Credit Cards Deals KrisFlyer

Up to 13 mpd at 280 Kris+ merchants is now a year-round earn rate

Kris+ has made 3 mpd, 6 mpd and 9 mpd the default earning rates at all its merchants, allowing you to net up to 13 mpd in total year-round when you pay with the right credit card.

Back in August 2021, SIA’s “lifestyle app” Kris+ launched by far its most generous miles earning offer yet, with fantastic enhanced miles earn rates of up to 9 mpd initially running until the end of November 2021, at over 230 merchants across Singapore, including dining, wellness and retail outlets.

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The promotion was then given a generous extension through to the end of March 2022, but great news is that Kris+ has now made these the default year-round earning rates, with no expiry date, meaning that you’ll earn only one of three rates when making in-store purchases through the Kris+app.

Kris+ year-round earning rates

Old Earn Rate New Earn Rate Merchants
More than 1 mpd 9 mpd 134
1 mpd 6 mpd 151
Less than 1 mpd 3 mpd 3

That means this great deal, offering triple miles or more in some cases compared to pre-August 2021 rates, is now a permanent fixture!

At Harvey Norman, for example, the earn rate before August 2021 was 0.33 mpd, but is now fixed at 3 mpd, nine times better than the former return!

Kris+ year-round earning / rebate rates

Don’t be too confused – Kris+ continues to market miles earning as “up to 6% instant rebates”, which is true since the top earn rate is equivalent to 6 cents per dollar when you use your KrisPay miles in-app against future purchases (9 x 0.67 cents).

For our readers, however, we know that’s not where the value lies – you should be transferring your KrisPay miles earned immediately into the KrisFlyer programme for flight redemptions, not redeeming them for 0.67 cents a piece.

6% cash rebate using KrisPay miles is more like 17% rebate against a future Business Class flight! (Photo: MainlyMiles)

The deal also stacks with up to 4 mpd when you make in-app payment with the right credit card, including the HSBC Revolution at selected merchants, for up to 13 mpd total earning, which is a great rate to enjoy all year round.

How to earn miles when purchasing

Since September 2021, in-app payments have been the only way to earn Kris+ miles when purchasing in-store at an earning partner.

The process is straightforward, just scan the merchant’s QR code and make payment using Apple Pay or Google Pay with your linked credit card.

The app then credits your miles instantly.

Kris+ earn rates by merchant

Here’s a full list of Kris+ earning partners and their new earn rates, compared to what you used to earn previously, before the August 2021 hike.

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We’ve split the merchants into five categories; Dining, Activities, Retail, Services and Wellness. We have then listed them best-to-worst in terms of earn rate within each category.

The Merchant Category Code (MCC) is also shown, where known, to help you decide which credit card should offer bonus miles rates for the transaction itself, on top of the KrisPay miles.

