger ????? 2 mpd 9 mpd
Hai Tien Lo ????? 2 mpd 9 mpd
Holiday Inn Orchard Lobby Lounge & Bar ????? 2 mpd 9 mpd
Island Creamery 5814 2 mpd 9 mpd
Keyaki ????? 2 mpd 9 mpd
Kim Choo Kueh Chang 5812 3 mpd 9 mpd
L’Angelus 5812 2 mpd 9 mpd
Les Bouchons 5812 2 mpd 9 mpd
Lime 5812 2 mpd 9 mpd
Lobster Air 5812 1.5 mpd 9 mpd
Mellower Coffee 5814 2 mpd 9 mpd
Mimi Restaurant 5812 3 mpd 9 mpd
Mitsu Sushi Bar 5812 3 mpd 9 mpd
Nuodle 5814 2 mpd 9 mpd
Pacific Marketplace ????? 2 mpd 9 mpd
Paper Rice 5812 3 mpd 9 mpd
Perch 5812 2 mpd 9 mpd
Restaurant JAG ????? 2 mpd 9 mpd
Shin Kushiya 5812 2 mpd 9 mpd
Si Chuan Dou Hua (PARKROYAL Kitchener) 5812 2 mpd 9 mpd
Si Chuan Dou Hua (PARKROYAL Beach Rd) 5812 2 mpd 9 mpd
Si Chuan Dou Hua (TOP of UOB) 5812 2 mpd 9 mpd
Southbridge 5812 2 mpd 9 mpd
Spice Brasserie 5812 2 mpd 9 mpd
Supresso 5499 3 mpd 9 mpd
Tandoor 5812 2 mpd 9 mpd
The Horse’s Mouth Bar 5812 2 mpd 9 mpd
The Spot 5812 2 mpd 9 mpd
The Xiang Pavilion 5812 2 mpd 9 mpd
Tian Fu Tea Room ????? 2 mpd 9 mpd
TONITO 5812 2 mpd 9 mpd
UNA at Alkaff Mansion 5812 3 mpd 9 mpd
WAKANUI Grill 5812 2 mpd 9 mpd
Window on the Park 3501 2 mpd 9 mpd
Xin Cuisine 5812 3 mpd 9 mpd
Yoshi Restaurant 5812 2 mpd 9 mpd
19 Tea ????? 1 mpd 6 mpd
108 Matcha Saro 5814 1 mpd 6 mpd
Aburi-EN 5812 1 mpd 6 mpd
Alegria SIngapore ????? 1 mpd 6 mpd
Andersen’s of Denmark 5499 1 mpd 6 mpd
Azur, Crowne Plaza Changi Airport 7011 1 mpd 6 mpd
Bean’s Party Dessert ????? 1 mpd 6 mpd
Ben’s Cookies 5462 1 mpd 6 mpd
Beppu Menkan 5812 1 mpd 6 mpd
Beurre 5812 1 mpd 6 mpd
Bread & Butterfly by Saveur 5812 1 mpd 6 mpd
Cedele 5814 1 mpd 6 mpd
COCA 5812 1 mpd 6 mpd
Coffee@Works ????? 1 mpd 6 mpd
EGA Juice Clinic 5499 1 mpd 6 mpd
Enjoy Eating House 5812 1 mpd 6 mpd
Georges ????? 1 mpd 6 mpd
Gong Cha 5814 1 mpd 6 mpd
Greenhouse 5812 1 mpd 6 mpd
Hair of the Dog ????? 1 mpd 6 mpd
iVegan ????? 1 mpd 6 mpd
Jarrel’s Bistro 5812 1 mpd 6 mpd
Kanada-Ya 5812 1 mpd 6 mpd
Kiwami 5812 1 mpd 6 mpd
Knots Cafe and Living 5992 1 mpd 6 mpd
Krispy Kreme 5462 1 mpd 6 mpd
L’éclair Pâtisserie 5812 1 mpd 6 mpd
Legends Bar 5812 1 mpd 6 mpd
llaollao 5814 1 mpd 6 mpd
Maison de PB 5812 1 mpd 6 mpd
Maison Kayser 5812 1 mpd 6 mpd
MediumRare by Saveur 5812 1 mpd 6 mpd
Menya Kokoro 5812 1 mpd 6 mpd
Monster Curry 5812 1 mpd 6 mpd
Mrs Pho 5812 1 mpd 6 mpd
MyEureka 5441 1 mpd 6 mpd
Nagara Thai Gold ????? 1 mpd 6 mpd
Niku Kappo 5812 1 mpd 6 mpd
Paris Baguette 5462 1 mpd 6 mpd
Polar Puffs & Cakes 5462 1 mpd 6 mpd
Refinery & Co ????? 1 mpd 6 mpd
Rive Gauche Patisserie 5499 1 mpd 6 mpd
Sakunthala’s Food Palace 5812 1 mpd 6 mpd
Saveur 5812 1 mpd 6 mpd
Srisun Express 5812 1 mpd 6 mpd
Straits Chinese Restaurant ????? 1 mpd 6 mpd
Sushi Airways 5812 1 mpd 6 mpd
Tamago-EN 5812 1 mpd 6 mpd
TAP Craft Beer Bar 5812 1 mpd 6 mpd
Tee Deck 5812 1 mpd 6 mpd
The Coffee Academics 5814 1 mpd 6 mpd
The Mind Cafe 5812
5945
1 mpd 6 mpd
Toss and Turn 5814 1 mpd 6 mpd
TP Tea 5462 1 mpd 6 mpd
Tsuta Japanese Dining 5812 1 mpd 6 mpd
WATAMI Japanese Dining 5812 1 mpd 6 mpd
Wheat Baumkuchen ????? 1 mpd 6 mpd
Workspace Espresso Bar 5814 1 mpd 6 mpd
Wursthans Switzerland 5814 1 mpd 6 mpd
Hudsons Coffee 5942 0.75 mpd 3 mpd
The Kitchen by Wolfgang Puck 5812 0.75 mpd 3 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

