Up to 13 mpd at 280 Kris+ merchants is now a year-round earn rate

Back in August 2021, SIA’s “lifestyle app” Kris+ launched by far its most generous miles earning offer yet, with fantastic enhanced miles earn rates of up to 9 mpd initially running until the end of November 2021, at over 230 merchants across Singapore, including dining, wellness and retail outlets.

The promotion was then given a generous extension through to the end of March 2022, but great news is that Kris+ has now made these the default year-round earning rates, with no expiry date, meaning that you’ll earn only one of three rates when making in-store purchases through the Kris+app.

Kris+ year-round earning rates

Old Earn Rate	New Earn Rate	Merchants
More than 1 mpd	9 mpd	134
1 mpd	6 mpd	151
Less than 1 mpd	3 mpd	3

That means this great deal, offering triple miles or more in some cases compared to pre-August 2021 rates, is now a permanent fixture!

At Harvey Norman, for example, the earn rate before August 2021 was 0.33 mpd, but is now fixed at 3 mpd, nine times better than the former return!

Don’t be too confused – Kris+ continues to market miles earning as “up to 6% instant rebates”, which is true since the top earn rate is equivalent to 6 cents per dollar when you use your KrisPay miles in-app against future purchases (9 x 0.67 cents).

For our readers, however, we know that’s not where the value lies – you should be transferring your KrisPay miles earned immediately into the KrisFlyer programme for flight redemptions, not redeeming them for 0.67 cents a piece.

The deal also stacks with up to 4 mpd when you make in-app payment with the right credit card, including the HSBC Revolution at selected merchants, for up to 13 mpd total earning, which is a great rate to enjoy all year round.

How to earn miles when purchasing

Since September 2021, in-app payments have been the only way to earn Kris+ miles when purchasing in-store at an earning partner.

The process is straightforward, just scan the merchant’s QR code and make payment using Apple Pay or Google Pay with your linked credit card.

The app then credits your miles instantly.

Kris+ earn rates by merchant

Here’s a full list of Kris+ earning partners and their new earn rates, compared to what you used to earn previously, before the August 2021 hike.

We’ve split the merchants into five categories; Dining, Activities, Retail, Services and Wellness. We have then listed them best-to-worst in terms of earn rate within each category.

The Merchant Category Code (MCC) is also shown, where known, to help you decide which credit card should offer bonus miles rates for the transaction itself, on top of the KrisPay miles.