  Dining

Merchant   MCC* Old rate   New rate
25 Degrees Burger, Wine & Liquor Bar 7011 2 mpd 9 mpd
Alma by Juan Amador 5812 2 mpd 9 mpd
Amò 5812 2 mpd 9 mpd
Anglo Indian Cafe & Bar 5812 2 mpd 9 mpd
Anti:dote ????? 2 mpd 9 mpd
Art 5812
5813
2 mpd 9 mpd
Arteastiq (Jewel Changi Airport) 5812 3 mpd 9 mpd
Arteastiq (Mandarin Gallery) 5812 3 mpd 9 mpd
Arteastiq Bistro 5812 3 mpd 9 mpd
Asian Market Cafe ????? 2 mpd 9 mpd
atout 5499 2 mpd 9 mpd
Atrium 7011 3 mpd 9 mpd
Bacha Coffee 5812
5814
2 mpd 9 mpd
BAKALAKI Greek Taverna 5812 2 mpd 9 mpd
BBQ Express ????? 2 mpd 9 mpd
Botanico at The Garage ????? 3 mpd 9 mpd
Braci 5812 2 mpd 9 mpd
Cajun on Wheels (Plaza Singapura) 5812 3 mpd 9 mpd
Club 5 ????? 3 mpd 9 mpd
Delibowl 5814 2 mpd 9 mpd
Edge ????? 2 mpd 9 mpd
Ginett Restaurant & Wine Bar 7011 2 mpd 9 mpd
Ginger ????? 2 mpd 9 mpd
Hai Tien Lo ????? 2 mpd 9 mpd
Honeymill ????? 2 mpd 9 mpd
Island Creamery 5814 2 mpd 9 mpd
Jiang-Nan Chun ????? 2 mpd 9 mpd
Keyaki ????? 2 mpd 9 mpd
Kim Choo Kueh Chang 5812 3 mpd 9 mpd
L’Angelus 5812 2 mpd 9 mpd
Les Bouchons 5812 2 mpd 9 mpd
LeVeL 33 ????? 3 mpd 9 mpd
Li Bai (Sheraton Towers) ????? 2 mpd 9 mpd
Lime (PARKROYAL Pickering) ????? 2 mpd 9 mpd
Lime House ????? 2 mpd 9 mpd
Little Italy Salumeria ????? 2 mpd 9 mpd
Lobster Air 5812 1.5 mpd 9 mpd
Mellower Coffee 5814 2 mpd 9 mpd
Mikuni ????? 2 mpd 9 mpd
Mimi Restaurant 5812 3 mpd 9 mpd
Mitsu Sushi Bar 5812 3 mpd 9 mpd
Nuodle 5814 2 mpd 9 mpd
One-Ninety Bar ????? 2 mpd 9 mpd
One-Ninety Restaurant ????? 2 mpd 9 mpd
Pacific Marketplace ????? 2 mpd 9 mpd
Paper Rice 5812 3 mpd 9 mpd
Pastaria Abate 5812 n/a 9 mpd
Perch 5812 2 mpd 9 mpd
Prego ????? 2 mpd 9 mpd
Restaurant JAG ????? 2 mpd 9 mpd
Ristorante Da Valentino 5812 n/a 9 mpd
Si Chuan Dou Hua 5812 2 mpd 9 mpd
SKAI Bar ????? 2 mpd 9 mpd
SKAI Restaurant ????? 2 mpd 9 mpd
Southbridge 5812 2 mpd 9 mpd
Spice Brasserie 5812 2 mpd 9 mpd
Supresso 5499 3 mpd 9 mpd
The Horse’s Mouth Bar 5812 2 mpd 9 mpd
The Spot 5812 2 mpd 9 mpd
The Dining Room (Sheraton Towers) ????? 2 mpd 9 mpd
The Social Alley ????? 2 mpd 9 mpd
The Summerhouse 5812 2 mpd 9 mpd
The Xiang Pavilion 5812 2 mpd 9 mpd
Tian Fu Tea Room ????? 2 mpd 9 mpd
TONITO 5812 2 mpd 9 mpd
UNA at Alkaff Mansion 5812 3 mpd 9 mpd
WAKANUI Grill 5812 2 mpd 9 mpd
Window on the Park 3501 2 mpd 9 mpd
Xin Cuisine 5812 3 mpd 9 mpd
@3 ????? 2 mpd 6 mpd
19 Tea ????? 1 mpd 6 mpd
108 Matcha Saro 5814 1 mpd 6 mpd
Aburi-EN 5812 1 mpd 6 mpd