Do be aware that a few of the dining merchants in this promotion code under MCC 7011 (Hotels) and most credit cards won’t accrue miles at their bonus rate in this case.

  Activities

Merchant   MCC* Usual rate   Promo rate
Citystate Cruises 4722 2 mpd 9 mpd
Xcape Singapore 7999 2 mpd 9 mpd
AIRZONE 5812 1 mpd 6 mpd
Amazing Chambers Singapura 7991 1 mpd 6 mpd
iFly Singapore 7996 1 mpd 6 mpd
Madame Tussauds Singapore 7991 1 mpd 6 mpd
Mega Adventure 7999 1 mpd 6 mpd
National Gallery Singapore 7991 1 mpd 6 mpd
NERF Action Xperience 7996 1 mpd 6 mpd
Ola Beach Club 5812 1 mpd 6 mpd
The Royal Albatross 4411 1 mpd 6 mpd
Trapped SG 7999 1 mpd 6 mpd
Wild Wild Wet 7996 1 mpd 6 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

  Retail

Merchant   MCC* Usual rate   Promo rate
Breitling 5944 3 mpd 9 mpd
Chagaan Cashmere ????? 5 mpd 9 mpd
Creative Jewellery Studio 5944 2 mpd 9 mpd
GROHE 5722 5 mpd 9 mpd
HERA 7230 3 mpd 9 mpd
HoneyWorld 5499 3 mpd 9 mpd
ipse ipsa ipsum 5712 4 mpd 9 mpd
KEVIN SEAH 5611 2 mpd 9 mpd
Maharaja’s Tailors 5697 3 mpd 9 mpd
Mayer 5722 2 mpd 9 mpd
Nila Aromatherapy 5122 2 mpd 9 mpd
Perk by Kate 5691 2 mpd 9 mpd
PUMA 5941 3 mpd 9 mpd
RISIS 5950 2 mpd 9 mpd
Sulwhasoo 5977 3 mpd 9 mpd
The 1872 Clipper Tea Co. 5499 2 mpd 9 mpd
The Nursery Singapore ????? 2 mpd 9 mpd
ALDO 5661 1 mpd 6 mpd
Angra Wine & Spirit 5921 1 mpd 6 mpd
Asics 5691 1 mpd 6 mpd
Birkenstock 5661
5691
1 mpd 6 mpd
Bottles & Bottles 5300
5921
1 mpd 6 mpd
Bowers & Wilkins 5732 1 mpd 6 mpd
Bynd Artisan 5948 1 mpd 6 mpd
bYSI 5621
5699
1 mpd 6 mpd
Candy Empire 5441 1 mpd 6 mpd
Capitol Optical 8043 1 mpd 6 mpd
Cole Haan 5661
5691
1 mpd 6 mpd
Dragon Brand Bird’s Nest 5499 1 mpd 6 mpd
Her Velvet Vase 5621
5651
1 mpd 6 mpd
In Good Company 5621 1 mpd 6 mpd
JVD 5999 1 mpd 6 mpd
KLARRA 5621 1 mpd 6 mpd
Klosh 5947 1 mpd 6 mpd
LEGO Certified Store 5945 1 mpd 6 mpd
Leong Poh Kee ????? 1 mpd 6 mpd
MBT 5661 1 mpd 6 mpd
Neal’s Yard Remedies 5999 1 mpd 6 mpd
Onitsuka Tiger 5661 1 mpd 6 mpd
Outdoor Life 5941 1 mpd 6 mpd
Prestige Affairs 5712 1 mpd 6 mpd
Simmons 5714 1 mpd 6 mpd
STAR 360 5691 1 mpd 6 mpd
Tumbleweed Plants ????? 1 mpd 6 mpd
TWG Tea 5812 1 mpd 6 mpd
V-ZUG Singapore 5722 1 mpd 6 mpd
Xpressflower.com 5992 1 mpd 6 mpd
YACHT 21 5621 1 mpd 6 mpd
Challenger 5045 0.5 mpd 3 mpd
Harvey Norman 5732 0.33 mpd 3 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