  Dining

Merchant	MCC*	Old rate	New rate
25 Degrees Burger, Wine & Liquor Bar	7011	2 mpd	9 mpd
Alma by Juan Amador	5812	2 mpd	9 mpd
Amò	5812	2 mpd	9 mpd
Anglo Indian Cafe & Bar	5812	2 mpd	9 mpd
Anti:dote	?????	2 mpd	9 mpd
Art	5812 5813	2 mpd	9 mpd
Arteastiq (Jewel Changi Airport)	5812	3 mpd	9 mpd
Arteastiq (Mandarin Gallery)	5812	3 mpd	9 mpd
Arteastiq Bistro	5812	3 mpd	9 mpd
Asian Market Cafe	?????	2 mpd	9 mpd
atout	5499	2 mpd	9 mpd
Atrium	7011	3 mpd	9 mpd
Bacha Coffee	5812 5814	2 mpd	9 mpd
BAKALAKI Greek Taverna	5812	2 mpd	9 mpd
BBQ Express	?????	2 mpd	9 mpd
Botanico at The Garage	?????	3 mpd	9 mpd
Braci	5812	2 mpd	9 mpd
Cajun on Wheels (Plaza Singapura)	5812	3 mpd	9 mpd
Club 5	?????	3 mpd	9 mpd
Delibowl	5814	2 mpd	9 mpd
Edge	?????	2 mpd	9 mpd
Ginett Restaurant & Wine Bar	7011	2 mpd	9 mpd
Ginger	?????	2 mpd	9 mpd
Hai Tien Lo	?????	2 mpd	9 mpd
Honeymill	?????	2 mpd	9 mpd
Island Creamery	5814	2 mpd	9 mpd
Jiang-Nan Chun	?????	2 mpd	9 mpd
Keyaki	?????	2 mpd	9 mpd
Kim Choo Kueh Chang	5812	3 mpd	9 mpd
L’Angelus	5812	2 mpd	9 mpd
Les Bouchons	5812	2 mpd	9 mpd
LeVeL 33	?????	3 mpd	9 mpd
Li Bai (Sheraton Towers)	?????	2 mpd	9 mpd
Lime (PARKROYAL Pickering)	?????	2 mpd	9 mpd
Lime House	?????	2 mpd	9 mpd
Little Italy Salumeria	?????	2 mpd	9 mpd
Lobster Air	5812	1.5 mpd	9 mpd
Mellower Coffee	5814	2 mpd	9 mpd
Mikuni	?????	2 mpd	9 mpd
Mimi Restaurant	5812	3 mpd	9 mpd
Mitsu Sushi Bar	5812	3 mpd	9 mpd
Nuodle	5814	2 mpd	9 mpd
One-Ninety Bar	?????	2 mpd	9 mpd
One-Ninety Restaurant	?????	2 mpd	9 mpd
Pacific Marketplace	?????	2 mpd	9 mpd
Paper Rice	5812	3 mpd	9 mpd
Pastaria Abate	5812	n/a	9 mpd
Perch	5812	2 mpd	9 mpd
Prego	?????	2 mpd	9 mpd
Restaurant JAG	?????	2 mpd	9 mpd
Ristorante Da Valentino	5812	n/a	9 mpd
Si Chuan Dou Hua	5812	2 mpd	9 mpd
SKAI Bar	?????	2 mpd	9 mpd
SKAI Restaurant	?????	2 mpd	9 mpd
Southbridge	5812	2 mpd	9 mpd
Spice Brasserie	5812	2 mpd	9 mpd
Supresso	5499	3 mpd	9 mpd
The Horse’s Mouth Bar	5812	2 mpd	9 mpd
The Spot	5812	2 mpd	9 mpd
The Dining Room (Sheraton Towers)	?????	2 mpd	9 mpd
The Social Alley	?????	2 mpd	9 mpd
The Summerhouse	5812	2 mpd	9 mpd
The Xiang Pavilion	5812	2 mpd	9 mpd
Tian Fu Tea Room	?????	2 mpd	9 mpd
TONITO	5812	2 mpd	9 mpd
UNA at Alkaff Mansion	5812	3 mpd	9 mpd
WAKANUI Grill	5812	2 mpd	9 mpd
Window on the Park	3501	2 mpd	9 mpd
Xin Cuisine	5812	3 mpd	9 mpd
@3	?????	2 mpd	6 mpd
19 Tea	?????	1 mpd	6 mpd
108 Matcha Saro	5814	1 mpd	6 mpd
Aburi-EN	5812	1 mpd	6 mpd