Alegria SIngapore ????? 1 mpd 6 mpd
Andersen’s of Denmark 5499 1 mpd 6 mpd
Azur, Crowne Plaza Changi Airport 7011 1 mpd 6 mpd
BAM! Restaurant 5812 1 mpd 6 mpd
Bee Cheng Hiang ????? 1 mpd 6 mpd
Bee Cheng Hiang Gallery ????? 1 mpd 6 mpd
Beans Party Dessert ????? 1 mpd 6 mpd
Beppu Menkan 5812 1 mpd 6 mpd
Beurre 5812 1 mpd 6 mpd
Bistro G ????? 1 mpd 6 mpd
Bread & Butterfly by Saveur 5812 1 mpd 6 mpd
Cedele 5814 1 mpd 6 mpd
COCA 5812 1 mpd 6 mpd
Coffee@Works ????? 1 mpd 6 mpd
EGA Juice Clinic 5499 1 mpd 6 mpd
EN Dining ????? 1 mpd 6 mpd
Enjoy Eating House 5812 1 mpd 6 mpd
Geometry ????? 1 mpd 6 mpd
Georges ????? 1 mpd 6 mpd
Golden Moments ????? 1 mpd 6 mpd
Gong Cha 5814 1 mpd 6 mpd
Greenhouse 5812 1 mpd 6 mpd
Grill Ninety Nine 5812 1 mpd 6 mpd
Grin Affair ????? 1 mpd 6 mpd
Hair of the Dog ????? 1 mpd 6 mpd
Hudsons Coffee 5942 1 mpd 6 mpd
Huggs Coffee ????? 1 mpd 6 mpd
iVegan ????? 1 mpd 6 mpd
Jarrel’s Bistro 5812 1 mpd 6 mpd
Kam’s Roast ????? 1 mpd 6 mpd
Kanada-Ya 5812 1 mpd 6 mpd
Knots Cafe and Living 5992 1 mpd 6 mpd
Krispy Kreme 5462 1 mpd 6 mpd
L’éclair Pâtisserie 5812 1 mpd 6 mpd
Legends Bar 5812 1 mpd 6 mpd
Little Caesars Pizza 5812 1 mpd 6 mpd
llaollao 5814 1 mpd 6 mpd
Maison de PB 5812 1 mpd 6 mpd
Maison Kayser 5812 1 mpd 6 mpd
MediumRare by Saveur 5812 1 mpd 6 mpd
Menya Kokoro 5812 1 mpd 6 mpd
Mrs Pho 5812 1 mpd 6 mpd
MyEureka 5441 1 mpd 6 mpd
Nagara Thai Gold ????? 1 mpd 6 mpd
Niku Kappo 5812 1 mpd 6 mpd
Paris Baguette 5462 1 mpd 6 mpd
Patisserie G ????? 1 mpd 6 mpd
Play Gelato ????? 1 mpd 6 mpd
Polar Puffs & Cakes 5462 1 mpd 6 mpd
Red House Seafood ????? 1 mpd 6 mpd
Refinery & Co ????? 1 mpd 6 mpd
Rive Gauche Patisserie 5499 1 mpd 6 mpd
Sakunthala’s Food Palace 5812 1 mpd 6 mpd
Saveur 5812 1 mpd 6 mpd
Srisun Express 5812 1 mpd 6 mpd
Straits Chinese Restaurant ????? 1 mpd 6 mpd
Sushi Airways 5812 1 mpd 6 mpd
TAP Craft Beer Bar 5812 1 mpd 6 mpd
Tee Deck 5812 1 mpd 6 mpd
The Coffee Academics 5814 1 mpd 6 mpd
The Kitchen by Wolfgang Puck 5812 1 mpd 6 mpd
The Mind Cafe 5812
5945
1 mpd 6 mpd
Toss and Turn 5814 1 mpd 6 mpd
TP Tea 5462 1 mpd 6 mpd
Tsuta Japanese Dining 5812 1 mpd 6 mpd
Vibes Cafe ????? 1 mpd 6 mpd
Waku-Shin Yakiniku ????? 1 mpd 6 mpd
WATAMI Japanese Dining 5812 1 mpd 6 mpd
Well Played Cafe ????? 1 mpd 6 mpd
Wheat Baumkuchen ????? 1 mpd 6 mpd
Workspace Espresso Bar 5814 1 mpd 6 mpd
Wursthans Switzerland 5814 1 mpd 6 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