  Services

Merchant   MCC* Usual rate   Promo rate
CARs 7542 2 mpd 9 mpd
CTM Singapore ????? 2 mpd 9 mpd
EA Detailer 7542 2 mpd 9 mpd
For the Love of Laundry 7210 2 mpd 9 mpd
Jete Studios 7911 2 mpd 9 mpd
Jo Artysan 7230 2 mpd 9 mpd
The Big Blow 7230 2 mpd 9 mpd
The Little Gym 8299 2 mpd 9 mpd
The Ring Boxing Community 5734 2 mpd 9 mpd
Camberley ????? 1 mpd 6 mpd
De Arte ????? 1 mpd 6 mpd
Fullerton Health 8011
8099
1 mpd 6 mpd
JDMIS 8299 1 mpd 6 mpd
LifeSpa 7298 1 mpd 6 mpd
Power Kids Gym ????? 1 mpd 6 mpd
Shunji Matsuo 7230 1 mpd 6 mpd
Sultans of Shave 7230 1 mpd 6 mpd
TONI&GUY 7230 1 mpd 6 mpd
Vintage Studio Hairdressing 7230 1 mpd 6 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

  Wellness

Merchant   MCC* Usual rate   Promo rate
Browtisan 7230 3 mpd 9 mpd
DrHair 5977 3 mpd 9 mpd
DrSpa 5977 3 mpd 9 mpd
FE The Nail Lounge ????? 2 mpd 9 mpd
GYMBOXX ????? 3 mpd 9 mpd
Isabella Aesthetics 7298 5 mpd 9 mpd
Jyan Yoga Studio 8299 2 mpd 9 mpd
La Source Spa ????? 3 mpd 9 mpd
Mirage Aesthetic 7230 3 mpd 9 mpd
Perky Lash 7230 2 mpd 9 mpd
PHS Hairscience 7298 2 mpd 9 mpd
Skinlab The Medical Spa 7298 3 mpd 9 mpd
St Gregory Spa (Pan Pacific) 7011 2 mpd 9 mpd
St Gregory Spa (PARKROYAL Pickering) 7011 2 mpd 9 mpd
St Gregory Spa (PARKROYAL Beach Rd) 7011 2 mpd 9 mpd
Sugar(ed) 7298 2 mpd 9 mpd
BazGym 8299 1 mpd 6 mpd
Devarana Wellness 7298 1 mpd 6 mpd
Erabelle 7230 1 mpd 6 mpd
Fusion AestheticSpa 5977 1 mpd 6 mpd
Fusion Medical 8099 1 mpd 6 mpd
Ikeda Spa 7298 1 mpd 6 mpd
Jal Yoga 7997 1 mpd 6 mpd
Joyre TCMedi Spa 7298
8099
1 mpd 6 mpd
JR Fitness, Yoga and Dance 7997 1 mpd 6 mpd
Kenko Wellness Spa & Reflexology 7298 1 mpd 6 mpd
Minmed Group 8011 1 mpd 6 mpd
Natureland 8011 1 mpd 6 mpd
Orchard Health Clinic 8041 1 mpd 6 mpd
The Posture Lab 7297 1 mpd 6 mpd
The Thai Spa ????? 1 mpd 6 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

The Kris+ earn rate at Challenger stores was recently hiked from 0.1 mpd to 0.5 mpd. Under this promotion that’s increased to 3 mpd!