Alegria SIngapore	?????	1 mpd	6 mpd
Andersen’s of Denmark	5499	1 mpd	6 mpd
Azur, Crowne Plaza Changi Airport	7011	1 mpd	6 mpd
BAM! Restaurant	5812	1 mpd	6 mpd
Bee Cheng Hiang	?????	1 mpd	6 mpd
Bee Cheng Hiang Gallery	?????	1 mpd	6 mpd
Beans Party Dessert	?????	1 mpd	6 mpd
Beppu Menkan	5812	1 mpd	6 mpd
Beurre	5812	1 mpd	6 mpd
Bistro G	?????	1 mpd	6 mpd
Bread & Butterfly by Saveur	5812	1 mpd	6 mpd
Cedele	5814	1 mpd	6 mpd
COCA	5812	1 mpd	6 mpd
Coffee@Works	?????	1 mpd	6 mpd
EGA Juice Clinic	5499	1 mpd	6 mpd
EN Dining	?????	1 mpd	6 mpd
Enjoy Eating House	5812	1 mpd	6 mpd
Geometry	?????	1 mpd	6 mpd
Georges	?????	1 mpd	6 mpd
Golden Moments	?????	1 mpd	6 mpd
Gong Cha	5814	1 mpd	6 mpd
Greenhouse	5812	1 mpd	6 mpd
Grill Ninety Nine	5812	1 mpd	6 mpd
Grin Affair	?????	1 mpd	6 mpd
Hair of the Dog	?????	1 mpd	6 mpd
Hudsons Coffee	5942	1 mpd	6 mpd
Huggs Coffee	?????	1 mpd	6 mpd
iVegan	?????	1 mpd	6 mpd
Jarrel’s Bistro	5812	1 mpd	6 mpd
Kam’s Roast	?????	1 mpd	6 mpd
Kanada-Ya	5812	1 mpd	6 mpd
Knots Cafe and Living	5992	1 mpd	6 mpd
Krispy Kreme	5462	1 mpd	6 mpd
L’éclair Pâtisserie	5812	1 mpd	6 mpd
Legends Bar	5812	1 mpd	6 mpd
Little Caesars Pizza	5812	1 mpd	6 mpd
llaollao	5814	1 mpd	6 mpd
Maison de PB	5812	1 mpd	6 mpd
Maison Kayser	5812	1 mpd	6 mpd
MediumRare by Saveur	5812	1 mpd	6 mpd
Menya Kokoro	5812	1 mpd	6 mpd
Mrs Pho	5812	1 mpd	6 mpd
MyEureka	5441	1 mpd	6 mpd
Nagara Thai Gold	?????	1 mpd	6 mpd
Niku Kappo	5812	1 mpd	6 mpd
Paris Baguette	5462	1 mpd	6 mpd
Patisserie G	?????	1 mpd	6 mpd
Play Gelato	?????	1 mpd	6 mpd
Polar Puffs & Cakes	5462	1 mpd	6 mpd
Red House Seafood	?????	1 mpd	6 mpd
Refinery & Co	?????	1 mpd	6 mpd
Rive Gauche Patisserie	5499	1 mpd	6 mpd
Sakunthala’s Food Palace	5812	1 mpd	6 mpd
Saveur	5812	1 mpd	6 mpd
Srisun Express	5812	1 mpd	6 mpd
Straits Chinese Restaurant	?????	1 mpd	6 mpd
Sushi Airways	5812	1 mpd	6 mpd
TAP Craft Beer Bar	5812	1 mpd	6 mpd
Tee Deck	5812	1 mpd	6 mpd
The Coffee Academics	5814	1 mpd	6 mpd
The Kitchen by Wolfgang Puck	5812	1 mpd	6 mpd
The Mind Cafe	5812 5945	1 mpd	6 mpd
Toss and Turn	5814	1 mpd	6 mpd
TP Tea	5462	1 mpd	6 mpd
Tsuta Japanese Dining	5812	1 mpd	6 mpd
Vibes Cafe	?????	1 mpd	6 mpd
Waku-Shin Yakiniku	?????	1 mpd	6 mpd
WATAMI Japanese Dining	5812	1 mpd	6 mpd
Well Played Cafe	?????	1 mpd	6 mpd
Wheat Baumkuchen	?????	1 mpd	6 mpd
Workspace Espresso Bar	5814	1 mpd	6 mpd
Wursthans Switzerland	5814	1 mpd	6 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