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Do be aware that a few of the dining merchants in this promotion code under MCC 7011 (Hotels) and most credit cards won’t accrue miles at their bonus rate in this case (HSBC Revolution will, however).

  Activities

Merchant   MCC* Old rate   New rate
Holey Moley ????? 2 mpd 9 mpd
The Par Club ????? 2 mpd 9 mpd
Trick Eye Museum ????? 2 mpd 9 mpd
Virtual Room ????? 2 mpd 9 mpd
AIRZONE 5812 1 mpd 6 mpd
Amazing Chambers Singapura 7991 1 mpd 6 mpd
iFly Singapore 7996 1 mpd 6 mpd
Madame Tussauds Singapore 7991 1 mpd 6 mpd
Mega Adventure 7999 1 mpd 6 mpd
NERF Action Xperience 7996 1 mpd 6 mpd
Ola Beach Club 5812 1 mpd 6 mpd
The Royal Albatross 4411 1 mpd 6 mpd
Trapped SG 7999 1 mpd 6 mpd
Tree Art ????? 1 mpd 6 mpd
Singapore Cable Car ????? 0.5 mpd 3 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

  Retail

Merchant   MCC* Old rate   New rate
Alexiz ????? 6 mpd 9 mpd
Bratpack ????? 6 mpd 9 mpd
Breitling 5944 3 mpd 9 mpd
Chagaan Cashmere ????? 5 mpd 9 mpd
Coldwear ????? 2 mpd 9 mpd
Creative Jewellery Studio 5944 2 mpd 9 mpd
CYC Made to Measure ????? 2 mpd 9 mpd
Dr Martens ????? 2 mpd 9 mpd
Dear Collective ????? 2 mpd 9 mpd
Eden and Elie ????? 2 mpd 9 mpd
Farm Frozen ????? 2 mpd 9 mpd
GRT Jewellers ????? 2 mpd 9 mpd
GROHE 5722 5 mpd 9 mpd
Herschel Supply Co ????? 2 mpd 9 mpd
HoneyWorld 5499 3 mpd 9 mpd
ipse ipsa ipsum 5712 4 mpd 9 mpd
KEVIN SEAH 5611 2 mpd 9 mpd
LeCaine Gems ????? 2 mpd 9 mpd
Little Big Garden ????? 2 mpd 9 mpd
LPB Market ????? 2 mpd 9 mpd
Maharaja’s Tailors 5697 3 mpd 9 mpd
Mayer 5722 2 mpd 9 mpd
Nila Aromatherapy 5122 2 mpd 9 mpd
Perk by Kate 5691 2 mpd 9 mpd
PUMA 5941 3 mpd 9 mpd
RISIS 5950 2 mpd 9 mpd
Sulwhasoo 5977 3 mpd 9 mpd
Sunnystep ????? 2 mpd 9 mpd
The 1872 Clipper Tea Co. 5499 2 mpd 9 mpd
The Nursery Singapore ????? 2 mpd 9 mpd
The Shirt Bar ????? 2 mpd 9 mpd
The Source Bulk Foods ????? 2 mpd 9 mpd
Timbuk2 ????? 2 mpd 9 mpd
AIBI ????? 1 mpd 6 mpd
ALDO 5661 1 mpd 6 mpd
Angra Wine & Spirit 5921 1 mpd 6 mpd
Asics 5691 1 mpd 6 mpd
Birkenstock 5661
5691
1 mpd 6 mpd
Bottles & Bottles 5300
5921
1 mpd 6 mpd
Bowers & Wilkins 5732 1 mpd 6 mpd
Bynd Artisan 5948 1 mpd 6 mpd
bYSI 5621
5699
1 mpd 6 mpd
Candy Empire 5441 1 mpd 6 mpd
Capitol Optical 8043 1 mpd 6 mpd
Cole Haan 5661
5691
1 mpd 6 mpd
Dragon Brand Bird’s Nest 5499 1 mpd 6 mpd
GUESS ????? 1 mpd 6 mpd
Her Velvet Vase 5621
5651
1 mpd 6 mpd
In Good Company 5621 1 mpd 6 mpd
JVD 5999 1 mpd 6 mpd
Kim Tee ????? 1 mpd 6 mpd
KLARRA 5621 1 mpd 6 mpd
Klosh 5947 1 mpd 6 mpd
La Senza ????? 1 mpd 6 mpd
LEGO Certified Store 5945 1 mpd 6 mpd
Leong Poh Kee ????? 1 mpd 6 mpd
MBT 5661 1 mpd 6 mpd
Neal’s Yard Remedies 5999 1 mpd 6 mpd
Old Seng Choong ????? 1 mpd 6 mpd
Onitsuka Tiger 5661 1 mpd 6 mpd
Outdoor Life 5941 1 mpd 6 mpd
Prestige Affairs 5712 1 mpd 6 mpd
Pretty Ballerinas ????? 1 mpd 6 mpd
Rebecca Minkoff ????? 1 mpd 6 mpd
Simmons 5714 1 mpd 6 mpd
SK Jewellery ????? 1 mpd 6 mpd
Superdry ????? 1 mpd 6 mpd
Tumbleweed Plants ????? 1 mpd 6 mpd
TWG Tea 5812 1 mpd 6 mpd
V-ZUG Singapore 5722 1 mpd 6 mpd
Xpressflower.com 5992 1 mpd 6 mpd
WatchBox ????? 1 mpd 6 mpd
YACHT 21 5621 1 mpd 6 mpd
Challenger 5045 0.5 mpd 3 mpd
Harvey Norman 5732 0.33 mpd 3 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

