Up to 13 mpd at 280 Kris+ merchants is now a year-round earn rate

Back in August 2021, SIA’s “lifestyle app” Kris+ launched by far its most generous miles earning offer yet, with fantastic enhanced miles earn rates of up to 9 mpd initially running until the end of November 2021, at over 230 merchants across Singapore, including dining, wellness and retail outlets.

The promotion was then given a generous extension through to the end of March 2022, but great news is that Kris+ has now made these the default year-round earning rates, with no expiry date, meaning that you’ll earn only one of three rates when making in-store purchases through the Kris+app.

Kris+ year-round earning rates

That means this great deal, offering triple miles or more in some cases compared to pre-August 2021 rates, is now a permanent fixture!

At Harvey Norman, for example, the earn rate before August 2021 was 0.33 mpd, but is now fixed at 3 mpd, nine times better than the former return!

Don’t be too confused – Kris+ continues to market miles earning as “up to 6% instant rebates”, which is true since the top earn rate is equivalent to 6 cents per dollar when you use your KrisPay miles in-app against future purchases (9 x 0.67 cents).

For our readers, however, we know that’s not where the value lies – you should be transferring your KrisPay miles earned immediately into the KrisFlyer programme for flight redemptions, not redeeming them for 0.67 cents a piece.

The deal also stacks with up to 4 mpd when you make in-app payment with the right credit card, including the HSBC Revolution at selected merchants, for up to 13 mpd total earning, which is a great rate to enjoy all year round.

How to earn miles when purchasing

Since September 2021, in-app payments have been the only way to earn Kris+ miles when purchasing in-store at an earning partner.

The process is straightforward, just scan the merchant’s QR code and make payment using Apple Pay or Google Pay with your linked credit card.

The app then credits your miles instantly.

Kris+ earn rates by merchant

Here’s a full list of Kris+ earning partners and their new earn rates, compared to what you used to earn previously, before the August 2021 hike.

We’ve split the merchants into five categories; Dining, Activities, Retail, Services and Wellness. We have then listed them best-to-worst in terms of earn rate within each category.

The Merchant Category Code (MCC) is also shown, where known, to help you decide which credit card should offer bonus miles rates for the transaction itself, on top of the KrisPay miles.

  Dining

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

Do be aware that a few of the dining merchants in this promotion code under MCC 7011 (Hotels) and most credit cards won’t accrue miles at their bonus rate in this case (HSBC Revolution will, however).

  Activities

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

  Retail

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

  Services

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

  Wellness