Do be aware that a few of the dining merchants in this promotion code under MCC 7011 (Hotels) and most credit cards won’t accrue miles at their bonus rate in this case (HSBC Revolution will, however).

  Activities

Merchant	MCC*	Old rate	New rate
Holey Moley	?????	2 mpd	9 mpd
The Par Club	?????	2 mpd	9 mpd
Trick Eye Museum	?????	2 mpd	9 mpd
Virtual Room	?????	2 mpd	9 mpd
AIRZONE	5812	1 mpd	6 mpd
Amazing Chambers Singapura	7991	1 mpd	6 mpd
iFly Singapore	7996	1 mpd	6 mpd
Madame Tussauds Singapore	7991	1 mpd	6 mpd
Mega Adventure	7999	1 mpd	6 mpd
NERF Action Xperience	7996	1 mpd	6 mpd
Ola Beach Club	5812	1 mpd	6 mpd
The Royal Albatross	4411	1 mpd	6 mpd
Trapped SG	7999	1 mpd	6 mpd
Tree Art	?????	1 mpd	6 mpd
Singapore Cable Car	?????	0.5 mpd	3 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

  Retail

Merchant	MCC*	Old rate	New rate
Alexiz	?????	6 mpd	9 mpd
Bratpack	?????	6 mpd	9 mpd
Breitling	5944	3 mpd	9 mpd
Chagaan Cashmere	?????	5 mpd	9 mpd
Coldwear	?????	2 mpd	9 mpd
Creative Jewellery Studio	5944	2 mpd	9 mpd
CYC Made to Measure	?????	2 mpd	9 mpd
Dr Martens	?????	2 mpd	9 mpd
Dear Collective	?????	2 mpd	9 mpd
Eden and Elie	?????	2 mpd	9 mpd
Farm Frozen	?????	2 mpd	9 mpd
GRT Jewellers	?????	2 mpd	9 mpd
GROHE	5722	5 mpd	9 mpd
Herschel Supply Co	?????	2 mpd	9 mpd
HoneyWorld	5499	3 mpd	9 mpd
ipse ipsa ipsum	5712	4 mpd	9 mpd
KEVIN SEAH	5611	2 mpd	9 mpd
LeCaine Gems	?????	2 mpd	9 mpd
Little Big Garden	?????	2 mpd	9 mpd
LPB Market	?????	2 mpd	9 mpd
Maharaja’s Tailors	5697	3 mpd	9 mpd
Mayer	5722	2 mpd	9 mpd
Nila Aromatherapy	5122	2 mpd	9 mpd
Perk by Kate	5691	2 mpd	9 mpd
PUMA	5941	3 mpd	9 mpd
RISIS	5950	2 mpd	9 mpd
Sulwhasoo	5977	3 mpd	9 mpd
Sunnystep	?????	2 mpd	9 mpd
The 1872 Clipper Tea Co.	5499	2 mpd	9 mpd
The Nursery Singapore	?????	2 mpd	9 mpd
The Shirt Bar	?????	2 mpd	9 mpd
The Source Bulk Foods	?????	2 mpd	9 mpd
Timbuk2	?????	2 mpd	9 mpd
AIBI	?????	1 mpd	6 mpd
ALDO	5661	1 mpd	6 mpd
Angra Wine & Spirit	5921	1 mpd	6 mpd
Asics	5691	1 mpd	6 mpd
Birkenstock	5661 5691	1 mpd	6 mpd
Bottles & Bottles	5300 5921	1 mpd	6 mpd
Bowers & Wilkins	5732	1 mpd	6 mpd
Bynd Artisan	5948	1 mpd	6 mpd
bYSI	5621 5699	1 mpd	6 mpd
Candy Empire	5441	1 mpd	6 mpd
Capitol Optical	8043	1 mpd	6 mpd
Cole Haan	5661 5691	1 mpd	6 mpd
Dragon Brand Bird’s Nest	5499	1 mpd	6 mpd
GUESS	?????	1 mpd	6 mpd
Her Velvet Vase	5621 5651	1 mpd	6 mpd
In Good Company	5621	1 mpd	6 mpd
JVD	5999	1 mpd	6 mpd
Kim Tee	?????	1 mpd	6 mpd
KLARRA	5621	1 mpd	6 mpd
Klosh	5947	1 mpd	6 mpd
La Senza	?????	1 mpd	6 mpd
LEGO Certified Store	5945	1 mpd	6 mpd
Leong Poh Kee	?????	1 mpd	6 mpd
MBT	5661	1 mpd	6 mpd
Neal’s Yard Remedies	5999	1 mpd	6 mpd
Old Seng Choong	?????	1 mpd	6 mpd
Onitsuka Tiger	5661	1 mpd	6 mpd
Outdoor Life	5941	1 mpd	6 mpd
Prestige Affairs	5712	1 mpd	6 mpd
Pretty Ballerinas	?????	1 mpd	6 mpd
Rebecca Minkoff	?????	1 mpd	6 mpd
Simmons	5714	1 mpd	6 mpd
SK Jewellery	?????	1 mpd	6 mpd
Superdry	?????	1 mpd	6 mpd
Tumbleweed Plants	?????	1 mpd	6 mpd
TWG Tea	5812	1 mpd	6 mpd
V-ZUG Singapore	5722	1 mpd	6 mpd
Xpressflower.com	5992	1 mpd	6 mpd
WatchBox	?????	1 mpd	6 mpd
YACHT 21	5621	1 mpd	6 mpd
Challenger	5045	0.5 mpd	3 mpd
Harvey Norman	5732	0.33 mpd	3 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

  Services

Merchant	MCC*	Old rate	New rate
CARs	7542	2 mpd	9 mpd
CTM Singapore	?????	2 mpd	9 mpd
EA Detailer	7542	2 mpd	9 mpd
For the Love of Laundry	7210	2 mpd	9 mpd
Jete Studios	7911	2 mpd	9 mpd
Jo Artysan	7230	2 mpd	9 mpd
The Big Blow	7230	2 mpd	9 mpd
The Little Gym	8299	2 mpd	9 mpd
The Ring Boxing Community	5734	2 mpd	9 mpd
Uni Gallery by Oosterbay	?????	n/a	9 mpd
Camberley	?????	1 mpd	6 mpd
De Arte	?????	1 mpd	6 mpd
Fullerton Health	8011 8099	1 mpd	6 mpd
JDMIS	8299	1 mpd	6 mpd
LifeSpa	7298	1 mpd	6 mpd
Power Kids Gym	?????	1 mpd	6 mpd
Shunji Matsuo	7230	1 mpd	6 mpd
Sultans of Shave	7230	1 mpd	6 mpd
The Toothbar Dental	?????	1 mpd	6 mpd
TONI&GUY	7230	1 mpd	6 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