  Services

Merchant   MCC* Old rate   New rate
CARs 7542 2 mpd 9 mpd
CTM Singapore ????? 2 mpd 9 mpd
EA Detailer 7542 2 mpd 9 mpd
For the Love of Laundry 7210 2 mpd 9 mpd
Jete Studios 7911 2 mpd 9 mpd
Jo Artysan 7230 2 mpd 9 mpd
The Big Blow 7230 2 mpd 9 mpd
The Little Gym 8299 2 mpd 9 mpd
The Ring Boxing Community 5734 2 mpd 9 mpd
Uni Gallery by Oosterbay ????? n/a 9 mpd
Camberley ????? 1 mpd 6 mpd
De Arte ????? 1 mpd 6 mpd
Fullerton Health 8011
8099
1 mpd 6 mpd
JDMIS 8299 1 mpd 6 mpd
LifeSpa 7298 1 mpd 6 mpd
Power Kids Gym ????? 1 mpd 6 mpd
Shunji Matsuo 7230 1 mpd 6 mpd
Sultans of Shave 7230 1 mpd 6 mpd
The Toothbar Dental ????? 1 mpd 6 mpd
TONI&GUY 7230 1 mpd 6 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

  Wellness

Merchant   MCC* Old rate   New rate
boOm Singapore ????? 3 mpd 9 mpd
Browtisan 7230 3 mpd 9 mpd
DrHair 5977 3 mpd 9 mpd
DrSpa 5977 3 mpd 9 mpd
FE The Nail Lounge ????? 2 mpd 9 mpd
GYMBOXX ????? 3 mpd 9 mpd
House of Traditional Javanese Massage ????? 3 mpd 9 mpd
Isabella Aesthetics 7298 5 mpd 9 mpd
Jyan Yoga Studio 8299 2 mpd 9 mpd
La Source Spa ????? 3 mpd 9 mpd
Mirage Aesthetic 7230 3 mpd 9 mpd
N20 Nail Spa ????? 3 mpd 9 mpd
Perky Lash 7230 2 mpd 9 mpd
PHS Hairscience 7298 2 mpd 9 mpd
Skinlab The Medical Spa 7298 3 mpd 9 mpd
St Gregory Spa (PARKROYAL Pickering) 7011 2 mpd 9 mpd
St Gregory Spa (PARKROYAL Beach Rd) 7011 2 mpd 9 mpd
Sugar(ed) 7298 2 mpd 9 mpd
BazGym 8299 1 mpd 6 mpd
Devarana Wellness 7298 1 mpd 6 mpd
Erabelle 7230 1 mpd 6 mpd
Fusion Medical 8099 1 mpd 6 mpd
Ikeda Spa 7298 1 mpd 6 mpd
Jal Yoga 7997 1 mpd 6 mpd
Joyre TCMedi Spa 7298
8099
1 mpd 6 mpd
JR Fitness, Yoga and Dance 7997 1 mpd 6 mpd
Kenko Wellness Spa & Reflexology 7298 1 mpd 6 mpd
Minmed Group 8011 1 mpd 6 mpd
Nail Addiction ????? 1 mpd 6 mpd
Orchard Health Clinic 8041 1 mpd 6 mpd
Princess’s Cottage ????? 1 mpd 6 mpd
The Posture Lab 7297 1 mpd 6 mpd
The Thai Spa ????? 1 mpd 6 mpd

* MCC codes are subject to change and sometimes vary between the Visa and Mastercard networks, even for the same merchant. These are based on the best information we have at the time of writing.

The Kris+ earn rate at Challenger stores was hiked from 0.1 mpd to 0.5 mpd in 2021. It’s now 3 mpd!