Which card to use

As you probably already know, with Kris+ you’ll earn KrisPay miles for your transaction (which you then can and should convert into KrisFlyer miles), on top of the usual points you’ll get when using your best credit card to make payment.


 

 

Where possible, you’ll want to be using a credit card offering a 4 mpd bonus rate when making payment at these merchants, which you’ll then earn separately and in addition to up to 15 mpd through Kris+.

Whether you use Apple Pay, Google Pay or make a direct credit card payment to the merchant, Kris+ confirmed to us that the transaction will code under the applicable Merchant Category Code (MCC) for that outlet.

Simple option:    Contactless

If you hold one of the following credit cards, your simplest option is to earn your highest bonus rate by making a contactless payment with the merchant, while also scanning to earn KrisPay miles through the Kris+ app.

Remember that’s the “old fashioned” way – not using the in-app Apple Pay / Google Pay function (except for the HSBC Revolution, where it makes no difference).

Card Earn
Rate
Notes / MCCs


Offline method
Card3UOB PPV
(see our review)
0.4 mpd 4 mpd On mobile contactless transactions (don’t tap the physical card), capped at S$1,110 per calendar month.
CardUOB Visa Signature
(see our review)
0.4 mpd 4 mpd On contactless transactions, subject to a minimum spend of $1,000 in local transactions per statement period, capped at S$2,000 per statement period.
HSBC Revo Card SmallHSBC Revolution
(see our review)
4 mpd On contactless or mobile wallet payments at specific outlets by MCC, capped at S$1,000 per calendar month.
MCC 3501
MCC 5045
MCC 5441
MCC 5462
MCC 5499
MCC 5621
MCC 5651
MCC 5661
MCC 5691
MCC 5699
MCC 5732
MCC 5734
MCC 5812
MCC 5814
MCC 5944
MCC 5945
MCC 5947
MCC 5948
MCC 5992
MCC 5999
MCC 7011
MCC 7997

Be careful not to use your UOB PPV or Visa Signature card using the ‘Online payment’ method during this promotion. Those cards will only earn 4 mpd for the ‘Offline method’ at Harvey Norman between now and 13th September 2021.

More complex:    MCC-specific

The following cards have slightly more complicated MCC restrictions for in-store transactions, but all will award between 3 mpd and 4 mpd for spend in the specific MCCs listed (only those participating in the promotion are shown).

You can reference the participating merchant tables above to check the MCC before choosing which card to use.

For these cards, it doesn’t matter whether you use Apple Pay / Google Pay or the “offline method” when earning, the bonus rate will apply for payments in a valid MCC.

Card Earn
Rate
Notes / MCCs
Ladys CardUOB Lady’s

Ladys Solitaire CardUOB Lady’s Solitaire

4 mpd Capped at S$1,000 per month (Lady’s) or S$3,000 per month (Lady’s Solitaire).
Subject to your specified quarterly bonus category, including:
Dining: MCC 5499
MCC 5812
MCC 5814
Beauty: MCC 5977
MCC 7230
MCC 7297
MCC 7298
Fashion: MCC 5621
MCC 5651
MCC 5661
MCC 5691
MCC 5699
MCC 5948
This image has an empty alt attribute; its file name is CRV-Small.pngCiti Rewards
(see our review)
4 mpd On transactions at stores with shoes, bags and clothes as their main MCC, capped at S$1,000 per statement period.
MCC 5621
MCC 5651
MCC 5661
MCC 5691
MCC 5699
MCC 5948
This image has an empty alt attribute; its file name is Card-trans-Small.pngOCBC TR
(see our review)
4 mpd On shopping transactions in specific MCCs, capped at S$12,000 per card membership year.
MCC 5621
MCC 5651
MCC 5661
MCC 5691
MCC 5699
MCC 5732
CardMaybank Horizon VS
(see our review)
3.2 mpd On all local dining transactions (single MCC only) with a total spend in any category of at least S$300 in the same calendar month.
MCC 5812  
Card SmallKrisFlyer UOB
(see our review)
3 mpd On all dining transactions, with no cap, subject to S$500+ spend on SIA transactions in your membership year (bonus 1.8 mpd on dining credited after the end of your membership year).
MCC 5812 MCC 5814

If you’re making payment by Apple Pay or Google Pay with your Citi Rewards card, don’t make the mistake of thinking that since this will be considered an online transaction you will earn 4 mpd for any non-travel merchant (i.e. outside the shoes / clothes / bags category).