  Wellness

Merchant	MCC*	Old rate	New rate
boOm Singapore	?????	3 mpd	9 mpd
Browtisan	7230	3 mpd	9 mpd
DrHair	5977	3 mpd	9 mpd
DrSpa	5977	3 mpd	9 mpd
FE The Nail Lounge	?????	2 mpd	9 mpd
GYMBOXX	?????	3 mpd	9 mpd
House of Traditional Javanese Massage	?????	3 mpd	9 mpd
Isabella Aesthetics	7298	5 mpd	9 mpd
Jyan Yoga Studio	8299	2 mpd	9 mpd
La Source Spa	?????	3 mpd	9 mpd
Mirage Aesthetic	7230	3 mpd	9 mpd
N20 Nail Spa	?????	3 mpd	9 mpd
Perky Lash	7230	2 mpd	9 mpd
PHS Hairscience	7298	2 mpd	9 mpd
Skinlab The Medical Spa	7298	3 mpd	9 mpd
St Gregory Spa (PARKROYAL Pickering)	7011	2 mpd	9 mpd
St Gregory Spa (PARKROYAL Beach Rd)	7011	2 mpd	9 mpd
Sugar(ed)	7298	2 mpd	9 mpd
BazGym	8299	1 mpd	6 mpd
Devarana Wellness	7298	1 mpd	6 mpd
Erabelle	7230	1 mpd	6 mpd
Fusion Medical	8099	1 mpd	6 mpd
Ikeda Spa	7298	1 mpd	6 mpd
Jal Yoga	7997	1 mpd	6 mpd
Joyre TCMedi Spa	7298 8099	1 mpd	6 mpd
JR Fitness, Yoga and Dance	7997	1 mpd	6 mpd
Kenko Wellness Spa & Reflexology	7298	1 mpd	6 mpd
Minmed Group	8011	1 mpd	6 mpd
Nail Addiction	?????	1 mpd	6 mpd
Orchard Health Clinic	8041	1 mpd	6 mpd
Princess’s Cottage	?????	1 mpd	6 mpd
The Posture Lab	7297	1 mpd	6 mpd
The Thai Spa	?????	1 mpd	6 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

Which card to use

As you probably already know, with Kris+ you’ll earn KrisPay miles for your transaction (which you then can and should convert into KrisFlyer miles), on top of the usual points you’ll get when using your best credit card to make payment.

Where possible, you’ll want to be using a credit card offering a 4 mpd bonus rate when making payment at these merchants, which you’ll then earn separately and in addition to up to 9 mpd through Kris+.

The following cards will earn at their bonus rate between 3 mpd and 4 mpd for spend in the specific MCCs listed. You can reference the participating merchant tables above to check the MCC before choosing which card to use.

Card	Earn Rate	Notes / MCCs
HSBC Revolution (see our review)	4 mpd	On contactless or mobile wallet payments at specific outlets by MCC, capped at S$1,000 per calendar month.
		MCC 3501 MCC 5045 MCC 5441 MCC 5462 MCC 5499 MCC 5621 MCC 5651 MCC 5661 MCC 5691 MCC 5699 MCC 5732	MCC 5734 MCC 5812 MCC 5814 MCC 5944 MCC 5945 MCC 5947 MCC 5948 MCC 5992 MCC 5999 MCC 7011 MCC 7997
DBS WWMC (see our review)	4 mpd	On on up to S$2,000 of online spend per calendar month, including when paying at a merchant using Apple Pay or Google Pay via the Kris+ app.
UOB Lady’s UOB Lady’s Solitaire	4 mpd	Capped at S$1,000 per month (Lady’s) or S$3,000 per month (Lady’s Solitaire). Subject to your specified quarterly bonus category, including:
		Dining:	MCC 5499 MCC 5812 MCC 5814
		Beauty:	MCC 5977 MCC 7230 MCC 7297 MCC 7298
		Fashion:	MCC 5621 MCC 5651 MCC 5661 MCC 5691 MCC 5699 MCC 5948
OCBC TR (see our review)	4 mpd	On shopping transactions in specific MCCs, capped at S$12,000 per card membership year.
		MCC 5621 MCC 5651 MCC 5661	MCC 5691 MCC 5699 MCC 5732
Maybank Horizon VS (see our review)	3.2 mpd	On all local dining transactions (single MCC only) with a total spend in any category of at least S$300 in the same calendar month.
		MCC 5812
KrisFlyer UOB (see our review)	3 mpd	On all dining transactions, with no cap, subject to S$500+ spend on SIA transactions in your membership year (bonus 1.8 mpd on dining credited after the end of your membership year).
		MCC 5812	MCC 5814