Which card to use

As you probably already know, with Kris+ you’ll earn KrisPay miles for your transaction (which you then can and should convert into KrisFlyer miles), on top of the usual points you’ll get when using your best credit card to make payment.

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Where possible, you’ll want to be using a credit card offering a 4 mpd bonus rate when making payment at these merchants, which you’ll then earn separately and in addition to up to 9 mpd through Kris+.

The following cards will earn at their bonus rate between 3 mpd and 4 mpd for spend in the specific MCCs listed. You can reference the participating merchant tables above to check the MCC before choosing which card to use.

Card Earn
Rate
Notes / MCCs
HSBC Revo Card SmallHSBC Revolution
(see our review)
4 mpd On contactless or mobile wallet payments at specific outlets by MCC, capped at S$1,000 per calendar month.
MCC 3501
MCC 5045
MCC 5441
MCC 5462
MCC 5499
MCC 5621
MCC 5651
MCC 5661
MCC 5691
MCC 5699
MCC 5732
MCC 5734
MCC 5812
MCC 5814
MCC 5944
MCC 5945
MCC 5947
MCC 5948
MCC 5992
MCC 5999
MCC 7011
MCC 7997
This image has an empty alt attribute; its file name is Card-small.pngDBS WWMC
(see our review)
4 mpd On on up to S$2,000 of online spend per calendar month, including when paying at a merchant using Apple Pay or Google Pay via the Kris+ app.
   
Ladys CardUOB Lady’s

Ladys Solitaire CardUOB Lady’s Solitaire

4 mpd Capped at S$1,000 per month (Lady’s) or S$3,000 per month (Lady’s Solitaire).
Subject to your specified quarterly bonus category, including:
Dining: MCC 5499
MCC 5812
MCC 5814
Beauty: MCC 5977
MCC 7230
MCC 7297
MCC 7298
Fashion: MCC 5621
MCC 5651
MCC 5661
MCC 5691
MCC 5699
MCC 5948
This image has an empty alt attribute; its file name is Card-trans-Small.pngOCBC TR
(see our review)
4 mpd On shopping transactions in specific MCCs, capped at S$12,000 per card membership year.
MCC 5621
MCC 5651
MCC 5661
MCC 5691
MCC 5699
MCC 5732
CardMaybank Horizon VS
(see our review)
3.2 mpd On all local dining transactions (single MCC only) with a total spend in any category of at least S$300 in the same calendar month.
MCC 5812  
Card SmallKrisFlyer UOB
(see our review)
3 mpd On all dining transactions, with no cap, subject to S$500+ spend on SIA transactions in your membership year (bonus 1.8 mpd on dining credited after the end of your membership year).
MCC 5812 MCC 5814

Don’t use your Citi Rewards card to make payment with Apple Pay or Google Pay on Kris+, since online transactions using this card specifically exclude mobile wallet payments and will therefore earn at the basic rate of 0.4 mpd.

  Unsure?

If you’re not sure whether your bonus miles credit card is eligible for the merchant of your choice, our advice is to use your best card for general spend miles accrual, especially if the transaction is substantial.

For smaller amounts you may wish to take the chance, but remember most bonus category spend credit cards earn just 0.4 mpd when you make transactions that the bank decides don’t qualify.

Stacking example

Let’s say you make an S$80 purchase at ALDO, a 6 mpd merchant with Kris+, and pay in-app using your HSBC Revolution card.

Total earning for the transaction will be:

  • 480 KrisPay miles (S$80 x 6) awarded instantly
  • 80 HSBC Reward Points awarded instantly
  • 720 HSBC Reward Points awarded at the end of the following month

The 800 HSBC Reward Points you’ll accrue in total are equivalent to 320 KrisFlyer miles, and the 480 KrisPay miles can be instantly converted 1:1 into KrisFlyer miles, for a total earning of 800 KrisFlyer Miles (10 mpd).

Don’t forget to transfer straight to KrisFlyer miles

KrisPay miles earned through Kris+ can only be transferred to your KrisFlyer account within 7 days of the transaction. To do so, simply tap on the “Transfer to KrisFlyer” button which will appear on the miles earned confirmation screen or transaction details screen.

You can do so later (within 7 days), but why wait?