Online transactions using this card specifically exclude mobile wallet payments, so that strategy won’t work.

For the DBS WWMC card, awarding 4 mpd on up to S$2,000 of online spend per calendar month, the bonus miles should apply, in theory, when paying at a merchant using Apple Pay or Google Pay via the Kris+ app.

You may not wish to risk it at this stage, especially for a large payment, until we have some data points on this.

  Still unsure?

If you’re still not sure whether your bonus miles credit card is eligible for the merchant of your choice, our advice is to use your best card for general spend miles accrual, especially if the transaction is substantial.

For smaller amounts you may wish to take the chance, but remember most bonus category spend credit cards earn just 0.4 mpd when you make transactions that the bank decides don’t qualify.

Don’t forget to transfer straight to KrisFlyer miles

KrisPay miles earned through Kris+ can only be transferred to your KrisFlyer account within 7 days of the transaction. To do so, simply tap on the “Transfer to KrisFlyer” button which will appear on the miles earned confirmation screen or transaction details screen.

You can do so later (within 7 days), but why wait?

Remember that KrisPay miles earned per transaction can only be transferred to your account in their entirety. If you earned 100 KrisPay miles from a single Kris+ transaction, for example, the full 100 KrisPay miles must be transferred to your KrisFlyer account. If you have already spent some of your KrisPay miles earned, a partial transfer option is not available.

We therefore recommend transferring to KrisFlyer immediately following any Kris+ earning transaction, in case you either forget or make a mistake later.


 

 

Summary

A fantastic and very generous offer from Kris+ over the three months, with triple miles (or more) at over 200 merchants across Singapore, when you pay using the new in-app payment function.

That’s becoming the sole means to do so next month anyway (Apple Pay / Google Pay), so there’s no big concern here.

For dining alone there are over 100 options to choose from, with plenty of credit cards awarding 3 to 4 mpd rates for payment in this category (mostly MCC 5812).

Over 100 dining partners are included in the enhanced miles promotion. (Photo: Perch)

Do be careful not to use Kris+ in-app payment via Apple Pay or Google Pay with the UOB PPV or UOB VS cards, since you’ll only earn 0.4 mpd.

At retailers offering the top earn rate, you’ll pick up a total haul of 13 mpd including your credit card points, but even with a decent general spend card offering 1.2 mpd on local transactions you can still net a very attractive 10.2 mpd during this offer.

Remember to transfer your KrisPay miles immediately into the KrisFlyer programme after earning, since if they become partially used by mistake or you forget after 7 days, they’ll be stuck in the Kris+ app, where their value is dismal (6% cashback sounds generous, but 17% value-back agains future redemptions is way better!).

(Cover Photo: Stefan Johnson)

10 comments

    1. Actually I have been meaning to test this with a small purchase but haven’t got round to it yet! Others feel free to chime in…

  1. Has anyone managed to use the in-apps payment to pay for meals at COCA restaurant? I just tried at the Suntec outlet a few days back. It allows us me to redeem my miles for the bill and no option to pay using Apple Pay. I was able to use the same apps for payment at Challenger using the apps and Apple Pay.

  2. Hi,

    If I spend at a merchant with MCC code 7011 (Lodging – Hotels, Motels, Resorts, Central Reservation Services (not elsewhere classified), and my selected Bonus category for my UOB Lady’s card is Travel, will I get the 4mpd?

    I checked the FAQ/T&C for the Lady’s card on the UOB website, but it did not specify the accepted MCC codes for the Travel category.

    Thank you!

  3. If anyone out there is thinking of dining at Shin Kushiya purely for this promo, don’t – their Kris+ machine was damaged after they dropped it. Found out on 29 Aug when I dined there.

  4. “If you’re making payment by Apple Pay or Google Pay with your Citi Rewards card… online transactions using this card specifically exclude mobile wallet payments, so that strategy won’t work.”

    Wouldn’t this be an in-app/mobile application payment which does earn 10x? Mobile wallet is more of topping up GrabPay balance isn’t it?

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