Credit Cards Deals KrisFlyer

Earn up to 9 mpd at PasarBella Suntec City with KrisPay

Get up to 9 KrisFlyer miles per dollar via KrisPay, plus your regular credit card points, when you drink or dine at selected PasarBella outlets in Suntec City

Pasarbella Suntec Small (Pasarbella)

KrisPay has teamed up with four outlets at the PasarBella@Suntec food hall in Suntec City mall to offer triple the usual KrisPay miles for the next two weeks. That means earning 6 or 9 miles per dollar when making payment by cash or card, in addition to your usual credit card points.

That’s up to 13 miles per dollar when combined with your usual 4 mpd dining / contactless credit card, or 10.2 miles per dollar with a range of regular general spend cards.

Where?

Here’s a list of the participating PasarBella@Suntec outlets and the new KrisPay earn rate for any transactions made using cash or card between 14th August 2020 and 28th August 2020.

Outlet Usual rate Promo rate
Cajun On Wheels 3 mpd 9 mpd
FROYOLO 2 mpd 6 mpd
Pasarbella DRINKS! 2 mpd 6 mpd
Wan Niu Wan 2 mpd 6 mpd

KrisPay miles earned during this promotion can be transferred into KrisFlyer miles within 7 days of your transactions, which is exactly what you should do with them.

Beef Bowl (Pasarbella)
6 mpd with your Beef Bowl at Wan Niu Wan. (Photo: PasarBella)

If you’re down at Suntec City over the next couple of weeks, it’s definitely worth considering these F&B options and picking up a very nice miles boost in the process.

Which card to use

There’s no harm in combining this offer with a good general spend credit card in Singapore, typically for 1.2 miles per dollar (e.g. DBS Altitude) on top of the miles you’ll earn through KrisPay.

That would net you an equivalent 7.2 mpd for the transaction at the 6 mpd outlets or 10.2 mpd at Cajun On Wheels. Remember though there are some cards offering bonus rates for local dining transactions that you’ll want to use if you can, for an even better rate.

Card Miles per S$1 Notes
Ladys CardUOB Lady’s Card
4.0 4 mpd if dining is specified as your quarterly bonus category, capped at S$1,000 per month.
Ladys Solitaire CardUOB Lady’s Solitaire Card 4.0 4 mpd if dining is specified as your quarterly bonus category, capped at S$3,000 per month.
HSBC Revo Card SmallHSBC Revolution
(see our review)
4.0 4 mpd on dining via contactless payment, capped at S$1,000 per month.
CardMaybank Horizon Visa Signature
(see our review)
3.2 3.2 mpd on all local dining transactions with a total spend in any category of at least S$300 in the same calendar month.

This is dependent on the Merchant Category Code (MCC) for these outlets falling under an applicable dining category for these cards.

What about contactless?

Most if not all of these outlets should support contactless payment transactions, meaning you can also consider using the UOB PPV card (see our review) for mobile contactless payment (e.g. Apple Pay / Google Pay), or the UOB Visa Signature card (see our review) for mobile wallet or physically tapping the card.

That will earn you 4 miles per dollar in both cases, subject to the monthly caps for bonus transactions on those cards.

How KrisPay earn works

Remember we never recommend using KrisPay miles to pay for goods or services through the KrisPay app, it’s only earning miles which is a good value proposition. We explain how it works in our article from March last year, when earning miles through the KrisPay app was first launched.

In essence:

  • You’ll earn miles through KrisPay regardless of the payment method, simply key in the total amount and the merchant will scan the QR code from your phone and approve the miles credit.
  • You pay the merchant directly using cash, a credit card or debit card. KrisPay does not handle the transaction in any way. That means you can double-dip by earning KrisPay miles (which convert 1:1 into KrisFlyer) and your usual credit card miles at the same time.
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(Image: Singapore Airlines)

Earned KrisPay miles can be transferred to your KrisFlyer account within 7 days of earning the miles. To do so, simply tap on the “Transfer to KrisFlyer” button which will appear on the miles earned confirmation screen or transaction details screen.

KrisPay miles earned per transaction can only be transferred to your account in their entirety. If you earned 100 KrisPay miles from a single transaction, the full 100 KrisPay miles must be transferred to your KrisFlyer account. If you have already spent some of your KrisPay miles earned, a partial transfer option is not available.

We therefore recommend transferring to KrisFlyer immediately following any earning transaction, in case you either forget or make a mistake later.

You don’t want to be using KrisPay miles as a payment method later, as this represents very poor value.

KrisPay app

If you haven’t got it yet, you can download the KrisPay mobile app at the following links. Remember only use it to earn miles, never be tempted to spend your KrisPay miles at any merchant.

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Summary

Both 6 miles per dollar and 9 miles per dollar are excellent earn rates when using KrisPay, plus when you combine that with a 4 mpd card for dining or contactless transactions as applicable it’s good for up to 13 miles per dollar in total from some of these transactions – a truly excellent return!

Even a fairly ‘average’ general spend card (1.2 mpd) will net you at least 7.2 mpd in total here, over the next two weeks.

Remember as always to transfer any KrisPay miles earned in their entirety straight to your KrisFlyer account.

(Cover Photo: Pasarbella)

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