Remember that KrisPay miles earned per transaction can only be transferred to your account in their entirety. If you earned 100 KrisPay miles from a single Kris+ transaction, for example, the full 100 KrisPay miles must be transferred to your KrisFlyer account. If you have already spent some of your KrisPay miles earned, a partial transfer option is not available.

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We therefore recommend transferring to KrisFlyer immediately following any Kris+ earning transaction, in case you either forget or make a mistake later.

Makan+

Kris+ has also recently launched Makan+, a restaurant reservation portal powered by Chope, which allows you to accrue 100 KrisPay miles for each attended reservation at over 1,000 restaurants across Singapore.

Miles are awarded the month following your booking and, crucially, can be transferred directly into your KrisFlyer account, within 7 days of crediting in the Kris+ app.

There is no cap on the number of monthly reservations you can make this way, which should allow a decent accrual throughout the year when booking restaurants you were probably heading to anyway.

Summary

You’ll now earn one of only three rates when paying in-store at over 280 Kris+ retailers across Singapore; 3 mpd, 6 mpd or 9 mpd.

These are all attractive bonuses on top of your credit card earning (up to 4 mpd), but the good news is almost all merchants are in the more generous 6 mpd or 9 mpd categories.

There are over 140 options to choose from in the dining category alone, and plenty of credit cards awarding 3 to 4 mpd rates for restaurant payments (mostly MCC 5812) to stack with your Kris+ earning.

Over 140 dining partners are Kris+ partners, all at 6 mpd or 9 mpd earning rates, including Perch at Jewel. (Photo: Perch)

Do be careful not to use Kris+ in-app payment via Apple Pay or Google Pay with the Citi Rewards cards, since you’ll only earn 0.4 mpd.

At retailers offering the top earn rate, you’ll pick up a total haul of 13 mpd including your credit card points in many cases, but even with a decent general spend card offering 1.2 mpd on local transactions you can still net a very attractive 10.2 mpd during this offer.

Remember to transfer your KrisPay miles immediately into the KrisFlyer programme after earning, since if they become partially used by mistake or you forget after 7 days, they’ll be stuck in the Kris+ app, where their value is dismal (6% cashback sounds generous, but 17% value-back against future redemptions is much better!).

(Cover Photo: Parkway Parade)

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15 comments

  1. Thanks for sharing this great news! Do you know if there is a way to earn miles other than using ApplePay for iPhone? My AppleID is currently not Singapore and cannot use ApplePay wallet. Can we redeem without using ApplePay as well? Thanks!

    1. Found out why.
      UOB PPV 4mpd requires actual physical tap for Google Pay. In app Google pay doesn’t trigger the 4mpd conditions

  2. On DBS WWMC: “On on up to S$2,000 of online spend per calendar month, including when paying at a merchant using Apple Pay or Google Pay via the Kris+ app.”, the latter sentence is confusing me. When paying at a merchant, should it be considered retail transactions? What then is considered online spend? – The only thing I could think of would be the Deals section in the app. Could you advice?

  3. Hey there! Does anyone know what is the single transaction limit using kris+ with Applepay? I am thinking of purchasing a Macbook at iStudio using Kris+

  4. It appears that HSBC Revolution no longer grants bonus miles for Kris+, my recent points situation appeared to not grant rewards for those transactions. Anyone able to verify?

      1. I was at Aldo (definitely part of the MCC – I think it’s 5661), there was also Challenger and Llaollao.

      2. Interesting thanks for the data point!

        Did you query this with HSBC as to why the transactions were not awarded bonus points?

      3. Apologies for the delay – I called HSBC back then and they had said that I needed to wait till the end of the month to be fully sure nothing was missed (so I waited till yesterday to call again).
        I then found out it may be due to my transaction being done end of the month so it got posted in August (and therefore pushed to be awarded as part of September’s bonus points), which I will check and confirm if it’s counted again. Sorry for the potential false alarm!

  5. Hi there!

    Really appreciate your blog as I’m transitioning from cashback -> air miles CC’s!

    I was wondering if you could publish another article updating Kris+ partners – I recently went to Beauty in the Pot and was delightfully surprised they were Kris+ partners. It’d be nice to dive into the WWMC integration with the Kris+ payment gateway as well if possible (I saw you provide an update in the comment section somewhere).

    Great work – happy holidays!

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