Don’t use your Citi Rewards card to make payment with Apple Pay or Google Pay on Kris+, since online transactions using this card specifically exclude mobile wallet payments and will therefore earn at the basic rate of 0.4 mpd.

  Unsure?

If you’re not sure whether your bonus miles credit card is eligible for the merchant of your choice, our advice is to use your best card for general spend miles accrual, especially if the transaction is substantial.

For smaller amounts you may wish to take the chance, but remember most bonus category spend credit cards earn just 0.4 mpd when you make transactions that the bank decides don’t qualify.

Stacking example

Let’s say you make an S$80 purchase at ALDO, a 6 mpd merchant with Kris+, and pay in-app using your HSBC Revolution card.

Total earning for the transaction will be:

• 480 KrisPay miles (S$80 x 6) awarded instantly
• 80 HSBC Reward Points awarded instantly
• 720 HSBC Reward Points awarded at the end of the following month

The 800 HSBC Reward Points you’ll accrue in total are equivalent to 320 KrisFlyer miles, and the 480 KrisPay miles can be instantly converted 1:1 into KrisFlyer miles, for a total earning of 800 KrisFlyer Miles (10 mpd).

Don’t forget to transfer straight to KrisFlyer miles

KrisPay miles earned through Kris+ can only be transferred to your KrisFlyer account within 7 days of the transaction. To do so, simply tap on the “Transfer to KrisFlyer” button which will appear on the miles earned confirmation screen or transaction details screen.

You can do so later (within 7 days), but why wait?

Remember that KrisPay miles earned per transaction can only be transferred to your account in their entirety. If you earned 100 KrisPay miles from a single Kris+ transaction, for example, the full 100 KrisPay miles must be transferred to your KrisFlyer account. If you have already spent some of your KrisPay miles earned, a partial transfer option is not available.

We therefore recommend transferring to KrisFlyer immediately following any Kris+ earning transaction, in case you either forget or make a mistake later.

Makan+

Kris+ has also recently launched Makan+, a restaurant reservation portal powered by Chope, which allows you to accrue 100 KrisPay miles for each attended reservation at over 1,000 restaurants across Singapore.

Miles are awarded the month following your booking and, crucially, can be transferred directly into your KrisFlyer account, within 7 days of crediting in the Kris+ app.

There is no cap on the number of monthly reservations you can make this way, which should allow a decent accrual throughout the year when booking restaurants you were probably heading to anyway.

You’ll now earn one of only three rates when paying in-store at over 280 Kris+ retailers across Singapore; 3 mpd, 6 mpd or 9 mpd.

These are all attractive bonuses on top of your credit card earning (up to 4 mpd), but the good news is almost all merchants are in the more generous 6 mpd or 9 mpd categories.

There are over 140 options to choose from in the dining category alone, and plenty of credit cards awarding 3 to 4 mpd rates for restaurant payments (mostly MCC 5812) to stack with your Kris+ earning.

Do be careful not to use Kris+ in-app payment via Apple Pay or Google Pay with the Citi Rewards cards, since you’ll only earn 0.4 mpd.

At retailers offering the top earn rate, you’ll pick up a total haul of 13 mpd including your credit card points in many cases, but even with a decent general spend card offering 1.2 mpd on local transactions you can still net a very attractive 10.2 mpd during this offer.

Remember to transfer your KrisPay miles immediately into the KrisFlyer programme after earning, since if they become partially used by mistake or you forget after 7 days, they’ll be stuck in the Kris+ app, where their value is dismal (6% cashback sounds generous, but 17% value-back against future redemptions is much better!).

(Cover Photo: Parkway Parade)